Matthew Hetrick is a CFP® and CFA® with 22 years of experience in the financial services industry. He has been with Kestra Advisory since 2016 and is also a minority partner and wealth advisor at Insight Wealth Advisors LLC, a registered representative business affiliated with Kestra Investment Services. Outside of his advisory work, he serves as secretary and a member of the board of directors for the Woodland Hills Sunrise Baseball Little League. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services including fiduciary consulting, plan design, investment advice, and employee education. The firm manages approximately $79.8 billion in assets and serves a wide range of clients, including large institutional investors and sovereign wealth funds.

Peter Mueller is a CFP® professional with nine years of industry experience. He is currently with Focus Partners Wealth, LLC and has previously worked at The Colony Group, LLC and HoyleCohen, LLC. Prior to that, he spent 18 years at Libbie Agran Financial Services & Seminars. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework, combining active and passive strategies across various investment vehicles.

Michael Lampert is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Ameritas in various capacities since 2006 and is also affiliated with Capstone Financial and PRB Insurance and Financial Services, Inc. Outside of finance, Lampert is a semi-professional musician involved in music recording, performances, lessons, and digital sales, as well as a part-time visual artist who exhibits his work occasionally. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, charitable and corporate entities, and retirement plans. The firm offers fee-based asset management, retirement-plan advisory, and fiduciary services, utilizing model portfolios, third-party sub-advisers, and custom strategies, with a focus on both discretionary and non-discretionary management.

Robert Nieto Jr. is a financial advisor with OSAIC Institutions, INC. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. His prior roles include positions at Infinex Investments, Inc., Financial Partners Credit Union, LPL Financial, and SagePoint Financial. He is also involved with AmeriEstate Legal Plan, a prepaid legal service. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements and access to alternative investments. The firm’s approach includes both discretionary and non-discretionary asset management, with a notable emphasis on non-discretionary assets, and it operates through a network of investment adviser representatives utilizing diverse analytical methods.

Jay Brewer is a financial advisor with Stratos Wealth Partners, Ltd, based in Westlake Village, CA, with 4 years of industry experience. He has worked at Shuster Advisory Group, LLC, Eq Financial Consultants, Inc., The Equitable Life Assurance Society of the United States, and Brewer & Tominaga CPAS LLP. Stratos Wealth Partners provides advisory services to a broad client base, including individual investors, trusts, charitable organizations, corporations, retirement plans, and institutional clients. The firm offers an open-architecture Strategic Wealth Management platform that supports advisor-managed and model-based portfolios with active monitoring and asset allocation across multiple custodians.

Judith Gordon is a financial advisor at Oppenheimer with 33 years of industry experience. She has been with Oppenheimer since 2003 and holds the Series 63 and Series 65 designations. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services with an investment approach that includes strategic and tactical asset allocation, manager selection, and a variety of investment strategies tailored to client objectives.

Tamara Stein is a financial advisor with Hightower Advisors in Encino, CA, holding a Series 66 designation and 22 years of industry experience. She has been with Hightower Advisors and its affiliated broker-dealer, HighTower Securities, LLC, since 2015. Stein is also involved with Feinberg Stein Financial Services, LLC, an administrative services company related to her RIA practice. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, using a multi-manager approach that includes affiliated and third-party managers. The firm offers portfolio management, financial planning, and retirement consulting, emphasizing manager selection and proprietary research to meet diverse client needs.

Gabriella Ressler is a financial advisor at Sanctuary Advisors, LLC in Westlake Village, CA, holding Series 63 and Series 66 licenses with 10 years of industry experience. Her career includes roles at Merrill, Bank of America, and MUFG Union Bank. Sanctuary Advisors, LLC offers investment advisory and financial planning services to individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm operates through a large network of independent advisers and provides both discretionary and non-discretionary solutions tailored to client goals, supported by a vertically integrated, multi-affiliate platform.

Jonathan Ellinger is a financial advisor at IEQ Capital, LLC in Los Angeles, CA. He holds a Series 65 designation and has been in the financial industry since 2025, with previous experience at Standish Management and roles outside finance including at Fremont Brewing and North Face. He worked for six years at Glendale Country Club prior to his entry into financial advisory. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and various institutional clients. The firm employs a macroeconomic research-driven process with customized investment policy statements and offers access to a range of liquid, third-party, and private investment strategies.

