Kimber Bettino is a financial advisor at Edward Jones with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Sagepoint Financial, Inc., First Financial Equity Corp, and engaged in notary services. Bettino has been with Edward Jones since 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Justin Gillham is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing experience in delivering comprehensive financial strategies for high net worth individuals and businesses. Since entering the financial services industry in 2002 and joining Merrill Lynch in 2008, Justin has been a part of the WGS Group in Scottsdale, Arizona, where he offers a broad approach to wealth management. His services include investment management, retirement and estate planning, wealth transfer strategies, education and liquidity planning, tax minimization, life insurance, and wealth preservation. Justin holds a Bachelor of Science degree in Business Management from Bowling Green State University, where he specialized in Finance, Financial Planning, and Management Information Systems. He earned the CERTIFIED FINANCIAL PLANNER® (CFP®) certification in 2008 and the Chartered Retirement Planning Counselor™ (CRPC™) designation in 2007. His professional philosophy emphasizes personalized, consultative advice based on clients’ financial situations, preferences, and goals, with a focus on aligning asset allocation to clients’ income expectations, risk tolerance, and liquidity needs. Outside of his professional role, Justin is an avid golfer and family man who lives in Scottsdale, Arizona, with his wife and three children. He dedicates time to community involvement, including volunteering and coaching with the Cactus Foothills Little League, and has contributed to organizations such as the ALS Association, American Cancer Society, Arizona Foster Care, Adoption & Mentoring Agency, Fresh Start Women's Foundation, and Great Hearts Academies.

Kenneth Clowers is a financial advisor at OSAIC with 35 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms including Securities America, KMS Financial Services, and Signator Investors. He maintains an insurance license issued by the State of Washington but has not conducted insurance business in many years. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services through a multi-advisor platform, with an investment approach focused on model-based asset allocation and portfolio optimization supported by various analytical tools.

Amy Mohnsam is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked with Wells Fargo entities since 2016, including Wells Fargo Securities and Wells Fargo Clearing Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Chris Howard is a financial advisor with LPL Financial based in Sun City, AZ. He holds the CFP® designation and securities registrations Series 63, 65, and 66, and has 25 years of industry experience. His prior work includes a year at Merrill before joining LPL Financial and Flagstar Bank N.A., where he has worked since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing various strategies and advisor-support tools across a broad platform.

Maryse Marshall is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2015, including a role at Bank of America, N.A. since 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Rosemary Altuna is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and 40 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of services including investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and other sources.

Glenn Pahnke is a financial advisor at Raymond James & Associates with 38 years of industry experience. He previously worked at City National Bank and RBC Capital Markets. He serves as chairman of the Boys & Girls Club of Metro Phoenix Foundation board of directors, where he oversees investment activities as a trustee. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on a range of portfolio management styles and affiliated research.

Christopher Hisle is a financial advisor at Robert W. Baird & Co. in Scottsdale, AZ, with 13 years of industry experience. He holds a Series 66 designation and has been with Robert W. Baird since 2013. Outside of his advisory role, Hisle operates a woodworking business, Scottsdale Design Co., where he builds furniture primarily for personal use and occasionally for friends and family. He is part of the DDK Group within Robert W. Baird’s Private Wealth Management department, serving individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs, supported by internal research and advanced investment management tools.

David Meyer is a financial advisor with OSAIC, holding Series 63, 65, and 66 licenses and over 25 years of industry experience. His career includes 12 years at Securities America Advisors and involvement with Legal Shield since 2014. Meyer is active in several professional and community organizations, including the Nebraska Partnership for Philanthropic Planning and the Southwest Omaha Rotary. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and portfolio management with an emphasis on model-based asset allocation and portfolio optimization.

Sergio Mejia is an International Wealth Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2016. He specializes in crafting tailored financial strategies to assist a select group of high-net-worth individuals, their families, and their businesses in achieving both short- and long-term goals. Sergio's approach is collaborative and consultative, working closely with clients' other trusted advisors to provide comprehensive wealth management solutions. With over eight years of experience in the financial services industry, Sergio focuses on areas including family wealth management strategies, legacy planning, personal retirement planning, international wealth management, and services for endowments, foundations, and non-profits. He holds a Bachelor of Science in Business Administration and a Bachelor of Arts in Communications from The University of Arizona and Eller School of Management, respectively. Additionally, Sergio holds the Series 7 and 66 FINRA registrations as well as professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is fluent in both English and Spanish. As a first-generation immigrant from Colombia, Sergio is actively involved in community service, participating in several nonprofit organizations in the valley. He is an active member of the Hispanic Leadership Business Council at Bank of America and the Phoenix 20-30 Club, an organization dedicated to serving underprivileged children. Sergio resides in Scottsdale, Arizona, with his wife Jackie and son Diego, and enjoys cycling, golfing, and engaging with his church during his free time.

Carmen Valiquette is a financial advisor at Charles Schwab with seven years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2017, with prior roles at ITWorks, Modis, and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, written advice policies, and access to alternative investments through a centralized, integrated wealth management platform.

Adam Bletzinger is a financial advisor at OSAIC Wealth, Inc. with a Series 66 designation and one year of experience in the advisory industry. Prior to joining OSAIC, he held various roles across several companies, including Epic Valet and Oxford Global Resources. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm utilizes a model-based investment approach with tools for portfolio optimization, supported by a complex affiliate network and multiple program offerings.

Dante Carbajal is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. His work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and several service-oriented positions prior to joining the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Stuart Murray is a financial advisor with LPL Financial in Phoenix, AZ, holding the Series 63 and Series 66 designations and bringing 29 years of industry experience. His prior experience includes roles at Merrill and A. G. Edwards & Sons, Inc. He is involved with SMurray Enterprises LLC and BDC Group in non-investment related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning, asset management, and institutional platforms supported by research and advisor tools.

Kathryn Cocreham is a financial advisor at Morgan Stanley with 19 years of industry experience. Her prior roles include positions at Solium Financial Services LLC, Oppenheimer & Co., Charles Schwab, and Thrivent Investment Management. She holds Series 63 and Series 66 designations and is based in Scottsdale, AZ. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Angela Turlington is a Series 66-licensed financial advisor with Morgan Stanley, where she has worked since 2019. She has two years of industry experience and previously worked in marketing and disability services. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning services.

Cody Bowman is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Morgan Stanley since 2022 and at the Morgan Stanley Private Bank since 2023. Prior to that, he was with The Vanguard Group for one year and held marketing roles at Arkham Elite Marketing, Gotham Elite Marketing, and Champaign Elite Marketing. He also has a background at the University of Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients through a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and advisory processes designed to support client financial goals.

Peter Smith is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Ameriprise, Stifel Nicolaus, and Moors & Cabot. Outside of his advisory role, he serves on the board of trustees for the Arizona Science Center and owns a food truck business in Phoenix. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ryan Fullmer is a financial advisor with Cambridge Investment Research Advisors. He holds the Series 66 designation and has two years of industry experience. Prior to his current role, he worked in sales and service positions at Cellular Sales of Knoxville Inc. and McDonald's. Cambridge Investment Research Advisors serves a diverse client base including individual and institutional investors such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through thousands of financial professionals managing a multi-billion dollar asset base.