Jason Cowans is a financial advisor with Robert W. Baird & Co. in Chandler, AZ, holding CFP® and ChFC® designations and over 24 years of industry experience. Prior to joining Baird in 2026, he held roles at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services LLC. He is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individuals, corporate and business clients, pension plans, and charitable organizations. Baird offers a range of financial planning and portfolio management services utilizing multiple separately managed account strategies, tax management, and internal research tools, managing approximately $394 billion in regulatory assets as of December 31, 2025.

Benjamin Thomas is a financial advisor with Thrivent Investment Management in Tempe, AZ, holding Series 63 and Series 65 credentials. He has six years of industry experience, with prior roles at Thrivent Financial, Modern Woodmen of America, Wright Medical, UPS, and Lyft. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written financial planning recommendations without implementation. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Tuan Hoang is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since 2010, he has worked directly with healthcare and technology professionals, as well as small business owners and entrepreneurs, helping them achieve their financial goals through a streamlined, goal-based wealth management process emphasizing accountability, service, and results. His client focus includes college education planning, divorce transition planning, executive and equity compensation, family wealth management, retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Tuan holds a Bachelor's Degree from Seattle University and maintains the CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) designations. Fluent in both Vietnamese and English, he emphasizes working one-on-one with clients to develop personalized financial strategies aligned with their long-term goals. Residing in Seattle with his wife and two sons, Tuan enjoys traveling and exploring the outdoors with his family. His personal interests include camping, cooking, dancing, football, golfing, hiking, music, and singing. He is involved with the community organization Helping Link and is a fan of the Seattle Seahawks.

Jeffrey Boles is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Vanderbilt Mortgage and Finance Inc. and Bank of America, N.A. He has also worked in diverse fields such as education and hospitality. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Jose Luis Bufanda is a financial advisor with Merrill based in Queen Creek, AZ. He holds a Series 66 designation and has seven years of industry experience. Prior to his current role, he worked at Bank of America, N.A. for 10 years and has experience with GMS/E & C Services and Red Mountain High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Pacek Jr. is a financial advisor with Merrill who holds Series 63 and Series 66 designations and has 18 years of industry experience. He has worked at Merrill since 2012 and concurrently at Bank of America since 2013. Outside of his advisory role, he works part-time for Instacart as a delivery service employee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Nancy Nguy is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 designation. She has worked at both Merrill and Bank of America since 2014. Outside of her advisory role, she is involved with a for-profit LLC that manages family rental properties, where she acts as the main contact for property issues. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party portfolio managers for individuals, high-net-worth clients, and institutions.

Benjamin Stidham is a financial advisor with LPL Financial in Tempe, AZ, holding a Series 66 designation and 22 years of industry experience. Prior to joining LPL in 2021, he worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo bank from 1999 to 2021. He is also a commissioned notary public. LPL Financial is an SEC-registered adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and proprietary research.

Elias Hoff is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 credential and six years of industry experience. His prior roles include work at Bank of America and Farmers Insurance. Outside of his advisory work, he is the general partner and managing member of Brother Holdings LLC, a limited liability company based in Scottsdale, Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Ryan Dodd is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Prior to joining Morgan Stanley in 2026, he worked at Bank of America and Merrill. Outside of his advisory work, he pursues woodworking as a hobby, occasionally creating items for friends and family. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and advisory programs without providing individual security recommendations through its standalone planning services.

Peter Schraufnagel is a financial advisor at Edward Jones in Gilbert, AZ, holding a Series 66 designation with seven years of industry experience. He worked at BMO Harris Bank NA from 2015 to 2018 before joining Edward Jones. Outside of his advisory role, he is involved in commercial and short-term residential rental properties in Arizona. Edward Jones is a full-service wealth management firm serving both individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with an extensive network of advisors and branch offices nationwide.

Louis Schuster III is a financial advisor with Ameriprise in Gilbert, AZ, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm utilizes a centralized consulting team and incorporates algorithmic automation alongside human oversight in its planning process.

Luke Gebert is a Series 66 licensed financial advisor with eight years of industry experience. He is currently with Merrill in Chandler, AZ, where he has worked since 2017, including time at affiliated Bank of America entities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Michael Moore is a Series 66-licensed financial advisor at LPL Financial with three years of industry experience. His prior roles include positions at Kestra Advisory and Kestra Investment Services, LLC. Moore has also worked in educational and community settings, including Grand Canyon University and Twinsburg Summer Camp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by research and various portfolio management options.

Jeffrey Hochstetler is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2012, including two years with Morgan Stanley Services Group Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery conversations and firm-approved planning tools.

Jennafer Getz is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and 10 years of industry experience. She has been with Merrill since 2012 and has also worked at Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jennifer Higgins is a financial advisor at Fidelity with eight years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley Smith Barney LLC and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, as well as registered investment companies. The firm employs a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

Olivia Thompson is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Merrill since 2022 and previously held roles at Bank of America, Diamondback Legal, Asesoria Integral Emasesor, Fiduciaria del Pacífico, and Genera Trust Administradora Fondos y Fideicomisos. Outside of her advisory work, she operates a photography business focused on social events. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Greg Proctor is a financial advisor at Morgan Stanley in Gilbert, AZ, with 18 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at The Vanguard Group and Fidelity Brokerage Services. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm employs structured planning tools and models outcomes using firm-approved methodologies, managing approximately $2.74 trillion in client assets.

Azucena Beltran is a financial advisor with Edward Jones in Gilbert, AZ, holding a Series 66 designation and having 11 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.