Donna Feder is affiliated with Integrated Wealth Concepts LLC and holds a partner role at Duffy Kruspodin LLP, a CPA firm. She has been with Duffy Kruspodin LLP since 2007 and joined Integrated Wealth Concepts in 2025. Her dual involvement includes non-investment-related CPA activities and serving as an investment advisor representative. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios primarily composed of mutual funds, ETFs, individual equities, and fixed income.

Anthony Motamedi is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with PlanMember since 2002 and has been president of Legacy Financial Group, Inc., where he sells fixed annuities and life insurance products, since 2003. He is also a general partner of Sylvan Property LLC. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm’s investment approach is centered on strategic asset allocation and managing risk-based mutual fund portfolios, supported by education and personalized planning services.

Neil Elmouchi is a financial advisor with Creative Planning, holding the ChFC® designation and Series 63 and 65 licenses, and has 44 years of industry experience. He previously worked at Summit Financial Consultants, Cetera Wealth Services, and Triad Advisors. Outside of his advisory role, he is the author of *The Wise Investor* and owns an online video game development company called Nogo Studios. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional accounts. The firm uses a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by tax-loss harvesting, direct indexing, and selective private market exposure.

Lynze Douvros is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and having six years of industry experience. She has worked at Legacy Financial Group, Inc. and PlanMember Securities Corporation since 2019, and has operated her own insurance sales business under the name Lynze Hostetter since 2015. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm’s investment approach centers on a top-down strategic asset allocation framework, offering risk-based mutual fund portfolios and a range of educational and support services to plan sponsors and participants.

Cheryl Kelly is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has worked at Transamerica Financial Advisors since 2012 and concurrently serves as a commercial airline captain for United Airlines since 1989. Outside of her advisory role, she manages a rental property business. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory strategies and offers multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Marguerite Rangel is a financial advisor with Primerica Advisors, holding the ChFC® designation and Series 63 and 65 licenses, with 28 years of industry experience. She has worked extensively with Guardian Life Insurance Company and Park Avenue Securities. Outside of her advisory role, she is an active member of the California State Bar and the U.S. Supreme Court Bar, and serves as a director on the board of the Jonathan Club, a 501(c)(7) organization. Park Avenue Securities LLC serves a broad retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, employing a range of proprietary and third-party investment strategies, and provides financial planning, retirement-plan consulting, and business consulting services.

Adam Hanig is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Wealth Enhancement, his background includes roles at Beverly & Company and the US Postal Service. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a large advisor network, offering diversified, risk-class based investment strategies that combine passive and active management overseen by an internal Investment Committee.

James Franco is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 licenses. He has 41 years of industry experience, including roles at LPL Financial and his own firms Franco Financial Services Inc. and James Franco Independent Insurance. He also provides tax preparation services through Franco Financial Services Inc. and serves as successor trustee for a charitable remainder unitrust. United Planners Financial Services is a national wealth-management enterprise serving a broad range of clients through approximately 359 advisors and managing about $12.77 billion in assets. The firm utilizes a combination of custodians, third-party managers, and platform programs to deliver advisory and brokerage services, with a significant portion of assets managed on a non-discretionary basis.

Ioan Grigor is a financial advisor with Bankers Life Advisory Services, Inc. in Sherman Oaks, CA. He holds Series 65 and Series 63 licenses and has 14 years of industry experience. His career includes roles at Bankers Life Securities, Inc. since 2016 and Bankers Life and Casualty Company since 2008. Outside of advising, he owns a marketing and management firm, Grigor&Co. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management to client goals and risk tolerances.

Marc Giamo is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at Citigroup since 2018, following six years at J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with in-house research, derivatives services, and bespoke solutions for sizable relationships.

Jon Beauchemin is a financial advisor at Mariner with 28 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Commonwealth Financial Network and Msec, LLC. Beauchemin is also involved in fixed insurance sales at his branch location. Mariner serves a diverse client base that includes individuals, high-net-worth households, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax and family office services, utilizing a combination of in-house research and third-party managers to implement customized, discretionary portfolios.