Marc Larhette is a CFP® professional with 36 years of industry experience. He is currently with Osaic and previously worked at Woodbury Financial for 17 years and Equitable Advisors for 2 years. Larhette serves as chair of the education committee for the International Society of Certified Employee Benefits and holds officer and ownership roles in employee benefits firms. Osaic Wealth serves a diverse client base—including individual investors, retirement plan sponsors, charities, and corporate clients—through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, recent consolidation, and complex affiliate network.

Jason Selzer is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 12 years of industry experience, including prior roles at Morgan Stanley, Merrill Lynch, Bank of America, and LPL Financial. Outside of his advisory work, he owns and operates an online T-shirt and figure head sales business called Cottn Stuff. Cambridge Investment Research Advisors serves individual and institutional clients through financial planning, investment management, and retirement-plan advisory services, managing a multi-billion dollar asset base across multiple platforms and custodians.

Craig Rochin is a financial advisor with LPL Financial in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 2009 and previously worked at FSC Securities Corporation. He also provides clients with life insurance through Flight Financial Group, an affiliated non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and proprietary research tools.

Caroline Cherezian is a CFP® and holds a Series 66 license with 12 years of industry experience. She has been with UBS Financial Services in Walnut Creek, CA since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and delivers advisory work using proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Catherine Bradford is a financial advisor with Cetera, holding the CFP® designation and Series 63 and 65 licenses, and has 27 years of industry experience. She has worked at Cetera and its affiliated entities since 2020 and previously spent five years at TIAA-CREF. She also teaches certified financial planning courses as an instructor at UC Berkeley Extension. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services using a multi-manager platform with options including model portfolios, third-party managers, and bespoke strategies.

Ming Chen is a financial advisor with Charles Schwab in Walnut Creek, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Charles Schwab since 2007. Outside of his advisory role, he owns and manages several rental properties in California and Nevada. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset, model portfolio investment approach.

George Noceti is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and over 21 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, Mr. Noceti serves as an auctioneer for charity events. Morgan Stanley Wealth Management provides comprehensive financial advisory and planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured financial planning tools and investment modeling, serving clients through a range of programs without providing individual security recommendations in standalone plans.

Hisashi Sano is a financial advisor at LPL Enterprise with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, employer-sponsored retirement plans, and charitable entities. The firm uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Thomas Morris is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2024 and Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Leonora Hoffmann is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She partners with clients and their families to help work toward financial confidence through personalized planning and guidance, aiming to build lifelong relationships founded on trust and service. Leonora has been with Fidelity Investments since 2020, progressing through positions including Relationship Manager, Planning Consultant, and Financial Consultant I before her current role. She holds a California Insurance License which supports her advisory capabilities. Outside of her professional work, Leonora enjoys family activities, fitness, hiking, outdoor adventures, skiing, and traveling.

Chi Wu is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding a Series 66 designation and 26 years of industry experience. He has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

Conor Corken is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with five years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at Security Monster and spent ten years in full-time education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Jakub Urban is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA, holding Series 63 and Series 65 credentials and over 23 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2010, with prior roles at Banc of America Investment Services, Wells Fargo Investments, Piper Sandler & Co., Wells Fargo Clearing, and Prudential Equity Group. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program framework.

Scott Aster is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has worked at Wells Fargo Investments, LLC, from 2001 to 2011 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and supports more than 14,000 financial advisors with both brokerage and advisory solutions.

Erik Ziegelman is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at First Republic Bank, Levi Strauss & Co., and Mechanics Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research to build model asset allocations, incorporating ESG criteria and broader derivatives and commodities capabilities.

James Laporte is a financial advisor at UBS Financial Services with 30 years of industry experience. He has been with UBS since 1995 and holds Series 63 and Series 65 registrations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research and lending programs to support client needs.

Campbell Judge is a financial advisor at LPL Financial with 34 years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Ameritas Investment Company, Boom Planning, and Fidelity Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and participant-level retirement advice, supported by extensive resources and technology.

Kelly Tucker is a Series 66-licensed financial advisor with Morgan Stanley in Walnut Creek, CA, and has 10 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2016 and has worked at Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analysis.

Nancy Laroco is a Series 66-licensed financial advisor with Ameriprise in Martinez, California, and has 11 years of industry experience. She has been with Ameriprise since 2012, including her current role since 2020, and previously worked at Luu Enterprises from 2015 to 2017. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered through a centralized retirement-income consulting team, and emphasizes the use of Ameriprise Managed Accounts alongside affiliated investment products.

Fay Clinton is a financial advisor with Wells Fargo Clearing in Oakland, CA, holding a Series 63 designation and 20 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets with over 14,000 advisors nationwide.