Samantha Rojas is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and four years of industry experience. She has previously worked at TD Ameritrade and held various roles outside the financial sector, including positions at Best Buy, University of Texas at Arlington, Torrid, Dress Barn, and Duncanville High School. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and a formal alternative-investment onboarding process.

Zebulah Houston is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with various Fidelity entities since 2004. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is also registered with the CFTC as a commodity pool operator and serves as an advisor to multiple registered investment companies and fund-of-funds.

Ryan Hartman is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at USAA Investment Management Company and USAA Financial Advisors, where he worked for over a decade. Hartman is based in Westlake, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios along with a formal alternative-investment onboarding process.

Goh Iwata is a CFP®-credentialed financial advisor with seven years of industry experience, currently associated with Charles Schwab in Westlake, TX. His work history includes positions at Charles Schwab Bank SSB, Charles Schwab, Club Corp, and the University of Texas at Dallas. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research and alternative investment options.

James Adair is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms including TD Ameritrade, MassMutual, and Morgan Stanley. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a centralized operational structure.

Ashley Pedersen is a financial advisor with Cetera and holds a Series 66 designation, bringing 18 years of industry experience. She has held roles at Avantax Advisory Services, Independent Financial Group, and currently serves as Director of Client Development at Wealth Financial Partners. Outside of financial advising, she is an independent contractor with Color Street, a beauty product company, and maintains an active Texas real estate license, working as a real estate agent. She is also Vice President of Regenerative Solutions at Regen Bioscience, where she supports sales and education on regenerative medicine products. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through various program structures and custodial relationships.

Jeovanni Bautista is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and having eight years of industry experience. His prior work includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, and TD Ameritrade. Bautista is based in Westlake, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment recommendations and access to discretionary separately managed accounts. The firm is notable for its large scale, integrated structure, and multi-asset model portfolio approach.

Michael Isabelle is a financial advisor at Charles Schwab with seven years of industry experience. He has held roles at Charles Schwab since 2018 and previously worked at Ben Franklin Tax Services and the University of Texas at Dallas. He holds Series 63 and Series 66 designations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research from its Schwab Center for Financial Research.

Shu Ping Lin is a CFP®-certified financial advisor with five years of industry experience, currently affiliated with Charles Schwab in Westlake, TX. Prior to joining Charles Schwab in 2024, Lin worked at TD Ameritrade, Inc. from 2020 to 2024. Outside of financial services, Lin has experience with entrepreneurial ventures including work at WHW Transport, Inc. and Parking Monitor, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by centralized custody and extensive operational infrastructure.

Isaiah Pelayo is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2023, previously working at TD Ameritrade from 2021 to 2023. Outside of finance, he has been involved with Lucky Lou's since 2019. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and associated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and due diligence on alternative investments.

Jarrod Lee is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and 11 years of industry experience. He previously worked at TD Ameritrade, Inc. for seven years before joining Charles Schwab in 2023. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized custody and supervisory arrangements.

Cara Caillouet is a financial advisor at Charles Schwab with 10 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services and UBS Bank USA for eight years. She is currently based in Westlake, TX. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and access to alternative investments, supported by a large, integrated operational structure.

Brandon Rodriquez is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and 12 years of industry experience. He has worked at Charles Schwab since 2014 and Charles Schwab Bank since 2016, both based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Bryan Trimboli is a financial advisor at Cetera with 12 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Cetera entities since 2024, following a long tenure at Avantax Advisory Services and Avantax Investment Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and unaffiliated third-party managers.

Victoria Rosas is a financial advisor with Charles Schwab & Co., Inc. She holds Series 66 and Series 63 designations and has two years of experience in the financial industry. Prior to joining Charles Schwab, she worked at Bank of America and Farmers Insurance. Rosas also has experience in education and customer service roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with a centralized operational structure.

Nicholas Gaugler is a financial advisor at Charles Schwab with 18 years of industry experience. He previously worked at TD Ameritrade for 17 years before joining Charles Schwab in 2024. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he serves as a consultant for the University of North Texas, providing input on the development of a new Analytics Project Management certificate. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment advice and access to discretionary separately managed accounts managed by Charles Schwab Investment Management.

Eulalie Stokes is a financial advisor at Charles Schwab with 21 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to affiliated discretionary separately managed accounts, using multi-asset portfolios and a centralized operational platform.

Stephanie Giger is a financial advisor at Fidelity with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has held various roles within Fidelity since 2012. Outside of her advisory work, she is also a registered massage therapist operating independently. She works with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm employs a systematic investment approach combining proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Amelia Winters is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. She has been employed at Charles Schwab in various capacities since 2022. Prior to her career in financial services, she spent several years in full-time education and held positions at American Threads and E. Leigh's. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment resources.

Amanda Hightower is a financial advisor at Cetera with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with multiple firms including Hightower Insurance Group LLC, which she owns and operates, focusing on property and casualty insurance and Medicare supplement products. She also works as an independent contractor at FFEC Wealth Partners, selling variable life and annuity products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and financial planning services, supported by a large network of over 10,000 advisors and more than $256 billion in assets under management.