Christian Fontal is a financial advisor at EP Wealth Advisors with a Series 65 credential and two years of industry experience. Prior to joining EP Wealth Advisors, he worked at Charles Schwab & Co., Inc. from 2020 to 2022. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services, utilizing customized model portfolios with a blend of fundamental, technical, and cyclical analysis.

Chad Turner is a financial advisor at Centaurus Financial, Inc. with 22 years of industry experience. He holds a Series 66 designation and has operated Chad R. Turner & Associates, Inc., an accounting practice, since 1983. In addition to his advisory work, Turner is involved in the sale and service of health and life insurance contracts and has a background as a real estate broker. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services.

Nicholette La Frenier is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Her prior roles include positions at Modern Woodmen of America and academic-related work at California State University, Fullerton and Pasadena City College. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing capabilities, supporting complex advisory needs and large institutional clients.

Trevor Bush is a CFP® and Series 66–registered financial advisor with 18 years of industry experience. He has been with EP Wealth Advisors since 2014. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, tax preparation, and estate-document services, utilizing a combination of fundamental, technical, and cyclical analysis along with access to alternative investments and third-party managers.

Maurice Franklin Jr. is a CFP® with five years of industry experience, currently serving as a financial advisor at Mariner. His prior work experience includes six years at Saks Fifth Avenue. Mariner serves a broad mix of clients, including individuals, pension plans, trusts, and charitable organizations, offering services such as investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm uses discretionary, customized portfolios supported by internal research and third-party managers, with notable integration of tax and accounting services uncommon at this enterprise scale.

Bryton Lam is a financial advisor at Citigroup Global Markets with Series 63 and 65 licenses and three years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and several financial services and mortgage-related firms. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, custody services, and derivatives and futures capabilities. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, leveraging internal standards and oversight committees to select and monitor investment managers.

Alfred Rivera is a financial advisor at Centaurus Financial, Inc. with 25 years of industry experience. He holds the Series 65 and Series 63 licenses and has been with Centaurus Financial since 2017, following a one-year tenure at S2K Financial, LLC. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and advisory management of annuity and variable life sub-accounts, utilizing both discretionary and non-discretionary arrangements.

Samuel Ledwitz is a financial advisor with Private Advisor Group, LLC and holds a Series 65 designation. He has two years of industry experience and also serves as president and attorney for the law firm Bezaire, Ledwitz & Borncamp, APC, which constitutes the majority of his professional work. His prior affiliations include Jack Keeter & Associates, Mariner Independent, and Equity Development Corporation. Private Advisor Group serves a diverse client base including individuals, businesses, trusts, estates, and charitable organizations, providing portfolio management, financial planning, and retirement-plan consulting. The firm offers advisory programs featuring third-party asset managers, turnkey asset management platforms, and a firm-managed separately managed account program.

Dylan Mathis is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research, futures and derivatives services, and bespoke solutions for very large clients.

Phuong Dinh is a financial advisor at Lincoln Investment in Los Angeles, CA, holding a Series 66 designation. Dinh has been with Lincoln Investment since 2026 and is also involved with Vers, LLC and self-employed activities since 2015. Lincoln Investment serves individuals, charitable organizations, businesses, and retirement plans, including a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, utilizing both strategic and dynamic approaches supported by an Investment Management & Research team.

Frank Ro is a financial advisor with Stratos Wealth Partners, Ltd., holding Series 63 and Series 66 credentials and 26 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Morgan Stanley. Frank also provides tax preparation and accounting services through FTR Tax Services. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise wealth management firm overseeing approximately $18.6 billion in assets with about 366 advisors serving over 24,000 clients. The firm offers a range of investment and financial planning services, utilizing an open-architecture approach that incorporates external platforms and both advisor-managed and model-based strategies.

Louis Odette IV is a CFA® charterholder with 13 years of industry experience. He is currently with EP Wealth Advisors and previously worked at CitiGroup Global Markets and Opes Wealth Management. His professional background includes roles in wealth management and financial markets. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides customized wealth management, portfolio management, and financial planning services, combining multiple analytical approaches with a range of investment options and fiduciary services.

Yulyus Medina is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, combining large institutional scale with specialized market roles.

Dallin Cutler is a CFP® and holds a Series 65 license with 11 years of industry experience. He has worked at EP Wealth Advisors since 2020 and previously spent six years with The Insight Group Insurance Agency, Financial Insight Center, and Allegis Financial Partners. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, employing customized model portfolios and a variety of analytical approaches, including fundamental, technical, and cyclical analysis.

Derenik Sardarimasihi is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several financial institutions, including Unionbanc Investment Services, MUFG Union Bank, and Bank of the West. Outside of his advisory role, he provides in-home care for his parents under the California Department of Social Services. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing a variety of client-directed and discretionary investment solutions. The firm employs a multi-profile investment approach supported by HSBC Global Asset Management and third-party providers, and it operates as an SEC-registered adviser, broker-dealer, and futures commission merchant.

Alireza Damirchilou is a financial advisor with HSBC Securities (USA) Inc. in Beverly Hills, CA. He holds Series 66 and Series 63 licenses and has one year of industry experience. His prior work includes positions at HSBC Bank USA, Farmers Insurance Agency, F.F. Nab, and Bank of Industry and Mine. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, with options ranging from client-directed to fully discretionary portfolios. The firm employs a structured investment process supported by global asset management and fund due diligence teams, serving a broad client base through a range of tailored program types.

Kathleen Connors is a CFP® certificant and holds a Series 65 license with five years of industry experience. She is currently with EP Wealth Advisors, LLC and has prior experience at Better Money Decisions, LLC, Envision Wealth Planning Inc., TriLumina Corporation, and CFV Solar Test Laboratory. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Adina Coca is a financial advisor with Transamerica Financial Advisors in Orange, CA. She holds a Series 65 designation and has 13 years of industry experience. Her work history includes roles at Transamerica Financial Advisors since 2012, World Financial Group since 2011, and ownership of B & C Tax Service, a tax preparation business operating since 1995. Transamerica Financial Advisors serves a broad client base, including individual investors, retirement plans, trusts, and charitable organizations, using a model portfolio approach implemented through various advisory programs and third-party managers.

Justin Moreci is a financial advisor at EP Wealth Advisors with six years of industry experience. He holds the Series 66 designation and has previously worked at firms including Mariner, Lido Advisors, Morgan Stanley Smith Barney, Bank of America, Merrill, and UBS Financial Services. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and offers financial planning, retirement plan advisory, tax preparation, and estate-document facilitation services.

Jeffrey Yau is a financial advisor at Empower Advisory Group with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including LPL Financial, Fidelity Investments, Morgan Stanley, and Charles Schwab. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as individual IRA and retail brokerage clients, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms.