Jonathan Goldstein is a financial advisor at Merrill with nine years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior experience includes roles at Bank of America, JPMorgan Securities LLC, and Element Pointe Advisors, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Valdes is a financial advisor at Morgan Stanley with 14 years of industry experience. He has been with Morgan Stanley since 2014 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

John Molkentin Jr. is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 65 registrations and bringing 38 years of industry experience. He has been with Merrill and Bank of America since 2013. Outside of his advisory role, he serves as a general partner and managing member of a limited liability company and holds a power of attorney position for a fiduciary entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Cesar Avendano is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Global Strategic Investment prior to joining J.P. Morgan in 2022. Based in Miami, FL, he has a background that includes roles at JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Emanuel Fitsum is a financial advisor at J.P. Morgan Securities with a Series 66 designation and less than one year of industry experience. His recent work history includes roles at JPMorgan Chase Bank and Pioneer Financial. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a centralized due-diligence framework.

Tomas Watson is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Brown Brothers Harriman and the University of North Carolina at Chapel Hill. Outside of his advisory role, he is an investor in a real estate project led by A2S in South Miami. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, using quantitative asset-allocation modeling and centralized due diligence to deliver customized investment advice.

Adrian Bauer Mayrock is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses. He has one year of industry experience, having previously worked in various roles across the food trading and beverage sectors before joining J.P. Morgan Securities in 2026. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with manager due diligence and applying an ESG eligibility framework in its investment recommendations.

Margarita Rodriguez is an International Wealth Advisor with Merrill Lynch Wealth Management. She has been working in financial services since 1992, joining Merrill Lynch in 1997 after five years at ABN AMRO Bank. In her role, Margarita focuses on assisting clients, particularly women and the next generation, by addressing their financial priorities, concerns, and goals through personalized strategies. Her expertise encompasses retirement income planning, legacy planning, tax minimization, portfolio management, education planning, and international wealth management. Margarita employs a client-focused approach, beginning each relationship with detailed discussions to understand their objectives and help them make informed financial decisions. She serves business owners, entrepreneurs, and individuals experiencing significant life changes, such as divorce or the death of a spouse. Margarita earned her Bachelor of Arts degree in Finance and International Business from Florida International University. She holds the Certified Financial Planner (CFP) designation, the Certified Investment Management Analyst (CIMA) certification, and is recognized as a Personal Investment Advisor (PIA). She is fluent in Spanish, French, and English. Margarita lives in Miami with her husband and three children, and enjoys activities including biking, boating, camping, dancing, fishing, football, reading, spending time with family, and traveling.

Nicole Gaige Tena is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. She has held roles at JPMorgan Chase Bank, N.A. and Morgan Stanley, and is involved with investment entities including JGAIGE Investments LLC and Sngaige LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence, with an ESG eligibility framework applied in its investment recommendations.

Luis Prieto Jr. is a financial advisor with Raymond James Financial in Miami, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2016 and is also involved in a support company, PrietoCruz Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and corporate clients. The firm employs non-discretionary planning using risk profiling and analytical tools to tailor recommendations and supports municipal and public finance work alongside specialized retirement plan advisory services.

Isaias Germade Fernandez is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior roles include positions at Miami-Dade County Public Schools and Amazon, as well as academic appointments at Universidad Nacional Autónoma de México and Universidad de La Habana. Equitable Advisors serves a diverse client base including individuals, retirement plans, corporations, and charitable organizations, offering financial planning and asset-management programs through a broad network of Investment Adviser Representatives and third-party managers. The firm emphasizes tailored investment solutions that incorporate mutual funds, ETFs, separately managed accounts, and select alternative investments.

Jorge Jimenez is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at JPMorgan Suisse SA, JPMorgan Chase Bank NA, and Quick & Reilly, Inc. prior to his current role in Miami, FL. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Eduardo Arana is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and has worked at firms including Valic Financial Advisors and Edward Jones. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios and serves as an advisor to registered investment companies and fund-of-funds.

Christian Dorado is a financial advisor at Equitable Advisors with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2007, including its predecessor AXA Advisors. Outside of his advisory role, Dorado is involved in insurance sales and participates in health insurance and life settlement transactions through private client groups in the Miami area. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

David Fiestal is a financial advisor at UBS Financial Services with 21 years of industry experience and holds the Series 66 designation. He has been with UBS since 2010. Outside of his advisory role, he is involved in aesthetic dermatology through leadership positions at IMO GLOW LLC and co-ownership of Slay or Die LLC, a non-invasive cosmetic aesthetic clinic. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, utilizing model-based asset allocation and proprietary research to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Gideon Carmeli is a financial advisor at UBS Financial Services with eight years of industry experience and holds a Series 66 designation. He has been with UBS in various capacities since 2012, serving his current role since 2017. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients. The firm combines institutional trading capabilities with wealth management offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Yvonne Plachy is a CFP®-certified financial advisor with three years of industry experience, currently with LPL Financial in Coral Gables, FL. Prior to joining LPL Financial, she worked at First Horizon Bank and has experience in the media sector with Bontonfilm, a.s. Outside of advisory work, she has involvement with real estate activities in Prague, Czech Republic. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Patrick Grant is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 65 and Series 66 designations and has previously worked at P & G Empire, LLC. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Stella Reppucci is a financial advisor at J.P. Morgan Securities in Miami, FL, holding a Series 66 designation with one year of industry experience. Her prior work includes roles at Stonex International Private Client and JPMorgan Chase Bank, N.A. She attended Cornell University from 2021 to 2025. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with due diligence from a dedicated manager-solutions team. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the larger J.P. Morgan broker-dealer and banking organization.

John Molkentin III is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked throughout his career with Bank of America and Merrill. Outside of his advisory role, he serves as an advisory board member for the Miami Gator Club and is involved with the stewardship committee at Galilee Baptist Church. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.