Nicholas La Barbera is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he is involved in cattle farming and raises cattle for sale. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of investment strategies and fiduciary advisory services supported by a large nationwide network of advisors and branch offices.

Karla Hopper is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and JPMorgan Chase Bank, N.A. prior to her current role. Based in San Antonio, TX, she has been with J.P. Morgan Securities since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Robert Martin is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Citigroup Global Markets. Outside of finance, he participates in the Page Parkes Center of Modeling & Acting, assisting with auditions for commercials and print ads. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Glenn Welch is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Ernest Trevino is a CFP®-designated financial advisor with Wells Fargo Advisors in San Antonio, TX, bringing 26 years of industry experience. He has worked within Wells Fargo’s financial services since 2009, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Trevino is also the owner of Mission Asset Advisors LLC and serves as trustee for its 401(k) plan. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options tailored to clients meeting a net-worth threshold. The firm utilizes in-house research and planning tools to support tailored client recommendations, with optional implementation through its brokerage or advisory programs.

Andrew Hedrick is a CFP®, ChFC®, and Series 63-licensed financial advisor with 25 years of industry experience. He has been with Edelman Financial Engines since 2016 and previously worked at Tmfs Advisors, LLC from 2013 to 2016. He is based in San Antonio, TX. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Clifton Barnes is a financial advisor at Osaic Wealth Inc. in San Antonio, TX, with 14 years of industry experience. He holds a Series 66 designation and operates C.R. Barnes Wealth Management, providing financial advising services. Barnes is also involved in an accounting and tax practice through Monte R. Barnes FTC Inc. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services utilizing firm-provided asset-allocation tools, risk-tolerance assessments, and a variety of investment products and third-party managed accounts.

Michael Nash is a financial advisor with LPL Financial in New Braunfels, TX, holding a Series 66 designation and bringing 11 years of industry experience. He has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and advanced technologies.

Timothy Escobar is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Escobar also serves in the U.S. Army Reserve and is a board member of a flying club. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market estimates to assist its clients.

Dorian Townsend is a Series 66-licensed financial advisor with seven years of industry experience. He currently works with J.P. Morgan Securities in San Antonio, TX, and has held positions at firms including SWBC Investment Company, Ameriprise, USAA, and Edward Jones. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Valerie Boggs is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. She has been with Merrill since 2009. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide set of products and services.

Joseph Cortez is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, personal retirement planning, portfolio management services, and small business strategies. With over eight years of experience, Joseph provides clients with first-class financial services and expertise. He works closely with families to help them achieve important financial goals. Joseph holds the designation of Personal Investment Advisor (PIA). Outside of work, he has interests in baseball, basketball, fishing, and football.

David Ballard is a ChFC®-designated financial advisor with 34 years of industry experience, currently affiliated with LPL Financial since 2021. His prior experience includes nearly three decades at Waddell & Reed, Inc., and involvement with Trinity Baptist Church in various capacities for over a decade. He is also associated with The Lighthouse Team, LLC, a business entity used for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Sebastian Barraza is a financial advisor with Fidelity in San Antonio, TX, holding a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked at Redwood Residential and held various roles in other companies. Outside of his advisory work, he is an independent contractor assisting with real estate leasing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Cynthia Vail is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and 14 years of industry experience. She has been associated with PFS Investments Inc. since 2011 and Primerica Financial Services since 2010. Outside of her advisory role, she previously owned a travel business from 2007 to 2011. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selective separately managed account options primarily to individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap-fee structure as part of its investment approach.

Payton Anderson is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch for three years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Javier Perez Jr. is a financial advisor with MassMutual Investors Services in San Antonio, TX, holding a Series 66 designation and four years of industry experience. Prior to joining MassMutual Investors Services, he worked with MassMutual Insurance Company and has been the founder of Seven Ages Media, a media consulting and production company, since 2018. His media work includes enhancing social media strategies and producing and editing content. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, employing firm-approved software and collaborative annual planning processes.

Christopher Saunders is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as with Citigroup Global Markets since 1998. Saunders serves as vice president of the Chi Delta Tau Foundation, where he supports scholarships for Trinity University students and contributes to the endowment investment policy. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and offers a range of investment products and services, including wrap programs and relationships with investment companies and private funds.

Jimmy Hoyt is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 66 credentials and 28 years of industry experience. His prior roles include positions at USAA Investment Management Company and USAA Financial Planning Services. Outside of his advisory work, he is an ordained minister with the Universal Life Church Ministries and has occasionally presided over wedding ceremonies without compensation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and extensive research, delivering services at a large scale with integrated operational capabilities.

Geovanni Hosang is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Primerica Advisors since 2006 and concurrently works with the Department of Veteran Affairs since 2007. Outside of his advisory role, he is a licensed Medicare insurance agent, a notary public, and is involved in various independent business activities including inspection services and brand management. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, focusing on individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with trading and custody services facilitated by Pershing and Primerica Brokerage Services.