Maria Lara is a financial advisor with HSBC Securities (USA) Inc. in San Francisco, CA, holding Series 63 and Series 66 licenses and three years of industry experience. She previously worked at Fidelity Investments and also holds a concurrent role as a Bank Officer at HSBC Bank USA, N.A., collaborating on bank-related products and services alongside her duties as a registered representative. HSBC Securities (USA) Inc. provides managed account programs serving individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary investment solutions. The firm’s investment approach combines strategic and tactical asset allocation supported by global asset management teams and offers specialized programs such as the Offshore Spectrum for qualified non-resident clients.

Joseph Matthews is a financial advisor at Farther with nine years of industry experience. He holds a Series 65 designation and has worked at Farther Finance Advisors since 2019. Prior to that, he spent three years at ForUsAll and is also a cofounder and board member of Essmart Global Inc., a company involved in distributing technology products in Southern India. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through both digital platforms and in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory, utilizing model portfolios with algorithmic rebalancing and employing a range of asset classes including ETFs, mutual funds, equities, and fixed income.

Cheng Aik Ong is a financial advisor with HSBC Securities (USA) Inc. based in San Francisco, CA. He holds Series 63 and Series 66 registrations and has 18 years of industry experience. He has worked with HSBC and associated entities since 2013, including roles at Cetera Investment Services LLC and Cathay Bank. He also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory responsibilities. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers various program types ranging from client-directed to fully discretionary portfolios, utilizing a risk-profile-based investment approach supported by HSBC Global Asset Management and third-party providers.

Sterling Moore is a financial advisor with CIBC Private Wealth Advisors, Inc. in San Francisco, CA, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His prior roles include positions at CIBC World Markets Corp., Orion Portfolio Solutions, and Brinker Capital. Outside of finance, he owns and operates two beekeeping businesses, Lollipop Honey Company and S&C's Honey Bees. CIBC Private Wealth Advisors serves a diverse client base including individuals, families, trusts, and investment companies, offering portfolio management, financial planning, and family office services. The firm combines an internal investment team with external managers and governance committees to create customized investment solutions, managing approximately $67.8 billion in assets across 175 advisors.

Michael Mc Laughlin is a financial advisor at Private Advisor Group, LLC with a Series 66 designation and one year of industry experience. His prior work includes roles at LPL Financial LLC, Defined Financial Planning, Mosaic Financial & Exodus Energy, and Accuvest. He has also held teaching positions at Gonzaga University, De La Salle High School, Saint Marys School, and Saint Isidore School. Private Advisor Group provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a fiduciary-based advisory model and utilizes technology platforms to implement a range of investment strategies, often through third-party managers and TAMPs.

Michele McMahon is a financial advisor with William Blair in San Francisco, holding CFP® and Series 66 designations and bringing 11 years of industry experience. She joined William Blair in 2018 after two years at Wells Fargo Clearing. Outside of her advisory work, McMahon serves as a basketball and volleyball referee for the Catholic Youth Organization and operates a scoreboard for sports events at the University of San Francisco. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm emphasizes active, research-driven management across multiple asset classes and offers proprietary model portfolios and access to private funds and co-investments through its MB Investments Program.

Matthew Hoskins is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 66 registrations and has 19 years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he spent 16 years with Charles Schwab Bank and has been associated with Charles Schwab since 2007. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s investment guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

John Caldwell is a CFP® professional with 34 years of industry experience. He has been with CIBC Private Wealth Advisors, Inc. since 2017 and previously worked for Investment Advisers Inc. from 2014 to 2017. He is based in San Francisco, CA, and holds the Series 63 designation. CIBC Private Wealth Advisors provides investment advisory and wealth management services to individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm combines internal investment teams, relationship managers, and governance committees to deliver customized portfolio solutions, including discretionary and non-discretionary management, financial planning, and family office services.

Thomas Dolby is a CFP® professional with 15 years of industry experience, currently with Schwab Wealth Advisory, Inc. He has worked previously at City National Bank, Bank of America, Merrill, and several other financial firms. Dolby holds Series 63 and Series 65 licenses and is based in San Francisco, CA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research tools, with trade execution requiring client authorization.

Penny Righthand is a financial advisor with Eagle Strategies (New York Life) based in Oakland, CA. She holds Series 63 and Series 65 licenses and has 38 years of industry experience. She has been affiliated with New York Life Insurance Company and Nylife Securities Inc. since 1987. Outside of her advisory work, she is writing a romance novel. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers tailored advice across multiple program types and manages the majority of its assets on a non-discretionary basis, with a focus on defined contribution and benefit plans as well as charitable and corporate clients.

