Roobina Yahya is a financial advisor at Morgan Stanley with 28 years of industry experience. She previously worked at RBC Capital Markets for 14 years before joining Morgan Stanley Smith Barney LLC. Yahya holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and provides financial planning services that include scenario modeling without individual security recommendations.

Brian Klimke is a CFA® charterholder with 21 years of industry experience. He is associated with Cetera and has held roles at various Cetera entities since 2013, as well as positions at Tower Square Investment Management LLC and Avantax Investment Services Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with access to affiliated and third-party managers and various program structures.

Alexander Reuben is a financial advisor at LPL Financial with 10 years of industry experience. He holds the Series 66 designation and has worked at firms including Edward Jones, JP Morgan Chase Bank, and JP Morgan Securities. He is also associated with Jonathon P. Reuben, CPA An Accountancy Corporation in a non-investment related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a wide range of advisory programs and brokerage services.

Ryan Gill is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. He previously held roles at Waldorf Astoria and attended Arizona State University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Carol Wilshire is a CFP®-designated financial advisor with 29 years of industry experience. She is currently with RBC Capital Markets and City National Bank, having previously worked at UBS Financial Services Inc. for 11 years. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm provides customized investment strategies through various advisory programs, integrating in-house and third-party managers with options for tax management and responsible investing.

Lyle Murakami is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Morgan Stanley since 2009, including tenure at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Alexander Dickson is a financial advisor with Morgan Stanley, holding a Series 66 designation and 15 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional services.

Brian Britt is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Ameriprise in Torrance, CA since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Brian manages financial reporting and accounting for apartment buildings. Ameriprise provides a retirement-income planning service aimed at individuals nearing or in retirement, combining research and modeling with tax-efficient strategies. The firm offers a wide range of advisory, brokerage, and insurance solutions through its large institutional platform.

Sergio Del Puerto is a financial advisor with Ameriprise in Long Beach, CA, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at LPL Financial, Kinecta Financial & Insurance Services, Bank of the West, and BancWest Investment Services. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations tailored to clients’ income and withdrawal strategies.

Fred Hidalgo is a Financial Consultant at Fidelity Investments, where he has been working since 2025. In this role, he focuses on helping clients develop financial plans tailored to their unique needs by understanding their personal, financial, and investment situations. His approach aims to ensure clients feel confident and comfortable with their financial plans. Fred's experience at Fidelity Investments spans several roles, including Financial Consultant I, Planning Consultant, Relationship Manager, and Financial Representative, beginning in 2020. This progression reflects his broad experience in financial consulting and client relationship management within the firm. Fred holds a California Insurance License. Outside of his professional work, he has interests in fitness, football, and pets.

Neil Fujita is a financial advisor at RBC Capital Markets with 17 years of industry experience. He holds the Series 66 designation and has worked at City National Bank, Bank of America N.A., and Merrill prior to his current roles. Fujita is a donor involved with the PVG Foundation, a nonprofit organization. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations with advisory programs that offer portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles. The firm’s investment approach includes the use of in-house and third-party managers and integrates capital markets and lending capabilities.

Jessie M Vargas Gutierrez is a financial advisor with Merrill, holding a Series 66 credential and currently beginning their career in the industry. Their prior experience includes roles at Bank of America, TSG Wealth Management, and other diverse positions outside finance, such as at Phresh Waters and California State University Long Beach. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

James Townes II is a CFP®-designated financial advisor with 22 years of industry experience. He is currently with OSAIC and has held prior roles at Lincoln Financial Securities, Pacific Advisors, Leisure Wenden & Tsary Agency, Mutual of Omaha, and Aflac. Outside of his advisory work, he owns Townes Financial Consulting, providing business consulting for small business owners and financial education to community colleges and clergy members. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services with access to multiple platforms, third-party money managers, and employs a variety of tools for portfolio construction and management.

David Bate is a financial advisor with LPL Financial in Manhattan Beach, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory work, he is also involved in real estate as a Coldwell Banker real estate agent. LPL Financial serves a broad range of clients, including individuals, retirement plans, institutions, and charitable organizations, offering financial planning, advisory programs, and brokerage services supported by a variety of investment management approaches and research resources.

Ryan Gordon is a financial advisor with LPL Financial and holds the CFP® designation and Series 66 license. He has 24 years of industry experience, including prior roles at Raymond James Financial Services and Wells Fargo Advisors. Outside of financial advising, he is involved with PrimeSC, a commercial HVAC business based in Manhattan Beach, CA. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Teresa Ortega is a financial advisor at RBC Capital Markets with 13 years of industry experience. She holds the Series 66 designation and has worked at RBC Capital Markets since 2017, following three years at Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs combining discretionary and non-discretionary portfolio management, tailored to client risk profiles and implemented through a blend of in-house and third-party investment managers.

J Mattingly is a financial advisor at Edward Jones with one year of industry experience. He holds Series 66 and Series 63 registrations. His prior work experience includes roles at Chocolatte Enterprises, American Art Construction, NYLife Securities LLC, New York Life, and Saint Marc USA. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a comprehensive advisory program. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies alongside affiliated mutual funds and tax-efficient services.

Asanka De Alwis is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and eight years of industry experience. He has worked at J.P. Morgan Securities and JPMC Bank NA since 2018, with prior experience at Wells Fargo Clearing Services LLC and Wells Fargo Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized performance reporting and focuses on funds and strategies approved through its internal review processes.

Jean Paul Afif is a financial advisor with Morgan Stanley, holding a Series 66 license and 12 years of industry experience. His prior positions include roles at Bank of America, Merrill, Wells Fargo Private Bank, and Morning Star Wealth Management. Outside of finance, he has been involved with the Screen Actors Guild as an executive producer and actor in commercials, films, and television for more than two decades, and he is the creator of a technology app called Star of the Sea NIL. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and comprehensive asset management.

David Kakuda is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.