Paul Martin is a financial advisor with LPL Financial in Dunedin, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He worked previously at Invest Financial Corporation for 11 years before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and a variety of management options to meet client needs.

Oksana Nelson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 11 years of industry experience. She has been with Raymond James-affiliated firms since 2016. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus on public finance and municipal work alongside its retail advisory services.

Dale Emerick is a financial advisor with UBS Financial Services in Clearwater, FL, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with UBS since 1980. Outside of his advisory work, he serves as secretary and treasurer for No Rules Offshore Adventures, a charter sport fishing business, where he also acts as a charter captain. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management to tailor portfolios based on proprietary research and model-based asset allocations.

Justin Hahl is a CFP® with 13 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities in Palm Harbor, FL. His prior roles include positions at Transamerica Retirement Solutions and USAA Financial Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Robert Lyublanovits is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a focus that includes municipal and public finance services alongside its retail advisory offerings.

Bonnie Harper is a CFP® and Series 66-registered financial advisor with Raymond James & Associates in St. Petersburg, FL. She has 11 years of industry experience and has been with Raymond James & Associates since 2014. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services, combining retail advisory offerings with municipal and investment banking capabilities.

John Kearney is a Financial Consultant with Fidelity, a role he has held since 2023. In this position, he leverages Fidelity's resources to develop financial strategies tailored to clients' needs. Prior to this role, John held positions at Fidelity including Portfolio Specialist and Client Management Representative from 2021 to 2023. His earlier experience includes roles such as LTC Consultant at Raymond James Financial and LTC Wholesaler at OneAmerica Financial, as well as management and client service positions at American Funds, Charles Schwab, and Prudential Insurance Company dating back to 1991. Throughout his career, John has gained extensive experience in financial consulting and portfolio management. His background spans a range of financial services, including long-term care consulting and client management. This diverse experience informs his approach to financial planning and client relationships. Outside of his professional work, John enjoys fishing and golf.

Albert Schreck III is a financial advisor with Merrill in Clearwater, FL, holding Series 63 and Series 65 licenses and possessing 45 years of industry experience. He has been with Merrill since 1980 and has concurrently worked with Bank of America since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide range of products and services beyond typical managed accounts.

Franco Lumia is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Raymond James & Associates since 1997. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with notable expertise in public finance and municipal work.

Vicki Morgan is a financial advisor at Merrill with 30 years of industry experience. She holds a Series 63 designation and has been with Merrill since 1992. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based, discretionary, and tax-aware investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates closely with Bank of America’s broader platform, providing access to a wide array of products and services.

Melinda Jones is a financial advisor with Wells Fargo Clearing in Tarpon Springs, FL, holding Series 63 and Series 66 designations and possessing 14 years of industry experience. She has been with Wells Fargo Clearing and Wells Fargo Bank since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions utilizing research from Wells Fargo Investment Institute and third-party analytics.

Mary Lauritano is a financial advisor with Raymond James & Associates, Inc., holding Series 63 and Series 65 credentials and 26 years of industry experience. She previously worked at UBS Financial Services for 19 years before joining Raymond James in 2024. Lauritano is also the owner of Mimz Properties, LLC, a business involved in the purchase, sale, and rental of real estate across multiple states. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, pension plans, corporations, and government entities. The firm provides wealth advisory planning and investment consulting through comprehensive non-discretionary services, supported by a broad affiliate network and specialized capabilities in municipal and public finance.

Eban Barnett is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding CFP® and Series 66 credentials and bringing 24 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning that utilizes firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through a structured financial planning process without offering individual security recommendations as part of standalone plans.

Chadd Eaton is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Raymond James in 2024, he worked at Wells Fargo Clearing from 2018 to 2024 and T. Rowe Price Investment Services from 2015 to 2018. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also provides institutional consulting and maintains public-finance and investment banking capabilities.

Hannah Metcalf is a financial advisor at Raymond James & Associates with six years of industry experience. She holds a Series 66 designation and has previously worked at AllianceBernstein Investments and Merrill. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports municipal clients through its public finance and institutional consulting capabilities.

Camille Hernandez is a financial advisor with Raymond James & Associates in St. Petersburg, FL. She holds a Series 66 designation and has 25 years of industry experience, all with Raymond James since 1999. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, serving both retail and institutional clients, including municipal entities.

Muhamed Resic is a financial advisor with Raymond James & Associates, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. His prior experience includes five years at T. Rowe Price before joining Raymond James in 2020. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm serves a diverse client base—including individuals, institutions, and government entities—offering non-discretionary wealth advisory planning and investment consulting supported by a broad affiliate network and specialized municipal finance capabilities.

Amanda Infante is a financial advisor at Raymond James & Associates with one year of industry experience. She previously worked at Morgan Stanley and Insigneo and has a background that includes several years of education roles. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm serves a broad client base, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting through non-discretionary, goal-specific recommendations.

Jose Marrero Jr. is a CFP® and ChFC® credentialed financial advisor with 12 years of industry experience. He is currently with Raymond James & Associates and previously held roles at Charles Schwab and USAA Financial Advisors. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm serves a broad client base including individuals, pension plans, corporations, and governmental entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Jared Lohden is a Series 66-licensed financial advisor with J.P. Morgan Securities and has 14 years of industry experience. He has worked with various entities within the J.P. Morgan organization since 2011, including JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.