Blake Mcginley is a CFP® with seven years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. His prior experience includes positions at CETERA Advisor Networks LLC and AssetMark Financial Inc. He also has experience outside finance, having worked at Occidental College and All About Poke. Cerity Partners advises a broad client base including high-net-worth individuals, families, trusts, business entities, and institutional investors, managing over $166 billion in client assets. The firm offers customized wealth management services and combines proprietary quantitative methods with direct security selection and access to alternative investments for qualified clients.

Darren Ting is a financial advisor at Farther with eight years of industry experience. He holds a Series 66 designation and previously worked at firms including J.P. Morgan, Merrill, Bank of America, Morgan Stanley, and First Citizens Bank. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform, supplemented by in-person meetings. The firm uses a Modern Portfolio Theory-based approach with proprietary models and algorithmic rebalancing, incorporating ETFs, mutual funds, equities, fixed income, and AI tools subject to internal review.

Ann Wang is a financial advisor with Rockefeller Financial LLC based in San Francisco, CA. She holds a Series 66 designation and has 22 years of industry experience. Her prior experience includes roles at Bank of America and Merrill. Outside of her advisory work, she is an owner of a small rental property business. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management, financial planning, and consulting services through a Private Advisor model and a consolidated investment platform.

Raunak Joseph is a financial advisor at Schwab Wealth Advisory, holding a Series 66 license with four years of industry experience. He has worked at multiple Charles Schwab entities since 2022 and previously held roles at Atlantis Properties and Intrigo System. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes internal research tools and standardized asset-allocation models to offer tailored recommendations without exercising discretionary trading authority.

Kevin Dorwin is a CFP® professional at Cerity Partners LLC with 22 years of industry experience. He has worked at Cerity Partners since 2021 and previously spent 17 years with Bingham, Osborn & Scarborough LLC. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, institutions, and business entities, providing customized wealth management services such as investment management, financial planning, and retirement consulting. The firm employs a client-specific investment framework that integrates quantitative screening, manager selection, and direct security selection, while also offering access to alternative and private market solutions for qualified clients.

Peter Lyon is a financial advisor at Hightower Advisors with 43 years of industry experience. He has held roles at Hightower Advisors since 2008 and previously worked at Morgan Stanley from 1994 to 2008. He holds the Series 63 and Series 65 designations. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors such as pension plans, charitable organizations, corporations, and trusts. The firm emphasizes manager selection and multi-manager solutions, using both affiliated and third-party managers, and offers a range of portfolio management and consulting services.

Joseph Kuo is a CFP® with 10 years of industry experience and currently works at Farther. He has held roles at Financial Life Focus, Family Wealth Consultants, Abundance Wealth Planning, and Griffin Black. Kuo is an adjunct professor at Golden Gate University and is the founder of Abundance Life Planning, where he coaches and teaches workshops. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a combination of web, mobile, and in-person platforms. The firm’s investment approach is based on Modern Portfolio Theory, using proprietary model portfolios and algorithmic rebalancing with a focus on ETFs, mutual funds, equities, and fixed income.

Adrian Fadrhonc is a financial advisor at Cerity Partners LLC with 13 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Cerity Partners in 2023, he worked for Ashfield Capital Partners LLC from 2012 to 2022. Cerity Partners advises a diverse range of clients, including high-net-worth individuals, families, institutions, and private funds, managing approximately $166.2 billion in client assets as of December 2025. The firm offers customized wealth management services and employs a client-specific investment framework that integrates quantitative screening, manager selection, and direct security selection, with access to alternative and private market solutions for qualified clients.

William Carlen Jones is a financial advisor at GWN Securities Inc. with one year of industry experience. He holds a Series 66 credential and has prior experience at Mathew Blurton-Jones and roles at the University of California, Irvine and Santa Barbara. Outside of his advisory work, he is involved as a representative for a pension education platform, Pension 101. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs and financial planning. The firm utilizes a mix of affiliated and unaffiliated sub-advisers and implements model-based portfolios, incorporating market-timing and momentum-based strategies in some programs.

John Bellamy is a CFP® and CFA® with 13 years of experience in financial advisory. He has worked at Wealth Enhancement Advisory Services, LLC and WEALTH ENHANCEMENT GROUP since 2022, following seven years at Ginsburg Financial Advisors. Bellamy serves as president and board member of Bullpen Club, Inc., a nonprofit supporting the Miramonte High School baseball program. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm employs a strategic investment approach combining passive and active management, supported by quantitative and fundamental research, and offers a range of financial planning, asset management, and specialized retirement consulting services.