Ju Hwan Oh is a financial advisor with Money Concepts Capital Corp in Anaheim, CA, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Money Concepts Capital in 2025, he worked at Unity Wealth Partners and Ameritas Investment Company, LLC. In addition to his advisory role, he is a partner at John Oh CPA Professional Corp, where he provides accounting and tax planning services. Money Concepts Advisory Service offers investment advisory, financial planning, and consulting services to a diverse client base including individuals, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies across discretionary and non-discretionary programs, managing approximately $4.07 billion in client assets through a network of several hundred advisors.

Albert Herzog IV is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. His prior experience includes roles at Executive Wealth Management, Private Client Services, and Wells Fargo Advisors. He is also involved in entrepreneurial activities as an owner and advisor of various financial and tax-related businesses, including Executive Wealth Management and Executive Tax Solutions. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs a customized investment approach that combines fundamental, technical, and cyclical analysis, and provides ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds.

Laura Lawther is a CFP® professional with 18 years of industry experience, currently serving at Empower Advisory Group. Her prior roles include positions at Raymond James Financial Services Advisors, Auro Wealth Management, and Pickett Financial Partners. Outside of her advisory work, she serves as Treasurer for The Pet Adoption Center of Orange County, a non-profit animal rescue organization. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to IRA and retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Jared Lopez is a CFA® charterholder based in Torrance, CA, with 8 years of industry experience spanning roles at Capital Group, BNY Mellon, First Bank, and EP Wealth Advisors, where he has worked since 2022. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation, using customized portfolios with a mix of fundamental, technical, and cyclical analysis.

Ryan Cravitz is a CFP® with 13 years of industry experience, currently serving at Brookstone Capital Management LLC since 2016. He has also owned Cravitz Financial & Insurance Solutions, previously Milestone, since 2011, where he promotes and teaches financial literacy to adults and children as a Certified Financial Education Instructor with the National Financial Educator's Council. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other entities. The firm offers discretionary portfolio management through a turnkey asset management platform and employs a range of investment strategies including strategic and dynamic asset allocation models, ETFs, mutual funds, and options-enhanced strategies.

Morgan Degooyer is a CFP® and holds a Series 65 license, currently serving as a financial advisor at EP Wealth Advisors with six years at the firm and a total of nine years in the industry. His prior experience includes roles at The Insight Group, Inc., Integrated Financial Group, and The Church of Jesus Christ of Latter-Day Saints. EP Wealth Advisors is a registered investment adviser serving individual, corporate, and retirement plan clients. The firm offers wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios with ongoing monitoring and rebalancing that incorporate fundamental, technical, and cyclical analysis.

Sara Laclair is a CFA® charterholder and holds a Series 66 license with 10 years of industry experience. She currently works at EP Wealth Advisors and previously held roles at Capital Insight Partners, Voya Financial Advisors, Inc., and Rayhons Financial Solutions. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, utilizing a mix of fundamental, technical, and cyclical analysis to construct customized model portfolios and provide ongoing monitoring, including ERISA plan services.

Aiyana Baker Shedd is a Series 66 licensed financial advisor with four years of industry experience. She is currently with Citigroup Global Markets, where she has worked since 2022. Prior to that, she held positions at First Foundation Bank and Community First Federal Credit Union. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with oversight committees and integrates both discretionary and non-discretionary approaches, including exposure to alternative investments and digital assets.

Tyler Mc Sween is a CFP® at EP Wealth Advisors with one year of industry experience. He previously worked at First Republic Investment Management and Schoettle Financial before joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Farid Mokhtarian is a financial advisor with TLG Advisors, Inc. based in Torrance, CA, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has been with The Leaders Group Inc. since 2009. Outside of advising, he is an author and is involved in several insurance-related businesses. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, pension and retirement plans, and other institutional investors. The firm’s investment approach emphasizes manager selection and ongoing monitoring, applying fundamental analysis and Modern Portfolio Theory to build diversified portfolios.

