Joseph Gallert is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and having 14 years of industry experience. He has been with Charles Schwab and its affiliates since 2011, including a decade at Schwab Wealth Advisory Inc. and currently at Charles Schwab Bank SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Jesus Graciano Rivera is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 licenses and has a background that includes roles at TD Ameritrade Inc., MedData Inc., and Brookdale Senior Living. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management alongside integrated brokerage, custody, and planning services.

Matthew Cecil is a financial advisor at Charles Schwab with Series 66 registration and two years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2019, with prior roles at Keener Financial Planning, Westwood Wealth Management, and LPL Financial. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options.

Samrah Akhter is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Schwab, Akhter worked at Macy's Corp and Braindocs PLLC, and has a background in full-time education spanning 14 years. She is based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Michael Sorola is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes over a decade at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. Schwab combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized operational and custody services.

Daryl Rush is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior work includes eight years at TD Ameritrade before joining Charles Schwab and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Christopher Koza is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2018, including a role at Charles Schwab Bank, SSB. Prior to Schwab, he had brief tenures at The Huntington National Bank and other firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and a multi-asset investment approach supported by a centralized operational platform.

Rogelio Garduno is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 16 years of industry experience. His prior roles include positions at The Vanguard Group, AIG Retirement Services, USAA Financial Planning Services, and Fidelity. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, alternative investment options, and centralized custody and order-routing arrangements.

Kurt Townsley is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab Bank and Charles Schwab and Co., Inc. since 2022. Prior to his financial services career, he held positions in various industries including retail and food service. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and due diligence on alternative investments.

Edwin Herrera is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Schwab, he worked at Nationstar Mortgage LLC and has held various roles in other industries including transportation and golf. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational services.

Jordan Halvorson is a financial advisor with Charles Schwab in Westlake, TX, holding Series 66 and Series 63 licenses and four years of industry experience. He previously worked at TDAmeritrade and has a background in healthcare-related roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Luis Cardozo is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including TD Ameritrade and Wells Fargo Bank. He is based in Westlake, Texas. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, using multi-asset model portfolios and conducting due diligence on alternative investments within an integrated, large-scale operational structure.

Ivan Guillen is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab & Co., Fidelity Investments, TD Ameritrade Services, the University of North Texas, and Baylor Regional Medical Center. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Rafael Otoya is a financial advisor with Charles Schwab & Co., Inc. who holds Series 63 and Series 66 licenses and has 11 years of industry experience. His prior work includes positions at TD Ameritrade, Fisher Investments, and Fidelity. Outside of financial advising, he is involved in photography through his business Visual Vibes. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services.

Audrey Campbell is a Series 66-credentialed financial advisor with Edward Jones in Decatur, TX, with three years of industry experience. She has been with Edward Jones since 2012, including her current role starting in 2023. Outside of her advisory work, she is a co-owner of Anchor Point Productions, a graphic design and signage business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm offers discretionary and non-discretionary strategies, access to separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets across a nationwide network of advisors and branches.

Wyatt Beard is a financial advisor with Charles Schwab in Westlake, TX, holding Series 66 and Series 63 licenses and five years of industry experience. He has worked at Charles Schwab since 2022 and previously at TD Ameritrade from 2020 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by due diligence from the Schwab Center for Financial Research.

Alexandra Sexton is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and five years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank since 2021 and was previously at TD Ameritrade from 2020 to 2022. Outside of advising, she serves as secretary on the board of Baxter Restaurants of Lee County, a role involving administrative support and staff scheduling. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic and tactical asset allocation.

Dustin Cakalic is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at TD Ameritrade and ScotTrade, as well as Pasta House Company. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a centralized operational structure.

Shane Ammon is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His prior work includes roles at TD Ameritrade and The Gatehouse Fine Jewelers. Outside of his advisory career, he has worked as a sales associate for a jewelry retailer and as a stretching and flexibility coach in healthcare services. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios supported by centralized operational and custody infrastructure.

Imran Uddin is a CFP® professional with 10 years of industry experience, currently serving at Charles Schwab. His work history includes multiple roles at Charles Schwab and a brief tenure at Fisher Investments. Outside of his advisory role, he owns Uddin Capital LLC, an entity involved in holding real estate properties. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by centralized custody and operational resources.