James King is a financial advisor at Merrill with Series 63 and Series 65 credentials and 26 years of industry experience. His career includes multiple tenures at Merrill and Wells Fargo Clearing. Outside of finance, he owns a wedding and event photography business and serves as an advisory council member for the Mecklenburg County Aquatic Council. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Caroline Wyker is a financial advisor at UBS Financial Services in Charlotte, NC, holding Series 63 and Series 66 licenses with 18 years of industry experience. She has worked at UBS Financial Services since 2009, with a brief employment gap from 2019 to 2020. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor investment plans, combining institutional trading capabilities with wealth management services.

Alejandro Luna is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services, The Vanguard Group, and Bank of America. Outside of his advisory role, he serves on the advisory board of Youth Finance USA, holds a board position with the YP Charlotte Regional Business Alliance, and is actively involved with alumni organizations at Hampden Sydney College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Peter O'Neal is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to his current role, he worked at Navex Global and has engaged in entertainment work as a performer with Show Creators Incorporated, appearing as a rolling robot character at events. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, supported by a centralized manager solutions team.

Jared Busby is a financial advisor at Merrill Lynch Wealth Management and a member of The L/A Wealth Management Group. He specializes in developing personalized financial strategies designed to help clients pursue their long-term goals, focusing on areas such as college education planning, executive compensation, family wealth management strategies, and personal retirement planning. Jared holds a Bachelor's Degree from Clemson University and an MBA from the College of Charleston. He carries professional designations including Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA). With nearly six years of experience serving clients in Charlotte, NC, he applies a tailored approach, combining personal insight and professional expertise to align clients' financial goals with their passions and values. Originally from the Northern Virginia suburbs of Washington D.C., Jared enjoys outdoor activities such as fishing, hiking, camping, golf, and watching Charlotte FC soccer. He is also committed to community involvement and participates in volunteer work with local organizations.

Nelson Thompson is a Series 66-licensed financial advisor with Morgan Stanley in Charlotte, NC, and has 13 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2012. Outside of his advisory work, he is involved in designing and purchasing custom jewelry through Amanda Thompson Design. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized strategies including private funds and structured products.

Macintosh Donner is a CFP® certificant with six years of industry experience, currently affiliated with Charles Schwab. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2022, and previously spent two years with The Vanguard Group, Inc. Donner’s background also includes roles in academia and various non-financial positions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure.

Charles Miller is a Financial Consultant at Fidelity Investments, where he currently provides comprehensive financial planning and guidance. He collaborates closely with clients and their families to develop financial plans that align with their goals and vision. Before his current role, Charles served as an Investment Consultant at Fidelity Investments from 2022 to 2024 and as an Investment Solutions Representative from 2021 to 2022. His experience spans various aspects of investment consulting and solutions within the financial services industry.

Trent Thomas is a financial advisor with Charles Schwab in Charlotte, NC, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with Charles Schwab since 2006 and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves a large client base primarily comprised of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Michael Fraebel is a financial advisor at J.P. Morgan Securities in Charlotte, NC, holding Series 63 and Series 66 licenses with four years of industry experience. His prior roles include positions at Accenture LLP, Insight Sourcing Group Holdings, and Harbert Management Corporation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory approach combines quantitative and qualitative due diligence supported by forward-looking capital market assumptions and includes capabilities in derivatives and commodities.

John Anderson is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2011, alongside his tenure at Merrill Lynch beginning in 2009. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutions, offering managed account programs, discretionary portfolio management, and brokerage services. The firm integrates a range of investment strategies overseen by its CIO and platform team, with a focus on tax-efficient implementation and close affiliation with Bank of America’s broader banking and capital-markets platform.

Noah Ingalls is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 designation and five years of industry experience. His prior work includes roles at UBS Financial Services and Churchill Real Estate, as well as an academic position at Queens University of Charlotte. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Centario Grier is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at Mass Mutual Investors Services and NYLIFE Securities, among other firms. Grier is a 50% owner of J&G Legacy Financial Group LLC, which operates for Cetera business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Tanner Trites is a financial advisor with Ameriprise in Charlotte, NC, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Pruco Securities LLC and Walker and Associates with Ameriprise Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement income planning.

Kevin Harvel is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Securities America Advisors, Mass Mutual Investors Services, and Signator Investors, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Barry Ozer is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 66 credential and has previously worked at FSC Securities Corp and Morgan Stanley. Outside of his advisory role, Ozer serves as a board member for the 3T Foundation, a charity focused on educational enrichment and development for underserved youth in Charlotte, NC, and is a managing partner of Magnolia Capital Partners, an investment and financial planning LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of advisory and brokerage services using model-based asset allocation and portfolio optimization, supported by discretionary and third-party managed strategies.

Monica Vadhera is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in developing personalized financial strategies that align with each client’s unique goals, leveraging the investment insights of Merrill and the banking solutions of Bank of America. Her expertise encompasses a broad range of client focus areas, including college education planning, family wealth management, retirement planning, legacy planning, and tax minimization, among others. Monica holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from Hansraj India and completed an Accredited Certificate Program from the AICPA. Fluent in English, Hindi, and Punjabi, she is committed to providing comprehensive wealth management services grounded in a deep understanding of her clients’ needs. In addition to her professional work, Monica actively participates in community service, reflecting the Merrill tradition of community involvement. Her personal interests include badminton, biking, music, reading, sewing, singing, table tennis, and yoga.

Holly Giacobone is a financial advisor at UBS Financial Services in Charlotte, NC, holding Series 63 and Series 66 licenses with 31 years of industry experience. She has worked at Merrill Lynch since 1994. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor plans based on proprietary research and capital market assumptions.

Harry Greyard is a CFP®-certified financial advisor at LPL Financial with 32 years of industry experience. He has worked at LPL Financial since 2021 and previously held roles including teaching with the Financial Planning Association of Charlotte and involvement with Myrtle Street Pier Association Inc. He has been affiliated with Queens University and Avondale Presbyterian Church in non-investment capacities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment programs supported by proprietary research and technology, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

Colin Noone is a financial advisor at UBS Financial Services with a Series 66 designation and three years of industry experience. Prior to joining UBS in 2021, he held roles at several companies including Autobell, SoccerRealz, DoorDash, FedEx, and Footlocker. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.