Joseph Polwrek is a financial advisor with LPL Financial in Pasadena, CA, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2023, he worked at Monte Vista Christian School for five years and Newell Brands for three years. He operates Polwrek Financial as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by extensive technology and a broad array of affiliated financial services.

Elizabeth Norman is a financial advisor with LPL Financial in Brea, California, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. Prior to joining LPL Financial in 2017, she spent 17 years at National Planning Corporation. She also serves as a trustee for the Norman Family Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives, serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, including customized strategies and third-party asset management access.

Chad Beck is a financial advisor with LPL Financial in Pasadena, CA, holding Series 63 and Series 65 licenses and 18 years of industry experience. He previously worked at Grove Point Investments, LLC and Grove Point Advisors, LLC, and he led H.Beck, Inc. for ten years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, access to third-party asset managers, and institutional platforms, utilizing various investment strategies and operational tools.

Mason Bryant is a Senior Financial Advisor at Merrill Lynch Wealth Management, serving individuals and couples primarily in Southern California. He joined Merrill in 2019, focusing on helping clients achieve financial goals such as building wealth, saving for a first home, funding education, and planning for retirement. He is a Personal Investment Advisor (PIA) and pursues a diversified investment approach, constructing personalized portfolios that consider tax efficiencies and long-term financial strategies. Mason collaborates with clients' CPAs, attorneys, and his network of trusted advisors to implement tax-minimization and estate planning strategies. He offers access to residential and securities-based lending and custom lending solutions through Bank of America, N.A. Mason holds a bachelor's degree from the University of Pennsylvania, where he played on the 2015 and 2016 Ivy League Championship football teams. A native of Monrovia, California, he was a three-sport scholar-athlete and football captain in high school. His experience in team sports influences his professional philosophy, emphasizing teamwork and execution. Mason dedicates time to educating clients on long-term saving and investing and strives to understand their individual situations to simplify their financial lives. Outside of his professional role, Mason is actively involved in various organizations, including the Black Professional Group at Bank of America, the Penn Club of Los Angeles (where he is president), and the San Gabriel Valley Chapter of the National Football Foundation. He participates in community service through his church and other organizations, and has experience coaching and mentoring athletes at Monrovia High School. Mason values the impact of his contributions both in and out of the office and maintains long-standing commitments to the communities he serves.

Diana Tran is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Her work history includes roles at Bank of America and Merrill, among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Lo Coco is a financial advisor at LPL Financial with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Western International Securities, RJJ Pasadena Securities, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory role, he manages a rental property in Monrovia, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and extensive operational tools.

Bruno Mendes is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Morgan Stanley, Mendes Wealth Management, LLC, and operated his own consulting business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis, focusing on funds and strategies approved through internal review processes.

Alexi Papadopoulos is a Planning Consultant at Fidelity Investments. In this role, Alexi provides clients with clear and transparent guidance to support their long-term financial decisions. Alexi's approach focuses on understanding each client's unique financial journey and prioritizing their interests to deliver honest insight and thoughtful planning, particularly in retirement planning. Alexi's professional experience at Fidelity Investments includes serving as a Financial Representative from 2024 to 2025, then as a Relationship Manager in 2025, before becoming a Planning Consultant in 2025. This progression reflects a breadth of experience in client relationship management and financial planning within the firm.

John Frederich is a financial advisor with Ameriprise in La Canada, CA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, Frederich serves as chairman and president on multiple nonprofit boards, including Cristian Recovery International and Shepherd's Knoll Ministries. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement, typically with at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations, with an emphasis on assets held in Ameriprise Managed Accounts.

Evans Lam is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, Lam serves as a director of a nonprofit networking organization and is involved with educational institutions as a trustee and board member supporting scholarship initiatives. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of investment products and leveraging proprietary research and capital market insights.

Angela Ngan is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 22 years of industry experience. She previously worked at U.S. Bancorp Investments, Inc. for 12 years before joining Thrivent in 2021. Outside of her advisory role, she owns a single-family rental property. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, taxes, and estate matters. The firm combines goal-based analyses and flexible service options, allowing clients to integrate planning with managed-account programs while keeping these services separate.

Jennifer Kim is a financial advisor with Equitable Advisors in La Palma, CA, holding a Series 66 designation and 14 years of industry experience. Her prior work includes roles at Cetera, Avantax, and Ksga LLP. She is also a partner at Prospera Accountancy Group, where she provides CPA services. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Johnny Chi is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab, TD Ameritrade, and Cetera Investment Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Gary Charlebois is a financial advisor with OSAIC in La Verne, CA, holding a Series 63 license and over 45 years of industry experience. He has been with OSAIC since 1989 and also operates Pension Portfolios, a sole proprietorship through which he occasionally writes life and health insurance policies. OSAIC serves a broad range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services with a variety of investment platforms and third-party manager options.

Rafael Robles is a financial advisor at Merrill with a Series 66 designation and over 20 years of experience, including roles at Bank of America from 2002 to 2025 before joining Merrill in 2025. He is based in Whittier, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Yu is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 credential and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank since 2015. Outside of his advisory work, Yu serves on the board and auditing committee of the Cal Poly Pomona Philanthropic Foundation. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Parker Olson is a financial advisor at Thrivent Investment Management with three years of industry experience. He holds the Series 66 designation and has worked previously at firms including Purshe Kaplan Sterling Investments, Ares Management Corporation, and Northern Trust. Outside of his advisory work, he serves on the finance committee of Vintage Church Pasadena, assisting with financial modeling for future church budgets. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning delivered through a network of advisors. The firm’s approach separates planning from portfolio management and offers ongoing reviews without discretionary trading authority.

Norbert Chen is a financial advisor at LPL Financial with 25 years of industry experience. He has been with LPL Financial since 2004 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he provides private tutoring and financial education services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a large network of advisors.

Johnny Vallejo is a financial advisor with Cambridge Investment Research Advisors in Placentia, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2011. Outside of his advisory role, Vallejo owns Johnny V Distributing, a business based in Fullerton, CA. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers multiple investment implementation options through proprietary and third-party strategies, supporting both discretionary and non-discretionary approaches tailored to client objectives.

Alex Lukoff is a financial advisor with Merrill in Placentia, CA, holding a Series 66 designation and 20 years of industry experience. He has been with Merrill and Bank of America since 2015 and has operated The Cigar Guys, a separate business venture, since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.