Khoi Le is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 designations and having 13 years of industry experience. He has worked with Wells Fargo entities since 2008, including Wells Fargo Advisors and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Daniel Dipietro is a financial advisor at Merrill based in San Jose, CA, with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including J.P. Morgan Securities, Northwestern Mutual, and Bank of America. Outside of finance, he has experience in the hospitality industry and has worked in restaurant operations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lawrence Lo is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citigroup Global Markets, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, N.A. since 1998. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in assets and offers services through its Financial Advisors and Estate Planning Strategies Group.

Sirivanh Harris is a CFP®-credentialed financial advisor with 17 years of industry experience, currently serving clients at LPL Financial since 2021. Prior to joining LPL, Harris held roles at Waddell and Reed, Inc., various insurance carriers, and operated her own business, Sirivanh S. Harris, Inc. She was also involved with Los Gatos Power Partners for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing a variety of investment strategies and technology tools to support its network of over 22,800 advisors.

Scott Caldwell is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding the CFP® and Series 66 designations and possessing 28 years of industry experience. He previously worked at Wells Fargo Advisors LLC, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory role, he serves as trustee and executor for his mother’s estate. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Phuong Leyva is a Financial Consultant at Fidelity Investments, where she assists clients in navigating their unique financial situations. She focuses on planning and guidance to help clients work toward their overall goals, including preparations for retirement and beyond. Phuong has held several roles within Fidelity Investments, progressing from Investment Consultant in 2024 to Relationship Manager from 2022 to 2024, before becoming a Financial Consultant in 2025. Prior to joining Fidelity, she was a Private Client Banker and Assistant Vice President at JP Morgan Chase from 2009 to 2022. She holds a California Insurance License. Outside of her professional work, Phuong enjoys activities such as beach outings, football, running, snowboarding, traveling, and writing.

Randy Manzanares is a financial advisor with Charles Schwab in Sunnyvale, CA, holding Series 63 and Series 65 licenses and with six years of industry experience. His prior experience includes roles at JPMorgan Chase and JP Morgan Securities LLC. Outside of his advisory work, he is an independent sales representative for Amway. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocations.

Maximillian Walsworth is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, he held positions at PricewaterhouseCoopers and completed his education at Loyola Marymount University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and investment models. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Kyra Arielle Jaro is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. She has previously worked at Merrill and Evercore. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios and oversees multiple sub-advisers while maintaining governance and conflict-of-interest controls.

Behrooz Ighani is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he offers a comprehensive approach to managing wealth by understanding clients' financial situations and what matters most to them. He helps create customized wealth management strategies that are flexible to changing needs and market conditions, providing access to investment insights from Merrill and banking solutions from Bank of America. Ighani's expertise includes college education planning, divorce transition planning, executive compensation, institutional investment consulting, retirement planning, portfolio management, socially responsible investing, tax minimization, and retirement income strategies. He dedicates time to understanding each client's unique needs and educating them to develop achievable goals and implement effective financial strategies. He holds a Master's Degree from Santa Clara University and a Bachelor's Degree from the California State University System. Before entering financial services, he worked as a design engineer in Silicon Valley. Behrooz is involved in professional organizations such as the CFA Society and IEEE Organization, and community groups including Stratford Schools, the Zoroastrian Association of Northern California, and the Alzheimer's Association. In his personal time, he enjoys boating, cooking, golfing, skiing, tennis, and yoga, and values mental and physical well-being, as well as personal development.

Evan Harris is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding the ChFC® designation and Series 66 license. He has 10 years of industry experience and has worked with MML Investors Services LLC and MassMutual Life Insurance Company since 2015. Harris is also vice president of Harris Private Wealth Management & Insurance Solutions Inc., where he manages the firm and serves as a wealth management advisor. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative financial planning engagements using advanced software tools and offers a range of investment and planning programs.

Serop Kupelian is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo for 14 years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory services supported by a centralized due-diligence framework.

Steve Fang is an advisor at LPL Financial with four years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including J.P. Morgan Securities LLC, Fidelity Investments, and Charles Schwab. Fang is also a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Jaden Gospich is a financial advisor at Raymond James Financial with a Series 66 credential and no prior industry experience. His background includes roles at Admit Ramaekers and Associates and Sachs Properties LLC, as well as educational experience at Pepperdine University and Bellarmine College Preparatory. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm uses risk profiling and analytical tools to tailor recommendations and supports municipal and public-finance work through a municipal advisor affiliation.

Demitra Kabitsis is a financial advisor at Ameriprise with two years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2021. Prior to her advisory role, she was affiliated with the University of Colorado and Notre Dame High School. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Akbar Sahibzada is a financial advisor at Morgan Stanley in Mountain View, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked at U.S. Bank for three years and has held roles at BurgerIM and LocalNetwrks. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Tran Ngo is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at New York Life, Charles Schwab, and Charles Schwab Bank. Outside of his advisory role, he provides in-home supportive services as an independent contractor to assist an elderly family member. Tran is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm employs a blend of fundamental research and quantitative methods to construct model portfolios from mutual funds, ETFs, and ETPs, and serves a variety of clients including registered investment companies and charitable funds.

Timothy Wallis is a Financial Consultant currently working at Fidelity Investments. He has been serving in this role since 2022, following his previous position as an Investment Consultant at Fidelity Investments from 2020 to 2022. Prior to that, he worked as a Financial Advisor at Merrill Lynch from 2017 to 2020. His professional experience encompasses financial consulting and investment advising, focusing on helping clients work towards achieving their financial goals. Timothy holds a California Insurance License, supporting his advisory capabilities. Outside of his professional activities, Timothy has personal interests in baseball, comedy, fitness, and hiking.

Lucie Honosutomo is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 credentials and having 30 years of industry experience. Her prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. She currently serves clients through City National Bank and RBC Capital Markets. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ Advisory Risk Profiles.

Marc Roth is a financial advisor with LPL Enterprise holding a Series 66 designation. He has less than one year of industry experience and has held roles at firms including Hertz Mobility Fleet Solutions, MassMutual, New York Life Insurance Company, and So Far Ocean Technologies. Outside of advisory work, he has been self-employed as an IHSS worker and has experience as a gig/app worker and in manufacturing with SF Laser/Abricate. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists and offers services spanning financial planning, third-party asset management access, and affiliated insurance products.