Daniel Martin is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2017. He has been affiliated with Charles Schwab & Co., Inc. since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, with client authorization required for trades and a focus on personalized recommendations aligned with each client’s goals and risk tolerance.

Brendan Moore is a financial advisor at Carson Wealth with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Raymond James & Associates, Morgan Stanley, and Northwestern Mutual. He is based in Scottsdale, AZ. Carson Wealth is an SEC-registered investment adviser overseeing approximately $50.6 billion through a network of more than 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing an Investment Committee to manage model portfolios and providing tailored solutions such as custom indexing and alternative investments.

Jacqueline Flindall is a CFP® professional with 19 years of industry experience, currently affiliated with United Planners' Financial Services of America as a Limited Partner. Her career includes roles at several firms such as PFG Advisors, LLC, Securities America, Inc., and Cue Financial Group, Inc. Outside of advisory work, she serves as president of R&R Ranch, a community and civic organization in Rio Verde, AZ. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individuals, retirement plans, corporations, and trusts. The firm’s advisory services are delivered through independent Investment Adviser Representatives using a variety of custodians and third-party managers, with a significant portion of assets managed on a non-discretionary basis.

Kerina Graham is a financial advisor with Stratos Wealth Partners, Ltd. She holds the Series 66 designation and has 20 years of industry experience. Her prior experience includes roles at Merrill and Banc of America Investment Services. Outside of her advisory work, she is involved with Arizona Casino Party, a nonprofit organization that raises money through non-cash casino events. Stratos Wealth Partners is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, using an IAR-driven model with open-architecture portfolio management that integrates multiple third-party platforms and managers.

Treva Ziemba is a CFP® professional with 29 years of industry experience, currently serving at Schwab Wealth Advisory. Her career includes roles at Charles Schwab & Co., Schwab Wealth Advisory Inc., Kohl's, and Vanguard Advisers. She holds leadership positions outside of her advisory work, including president of the Scottsdale Vista North Homeowner Association and secretary of the Desert Mountain Boosters, a nonprofit charitable organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with client-directed execution and periodic reviews tailored to individual goals and risk tolerance.

Daniel Lindblad is a financial advisor with Eagle Strategies (NY Life) based in Sun City, AZ, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He has held roles at several firms including Mahoney Financial Organization, Lindblad Commercial, Lindblad Financial Group, Nylife Securities Inc., and New York Life Insurance Company. Outside of his advisory work, Lindblad serves as a board member for Jesus Church in Phoenix, AZ. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, institutional investors, and corporate clients. The firm emphasizes tailored recommendations and offers multiple program types, managing most of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Dianne Fay is a CFP®-certified financial advisor with 34 years of industry experience, currently affiliated with J. W. Cole Advisors, Inc. She has held roles at The O.N. Equity Sales Company and Ohio National Financial Services from 2007 to 2022. In addition to her advisory work, she oversees operations as president of Fay & Associates, a tax and accounting practice. J. W. Cole Advisors, Inc. supports a large network of independent investment adviser representatives and offers fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutions. The firm employs a variety of investment strategies and platforms, including discretionary and non-discretionary account management and digital advice solutions.

Raguel Shaw is a financial advisor with United Planners Financial Services of America and holds Series 63 and Series 65 licenses. He has one year of industry experience, including a prior role at The Vanguard Group. Outside of his advisory work, Shaw is involved in real estate sales and property management through his own business, Raguel Shaw Real Estate/TCT Real Estate. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors.

Leslie Vipond is a financial advisor at Schwab Wealth Advisory with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2012, also working at Charles Schwab since 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection based on Schwab’s proprietary models and conducts at-least-annual portfolio reviews tailored to clients’ goals and risk tolerance.

Michael Emerson is a CFP® professional with 19 years of industry experience. He has worked at Mariner Wealth Advisors since 2022 and previously operated Emerson Wealth, LLC for 15 years. Emerson is also independently licensed to sell insurance through various agencies, spending minimal time on this activity. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and access to third-party managers. The firm combines in-house research with external managers across multiple asset classes and provides integrated tax and accounting services along with family office and employer financial wellness solutions.