Mark Pierce is a CFP® with 22 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. His prior roles include positions at Purshe Kaplan Sterling Investments, Criterion Capital Advisors LLC, Wells Fargo Advisors, and his own firm, Pierce & Pierce Inc., which operates a family farm. He also serves on the board of directors for the nonprofit Blakeford at Green Hills. EP Wealth Advisors is a registered investment adviser that provides wealth management, discretionary portfolio management, and financial planning services to individuals, businesses, and retirement plans. The firm employs a blend of fundamental, technical, and cyclical analysis to construct customized portfolios and offers ancillary services including tax preparation and estate-document facilitation for qualified clients.

Matthew Kuhn is a CFA® charterholder and holds a Series 65 license with 29 years of industry experience. He has been with EP Wealth Advisors since 2020 and previously spent 28 years at Harris Financial Advisors, Inc. He is based in Torrance, CA. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and provides additional services such as tax preparation and estate-document facilitation for qualifying clients.

Karl Kim is a CFP® with 38 years of industry experience, currently serving at Integrity Alliance, LLC since 2020. He previously worked at Triad Advisors, Inc. for 14 years and has been involved with Retirement Planning Advisors, Inc. since 2002. Outside of advisory work, Kim owns a Medi-Cal eligibility service business and serves on the board of Keiro Kikyo Home, a care facility. Integrity Alliance supports a diverse client base including individuals, charitable organizations, corporations, and retirement plans through 164 independent advisers. The firm offers comprehensive asset management, financial planning, and retirement consulting, utilizing both advisor-managed and model-based portfolio strategies across various investment vehicles and platforms.

Megan Hurches is a financial advisor at EP Wealth Advisors with four years of industry experience. She holds a Series 65 designation and previously worked at Executive Wealth Management, Dynamic Wealth Management Solutions, and has experience in healthcare roles at Ascension St. Thomas West, Sarah Cannon Research Institute, and Northwestern Memorial Hospital. Outside of advising, she serves as a nurse educator, virtually instructing patients on the use of home INR monitoring systems. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, employing customized portfolios with a range of analytical approaches and facilitating ERISA-related fiduciary services.

Savitri Pai is a financial advisor with Capital Group Private Client Services, Inc. in Los Angeles, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. Her prior experience includes roles at J.P. Morgan Chase Private Bank and Capital Bank & Trust Company. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, employing a multi-manager approach that emphasizes fundamental research and a long-term investment horizon. The firm implements portfolios through separately managed accounts, mutual funds, ETFs, and private equity or alternative strategy funds.

Steven Mahan is a CFA® charterholder with 12 years of industry experience. He is currently with EP Wealth Advisors and previously worked at Capital Insight Partners LLC and American Funds. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, using customized model portfolios and a variety of investment strategies including fundamental, technical, and cyclical analysis.

Hannah Sullivan is a CFP® professional with seven years of experience in financial planning and advisory roles. She is currently with J.W. Cole Advisors, Inc., where she has worked since 2022, following prior experience at Lincoln Financial Advisors. Outside of her advisory work, Sullivan serves as Secretary for Orange Blossoms, an auxiliary group that raises funds for women and children in need, and is a board member of the Community Foundation of Orange, a nonprofit focused on local charitable initiatives. J.W. Cole Advisors operates a large network of independent advisors offering fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutions. The firm employs a range of discretionary and non-discretionary management strategies and provides access to multiple investment platforms and third-party managers.

John Gardner is a CFP® and ChFC® at EP Wealth Advisors with six years of industry experience. He previously worked at Northwestern Mutual in various roles from 2018 to 2023 before joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services, using a combination of fundamental, technical, and cyclical analysis along with alternative investment strategies.

Lynn Newman is a CFP®-credentialed financial advisor with Eagle Strategies (NY Life) based in Los Angeles, CA, bringing 34 years of industry experience. She has worked with Nylife Securities LLC since 1992 and New York Life Insurance Company since 1991. Outside of her advisory role, she is appointed with various insurance carriers to broker non-registered insurance products. Eagle Strategies serves individual and institutional clients with financial planning, investment management, and retirement-plan advisory services. The firm offers a variety of program types and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Kamron Nahavandi is a financial advisor with Money Concepts Capital Corp in Placentia, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. His prior roles include positions at MassMutual, The Prudential Insurance Company of America, and Fit Strategic Advisors LLC. He is also involved with FIT Planning Group, offering fixed and indexed insurance products. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base including individuals, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation approaches and operates alongside its broker-dealer and insurance businesses, offering clients access to a wide range of proprietary and third-party investment programs.