Miguel Castillo is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and having 28 years of industry experience. His prior roles include positions at UBS Financial Services and Citigroup Global Markets. He is also the owner of CF4CAPITAL, Inc., a private investment-related business. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients who meet certain net-worth criteria. The firm integrates advisory services with various financial products and referral channels, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Irina Shuvaeva is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo in various capacities since 2009. Outside of her advisory work, she also provides caregiving services and is a commissioned notary in California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by comprehensive research and analytics.

Franklin Klein is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with J.P. Morgan Securities in Los Gatos, CA, having previously worked at Charles Schwab, TD Ameritrade, and RBC Capital Markets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to offer non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting.

Chuzhe Song is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that align with their long-term goals, leveraging Merrill’s investment insights along with the banking and lending services of Bank of America. Chuzhe holds a Bachelor of Science in Business Administration with a focus in finance from the University of Washington and an MBA from the University of Southern California. He has prior experience with UBS AG in New York and joined The Virnoche Group in 2012. Chuzhe holds the Certified Financial Planner (CFP) designation and is a Personal Investment Advisor (PIA). He is committed to participating in community volunteer activities consistent with Merrill’s tradition of service.

Tuyet Do is a financial advisor with J.P. Morgan Securities in Santa Clara, CA, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to her current role, she worked at Deloitte & Touche, LLP for one year and has multiple prior terms at J.P. Morgan and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary framework. The advisory process leverages centralized due diligence and integrates quantitative and qualitative research to build model asset allocations.

Ann Margaret Bishop is a Series 66-licensed financial advisor with 17 years of industry experience. She is currently with Fidelity and has previously worked at firms including Morgan Stanley Smith Barney, Wells Fargo Advisors, Natixis Investment Managers, and First Republic Securities Company. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, serving clients through discretionary and non-discretionary advisory services as well as fund advisory roles.

Jimmy Galindo is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 credentials and with 27 years of industry experience. His prior experience includes roles at City National Bank and Morgan Stanley Private Bank. He serves as a committee member at Gateway City Church, where he participates in governance and policy review. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and employs tailored investment strategies using both in-house and third-party managers.

Jasmine Yang is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 25 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is a sole proprietor involved in property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its advisory services.

Gary Cruff is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He previously worked at Ameriprise Financial Services, LLC from 2002 to 2026. Outside of advising, he serves as a California Notary Public and manages real estate properties for his family. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset-management programs. The firm leverages third-party advisory models and offers a range of investment options including mutual funds, ETFs, and select alternative investments.

Riley Tolles is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 credential with two years of industry experience. Prior to joining Morgan Stanley, Tolles worked at Ernst and Young and has experience in business development through ownership of Secia Art, an art and culture venture based in San Francisco. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Carlos Curiel is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Foresters Advisory Services and Foresters Financial Services, as well as self-employment in the financial sector. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios, third-party asset management, and institutional platforms.

William Stonhaus is a financial advisor with UBS Financial Services in San Jose, CA. He holds Series 63 and Series 65 designations and has 44 years of industry experience. Stonhaus has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Michael Glantz is a financial advisor with Thrivent Investment Management based in San Jose, CA. He holds Series 63 and Series 66 designations and has 28 years of industry experience. Glantz has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses covering a wide range of planning topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Husnia Lutfi is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 65 and Series 63 licenses. She has five years of industry experience, including prior roles at TD Ameritrade, Charles Schwab, Bank of America, Merrill, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions, managing approximately $671 billion in assets through a large network of financial advisors.

Casey Galdieri is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market-based modeling in its financial planning process.

Salah Saleh is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies tailored to their unique goals, providing access to investment insights from Merrill and banking and lending solutions through Bank of America. His client focus areas include family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Salah holds a Bachelor's Degree from the University of Michigan System and holds the Personal Investment Advisor (PIA) designation. He communicates in both English and Arabic. Salah emphasizes clear and concise financial advice, helping clients understand their options and make informed decisions. He follows a holistic, human-centered approach to wealth management and values supporting and connecting the local community. Outside of his professional work, Salah spends time volunteering with community organizations. His personal interests include basketball, camping, chess, football, golfing, music, reading, traveling, and spending time with his family.

Rana Oroumi is a Financial Consultant at Fidelity Investments, where she partners with clients and their families to understand their unique financial situations and co-create and execute investment strategies and financial plans. She utilizes a disciplined process and Fidelity's broad services and resources to provide investment guidance aimed at helping clients work towards their financial success. Prior to her current role, Rana served as an Investment Consultant at Fidelity Investments from 2022 to 2023. Before joining Fidelity, she worked as a 1st Vice President Private Client Banker at JPMorgan Chase Bank from 2018 to 2022. She holds a California Insurance License. Outside of her professional responsibilities, Rana enjoys family activities, social events with friends, hiking, music, outdoor adventures, and swimming.

Fred Spicknall is a financial advisor with Cambridge Investment Research Advisors in San Jose, CA, holding a Series 66 designation and 20 years of industry experience. His prior work includes roles at OneAmerica Securities, Principal Financial Services, and Waddell & Reed. He is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and supports both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Anushree Dave is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has over 15 years of experience in the financial services industry, specializing in helping clients pursue their short- and long-term financial objectives. Anushree focuses on providing and managing customized financial strategies for individuals, families, and businesses. Her areas of expertise include college education planning, executive compensation, equity compensation services, family wealth management strategies, legacy planning, LGBT wealth planning, personal retirement planning, women and wealth, individual and corporate investment strategies, and tax minimization. Anushree holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a Master of Marketing Management from Jamnalal Bajaj Institute of Management Studies. Anushree is fluent in English, Gujarati, Hindi, and Marathi. Outside of work, she enjoys hiking, painting, reading, and traveling with family and friends.

Nicole Le Gassick is a financial advisor at Raymond James Financial in Los Gatos, CA, holding a Series 66 designation. She joined Raymond James Financial in 2025 after a 16-year tenure at Lionsgate Entertainment Corporation. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm uses analytical tools and risk profiling to deliver tailored, non-discretionary advice and supports its clients through advisory programs and institutional consulting services.