Chase Pollard is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Barbara Lynn Allison is a financial advisor with Equitable Advisors in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She previously worked at Commonwealth Financial Network for 10 years and is the president and owner of Allison Financial Group, Inc. She serves as trustee of personal and inherited trusts. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Cassandra Calhoun is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrea Brezoi is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Prior to joining Merrill, she worked at Fullerton College and California State University Fullerton in various roles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Deborah McMaster is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. She is the owner of Established Wealth Management LLC, a financial services firm based in Newport Beach, CA. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options supported by proprietary research and tools.

Alicia Berniard is a CFP® and holds a Series 66 license with seven years of industry experience. She has been with Edward Jones since 2019 and previously worked with the Challenged Athletes Foundation, National University, Aesthetic Eyecare Institute, and Prosport Physical Therapy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates under a fiduciary standard.

Robert Rosenberg is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 45 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2010 to 2016. He also holds an inactive Certified Public Accountant license in California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates both discretionary and non-discretionary options, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Diane Wegener is a financial advisor with Edward Jones in Laguna Beach, CA, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She has been with Edward Jones since 1996. Outside of her advisory role, she owns a rental property in California. Edward Jones is a full-service wealth management firm serving a wide range of individual and institutional clients, offering various managed investment strategies and affiliated products through a large national network of advisors.

Sydney Wilson is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. Wilson’s work history includes multiple roles at Merrill, as well as positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tyler Gilmore is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2016. In addition to his advisory role, he is involved in land development through ownership positions at Pigeon Point Partners, LLC and Red Tail Ravine Partners, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Genae Affrunti is a financial advisor at Raymond James & Associates with 14 years of industry experience. She previously worked at Ameriprise and Comerica Securities, Inc. Affrunti is involved with FO2 Cash Management, a cash management platform for corporate and institutional clients. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through a variety of portfolio management styles, supported by extensive research and a broad affiliate network.

Adam Himelson is a financial advisor with Osaic Wealth Inc. in Laguna Niguel, CA, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. His prior roles include positions at Independent Financial Group, LLC, and NPB Financial Group, LLC. Outside of his advisory work, he is involved in event planning through Himelson Enterprises Inc. Osaic Wealth, Inc. provides a range of financial services to retail and institutional clients, including investment advisory, financial planning, and retirement consulting. The firm utilizes robust asset-allocation tools and offers diverse investment options across brokerage and advisory platforms.

Kenneth Mascari is a financial advisor at OSAIC with 44 years of industry experience. He holds a Series 63 designation and has worked at Securities America Advisors and KPM Asset Management, Inc. He is also a part-owner of the building housing his branch office and manages a family trust property. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various tools and third-party platforms to construct and manage portfolios across a wide range of asset classes.

Jeffrey Halbreich is a financial advisor with Ameriprise, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its related entities since 1999. Outside of his advisory role, he provides consulting services through his own firm and serves on the board of directors for SAMLARC. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement, focusing on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary recommendations primarily for clients with substantial investable assets.

Ronald Holliday is a financial advisor with LPL Financial, holding a Series 63 designation and over 29 years of industry experience. He has been with LPL Financial since 1996. In addition to his advisory role, Holliday serves as a member of the Murrieta City Council. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Daniel Palmer is a CFP®-designated financial advisor with Merrill, where he has worked since 2009. He has 32 years of industry experience and has also been affiliated with Bank of America, N.A. since 2003. Palmer serves as a power of attorney in a fiduciary role for a family member. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher R Bryan is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 66 licenses and possessing 27 years of industry experience. He has been with UBS Financial Services since 1999. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Joshua Ellin is a financial advisor with Merrill, holding a Series 66 designation and 26 years of industry experience. He has been with Merrill since 2009 and has also worked with Bank of America, N.A. since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions, supported by internal Chief Investment Office teams and third-party managers.

Enrique Petrie is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and previously worked at Merrill, Bank of America, and UBS Financial Services. Since 2024, he has been employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer bank products and services in addition to investment advisory. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision authority.

Thomas Hawkins is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with UBS since 2004, including 20 years at UBS Securities LLC. Outside of advisory work, he manages a real estate holding company involved in property management and financial reporting. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.