Joseph Feichtel is a CFP® professional affiliated with United Planners' Financial Services of America, with 34 years of industry experience. He has been with United Planners since 2013 and owns JMF Financial Services, LLC, a tax preparation and accounting firm. In addition to his advisory work, he operates a non-variable insurance business. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and institutional clients. The firm employs independent Investment Adviser Representatives and uses a combination of custodians, third-party managers, and platform programs to deliver predominantly non-discretionary advisory services.

Jacob Howard is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2019. Prior to his current role, he spent a year at Grand Canyon University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm emphasizes asset allocation guidance based on Schwab’s internal research and uses a model-driven approach with personalized recommendations and at-least-annual reviews.

Ammiel Banayat is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He has worked with Schwab Wealth Advisory since 2019 and concurrently serves as a Captain and Company Commander in the Arizona Army National Guard, focusing on explosive ordnance disposal operations. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, utilizing asset allocation models and internal research tools to deliver personalized recommendations without discretionary trading authority.

David Finger is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and one year of industry experience. He has been with Schwab Wealth Advisory since 2026 and has prior experience at Charles Schwab & Co., Inc. and Right Start Mortgage, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients in the Schwab Wealth Advisory program and certain clients referred by Charles Schwab & Co., focusing on asset allocation and investment selection tailored to individual goals and risk tolerance. The firm uses proprietary asset-allocation models and research tools while trades require client authorization.

Alison Grefsheim is a financial advisor at Centaurus Financial, Inc. in Scottsdale, AZ, holding a Series 66 designation with six years of industry experience. She previously worked at Equitable and Equitable Advisors for a combined eight years and spent two years at Zenreach. Outside of her advisory role, she serves as the treasurer on the Osborn Village Condominium Association board and is a notary. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers comprehensive financial planning and portfolio management through the CLASSIC Plus platform, employing various analytical approaches and allowing both discretionary and non-discretionary asset management.

Hunter Shaw is a financial advisor with Beacon Pointe Advisors, LLC, holding a Series 66 designation and two years of industry experience. His prior roles include positions at OSAIC, Securities America, Inc., Iron Point Financial Advisors, and Gallagher Insurance Co. Outside of investment advising, he is also an insurance agent with Beacon Pointe Insurance Services, LLC, where he sells life, health, and accident insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm utilizes a manager-driven investment approach with asset allocation modeling and offers services such as discretionary wealth management, fiduciary consulting, and outsourced CIO solutions.

Jennifer Foster is a financial advisor with Commonwealth Financial Network in Scottsdale, AZ, holding a Series 66 designation and 16 years of industry experience. She has worked at BLACKROCK since 2013 and is currently associated with both Commonwealth Financial Network and Five Point Wealth Advisors. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 affiliated advisors and managing approximately $212.7 billion in client assets. The firm provides a wide range of managed account programs, third-party asset manager access, and custody services, supporting advisors with both discretionary and nondiscretionary portfolio management options.

Brent Thurber is a Financial Consultant currently working at Fidelity Investments since 2022. He has 27 years of experience in the financial industry and specializes in developing tailored financial plans by partnering with clients to understand their individual goals and needs. Prior to his current role, Brent served as a Wealth Advisor at USAA from 2014 to 2022 and as a Vice President Financial Consultant at Charles Schwab from 1999 to 2014. He holds a California Insurance License. Outside of his professional career, Brent has personal interests that include the beach, fitness, and military service.

Martin Czerwonka is a financial advisor at Schwab Wealth Advisory with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at USAA Financial Advisors and USAA Investment Services Company. Outside of his advisory work, he manages a cabin rental through Airbnb on a limited basis. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and research tools. The firm typically recommends separately managed accounts and does not exercise discretionary trading authority.

Sarah Stevenson is a financial advisor at Brookstone Capital Management LLC in Phoenix, AZ, holding Series 65 and Series 63 licenses with one year of industry experience. Prior to joining Brookstone, she worked at Capital Insight Partners and The Vanguard Group, Inc. Outside of finance, she is a Pilates instructor with Reformed Pilates and has worked as a clothing model under contract with Arizona Model Management. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm offers discretionary portfolio management through a turnkey asset management platform involving strategic asset allocation models, a mix of investment vehicles, and a combination of internal and external sub-advisors.