Thomas Donnelly is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following prior roles at Wells Fargo Clearing and Merrill. Outside of his advisory work, he serves on the Finance Committee of the Monterey Museum of Art. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and resources.

Michael Chen is a financial advisor at Charles Schwab with five years of industry experience. He holds the Series 66 designation and has worked at firms including Morgan Stanley and E*TRADE Capital Management. Outside of his advisory role, he owns a rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by dedicated research and alternative investment due diligence.

Michelle Pichsenmeister Phan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and five years of industry experience. She previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. before joining Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jiangning Liu is a financial advisor with J.P. Morgan Securities in Santa Clara, CA, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His career includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America, and Merrill. Outside of finance, he was involved with Pilot Construction Management Inc for four years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, including ESG considerations, supported by centralized due diligence and offers a range of derivatives and commodities capabilities.

Leslie Figone is a financial advisor at Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses with 11 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Amy Chu is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. She has been with Morgan Stanley and its related entities since 2007. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals as well as through Corporate Financial Planning agreements.

Michael Aoun is a Series 66-credentialed financial advisor with Morgan Stanley in Los Gatos, California, bringing two years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at ICR Staffing for two years and spent seven years in education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Suhrob Kaharov is a financial advisor with J.P. Morgan Securities, holding the Series 66 designation and bringing 19 years of industry experience. He has worked with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2016 and previously held positions at Wells Fargo Clearing and Wells Fargo Investments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions, offering recommendations within an ESG eligibility framework and utilizing affiliates for implementation and portfolio services.

Mark Kleiner is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2012. He is committed to understanding each client's unique financial situation and goals, collaborating with them to develop personalized financial plans. Mark utilizes a wide range of investment options and diversified strategies available through Fidelity to help clients work towards their financial objectives. Mark has extensive experience in the financial advisory field, having previously worked as a Financial Advisor at UBS Financial Services from 2006 to 2012 and at Morgan Stanley from 2001 to 2006. He holds a California Insurance License. Outside of his professional work, Mark enjoys running and swimming.

Virendra Kanyal is a financial advisor at Charles Schwab with 21 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2007. Outside of his advisory role, he co-owns a vacation home in Park City with his wife. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management services combined with custody and brokerage solutions.

Jacqueline Kobinski is a financial advisor at UBS Financial Services in San Jose, CA, with 17 years of industry experience. She has been with UBS since 2007 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Kenneth Fesler is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Our Time to Act United and the University of California, Davis. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of mutual funds, ETFs, and other investment vehicles.

Trung Lam is a CFP® professional with 14 years of industry experience, currently serving at J.P. Morgan Securities in Santa Clara, CA. He has been with J.P. Morgan Securities since 2012 and has prior experience at Endo Holdings LLC from 2023 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with a forward-looking approach to build model asset allocations, and recommendations may incorporate an ESG framework.

Gary Yung is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds a Series 66 designation and has worked at notable firms including Morgan Stanley, Bank of America, Merrill, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework.

Shweta Agarwal is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Investments and Morgan Stanley DW Inc. She is based in San Jose, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions, utilizing research and analytics to support investment decisions.

Kevin Chen is a Wealth Management Advisor at Merrill Lynch Wealth Management based in San Jose, California. He works with a diverse group of clients, including high net worth individuals, professionals, business owners, startup companies, endowment funds, engineers, and multi-generational families. Kevin focuses on creating comprehensive wealth management strategies that consider all aspects of his clients' financial lives, including investment advice and identifying potential risks and liabilities. His services cover areas such as personal portfolio management, retirement and estate planning, endowment fund management, social governance (ESG) investing, corporate benefit and retirement plans, liability restructuring, concentrated position management, business exit planning, multi-generational education, cash management, insurance, and collaboration with clients' legal and tax professionals. Additionally, Kevin assists startup companies and their founders throughout the business cycle, from initial funding to exit events. Kevin holds a Bachelor's degree from the University of Southern California and holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is fluent in Mandarin and English and is a member of Phi Sigma Kappa and the USC Alumni Association. Kevin is a native San Franciscan residing in the Bay Area with interests in traditional archery and classic car restoration. He supports community organizations such as the Pacific Center for Autism Education, Friends of Children with Special Needs, and GiveTeens20.

Hung Ha is a financial advisor at Merrill in San Jose, CA, holding a Series 66 designation with two years of industry experience. His prior work includes roles at Bank of America and operating Tay Ho Restaurant. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional entities.

Ann Sheehan is a financial advisor with Osaic Wealth, holding a Series 63 designation and bringing 48 years of industry experience. Before joining Osaic in 2024, she worked at Securities America Advisors and Foothill Securities, among other firms. She is also the owner of a tax preparation and planning business and serves as vice president of the FAMA Foundation, a charitable organization. Osaic Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, offering comprehensive financial planning and investment management through a multi-advisor platform. The firm’s investment approach utilizes model-based asset allocation, portfolio optimization, and a range of managed portfolio programs supported by various custodial and advisory relationships.

Jayne Love Arburn is a financial advisor at OSAIC with two years of industry experience. She holds the Series 66 designation and has previously worked at Woodbury Financial Services Inc. and Lindsey Hanley. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization, supported by various tools and strategies tailored to client needs.

Ngan Do is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Bank of America and Merrill since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.