Clarice Schmidt is a financial advisor with Thrivent Investment Management based in San Antonio, TX, holding a Series 66 designation and 17 years of industry experience. She has been with Thrivent Financial for Lutherans since 2009 and Thrivent Investment Management since 2008. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning covering a broad range of topics, with clients able to combine planning and managed-account services under a consolidated billing option called “WealthPlan.”

Leslie Irizarry is a financial advisor at Morgan Stanley in San Antonio, TX, holding a Series 66 designation with eight years of industry experience. Prior to joining Morgan Stanley, Leslie worked at JPMorgan securities LLC and JP Morgan. Outside of advising, Leslie operates as a notary signing agent and has experience working with Uber in a customer service role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using proprietary tools and market modeling techniques.

Byron Armstrong is a financial advisor with Primerica Advisors in Castroville, TX, holding Series 63 and Series 65 licenses and with 24 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2004. In addition to advisory work, Armstrong receives non-investment related compensation for referrals related to home security and automation products and loan services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail client portfolio management rather than institutional or pension plans.

John Carrillo is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works alongside a team with extensive investment experience to develop personalized wealth management strategies tailored to clients' unique financial goals. John specializes in areas including family wealth management, legacy planning, retirement income, socially responsible and ESG investing, liquidity management, and tax minimization. John grew up in Laredo, Texas, and pursued his education with a focus on business and investments. He graduated Magna Cum Laude from the University of Texas at San Antonio with a bachelor's degree, ranking in the top 1.5% of his college as a Distinguished Business Student and serving as a Senior Analyst in the university’s Investment Society. Early in his career, John gained experience through various roles involving cash flow modeling, discrepancy analysis, and CFO office functions. He holds the professional designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Outside of his professional work, John enjoys adventure sports, fishing, football, hunting, music, running, swimming, watching movies, and spending time with his family. He is also involved in professional development and mentorship through organizations such as the Next Level Leadership Program, Local AGN, and FADP/ADP Mentor.

Alan Gonzalez is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Morgan Stanley in San Antonio, TX. His prior roles include positions at CapFinancial Partners LLC (CAPTRUST), Sendero Wealth Management, and The Vanguard Group, Inc. Outside of advising, he has been involved with Lending Strategy Advisors in a business development capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning using firm-approved tools and serves clients both directly and through corporate financial planning agreements.

Everett Collins is a financial advisor with Raymond James & Associates in Dallas, TX, holding Series 63 and Series 65 designations and 35 years of industry experience. He has been with Raymond James & Associates since 2000. Outside of his advisory role, he is a member of the advisory board for St. Luke's Episcopal School, where he reviews the quarterly performance of the school's endowment fund. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations using proprietary research and planning tools, supporting both discretionary and non-discretionary advisory relationships.

Kent Clark is a CFP® with 22 years of industry experience, currently serving at Fidelity Investments. His work history includes roles at Fidelity and Charles Schwab, with over eight years at FIDELITY Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm integrates proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, and it holds unique roles such as registration with the CFTC and advisory positions to multiple fund-of-funds.

Keith Conklin is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 2010, initially serving as a Wealth Management Banker before transitioning to an advisory role in 2015. Keith brings over 17 years of financial advisory experience, having worked extensively with retirees, pre-retirees, small business owners, physicians, attorneys, and business executives. Keith employs a Goals Based Wealth Management approach, focusing on creating customized financial plans that align with clients’ lifetime income objectives, wealth preservation, and wealth transfer goals. He emphasizes strategies that balance diversification with clients’ risk tolerance and uses professional money managers to develop income-producing portfolios for retirees. His expertise covers areas including retirement income, family wealth management, legacy planning, and portfolio management services. Keith earned a Bachelor’s degree from Union College in Schenectady, NY, and an MBA from The Freeman School of Business at Tulane University in New Orleans, LA. Born and raised in the New York City metropolitan area, he has lived in New Orleans and Dallas before settling in San Antonio. Beyond his professional work, Keith is active in community service, serving on the boards of charitable and political organizations. In his personal time, he enjoys traveling, cooking, football, gardening, music, reading, and spending time with his family.

Miguel Salazar is a financial advisor at Morgan Stanley in San Antonio, TX, with five years of industry experience. He has been with Morgan Stanley since 2019 and previously worked at Wells Fargo Home Mortgage from 2015 to 2019. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and proprietary modeling tools.

Shari White is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining Merrill in 2020. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Lisa Blonkvist is a financial advisor at Morgan Stanley with 39 years of industry experience. She has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Jason Martinez is a financial advisor at Cetera with 21 years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial. Outside of his advisory role, he owns Texas Legacy Planners PLLC, an insurance agency focusing on fixed life, health, disability, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients with a wide range of portfolio management and retirement plan services. The firm operates a multi-manager platform offering various investment strategies and serves over 10,000 advisors and approximately 800,000 clients.

Lauryn Donnelly is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and three years of industry experience. She previously worked at Capital Group/American Funds and Centennial Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and technologies such as machine learning.

Kristine Beaver is a financial advisor at LPL Enterprise with Series 65 and Series 63 licenses and two years of industry experience. Her background includes positions at Global View Capital Advisors, LLC and Northwestern Mutual Investment Services LLC. She serves as an intelligence and targeting officer in the United States Navy Reserve. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory programs with brokerage and insurance products.

Tareq Abdalla is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jason Richard is a financial advisor with Edward Jones in San Antonio, TX, holding CFP® and Series 63 credentials and 25 years of industry experience. He previously worked for Advisors Asset Management, Inc. for 17 years, where he was a shareholder. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of over 23,700 financial advisors.

Kameron Wood is a Series 66-licensed financial advisor with Morgan Stanley in San Antonio, TX, bringing 21 years of industry experience. He has worked with Morgan Stanley since 2009 and has served at Morgan Stanley Private Bank, National Association since 2015. Wood is also a partner in Fourkwoods Investments LLC, an investment-related business based in San Antonio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Christopher Stewart is a financial advisor at LPL Financial in San Antonio, TX, holding a Series 66 designation with three years of industry experience. His prior experience includes roles at Zions Bank and Cetera Investment Services LLC. Stewart serves as a board member of the Trinity University San Antonio Alumni Board. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement consulting, and brokerage services supported by proprietary research and third-party subadvisors.

Elizabeth King is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and having three years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Charles Matt is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 63 designation and bringing 32 years of industry experience. He has been associated with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1997 and serves as an adjunct faculty member at the University of the Incarnate Word. Matt also teaches graduate-level theology as an adjunct professor at the Oblate School of Theology and has been a workshop presenter for the Archdiocese of San Antonio. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and educational seminars to support collaborative, goal-based financial planning engagements.