Nathan Arland is a financial advisor at Ameriprise with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Raymond James Financial Services, and Atlantic Union Bank. Outside of his advisory work, he has interests in real estate ownership. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Brock Van Selow is a financial advisor at UBS Financial Services in Richmond, VA, with 12 years of industry experience. He holds the Series 66 designation and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor client strategies.

Norman Gee Jr. is a financial advisor at Morgan Stanley in Richmond, VA, holding a Series 66 designation with nine years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously held roles at Bank of America and Merrill from 2017 to 2020. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Financial Advisors and Estate Planning Strategies Group.

Lori Maass is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Advisors, LLC and Prodigious, LLC during her career. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm uses research and analytics alongside diversification principles and modern portfolio theory to evaluate investment options.

Jennifer Farley is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. Her career includes roles at Northwestern Mutual, Bloom, LLC, Securian Financial Services, and VAM Partners. She is also involved with Virginia Asset Management, where she provides operational support. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers diverse portfolio management and financial planning services across multiple program structures and custodial relationships.

Jonathan Heck is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing in Richmond, VA. His prior experience includes roles at Mutual of Omaha Insurance Company and Mutual of Omaha Investor Services, as well as multiple positions within Wells Fargo entities dating back to 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joel Martin is a financial advisor with Merrill in Richmond, VA, holding a Series 66 designation and eight years of industry experience. He has worked at Bank of America, N.A. since 2001, including his current role at Merrill since 2018. Martin serves as a board member for the Lewis Ginter Botanical Garden, a charitable organization offering educational programs to the community. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Traci Smith is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position she has held since 2025. In this role, she serves as a primary point of contact for clients, providing personalized service tailored to individual needs and preferences. When deeper wealth planning is necessary, she facilitates discussions with a Wealth Management Advisor to ensure comprehensive support. Traci has extensive experience in the financial services industry, having held various positions at Fidelity Investments since 2020, including Planning Consultant, Relationship Manager, and Financial Representative. Prior to her tenure at Fidelity, she gained experience at several firms, including Edward Jones, GE Financial, Central Fidelity Securities, James Mitchell, Branch Cabell, and JMC. Outside of her professional responsibilities, Traci enjoys board games, family activities, music, reading, and traveling.

Matthew Sirpis is a financial advisor at OSAIC with 23 years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors for 24 years. Outside of his advisory role, he is involved in life settlements and insurance, including disability, long-term care, and various types of annuities. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Maryanne Diggs is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She previously worked at Ameriprise Financial Services from 2015 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s offerings include investment policy statement preparation, performance reporting, participant education, and a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Harley Moore is a financial advisor at Cetera with 11 years of industry experience. He holds a Series 66 designation and has worked previously with Virginia Asset Management and Securian Financial Services. In addition to his advisory role, he is also an insurance agent selling life, health, disability, fixed annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Michael Walthall is a financial advisor at Merrill with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2020, following roles at Wells Fargo Clearing and Wells Fargo Bank NA. Outside of his advisory work, he co-owns a pressure washing business called Emerald Outdoor Solutions LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Susan Murphey is a CFP® professional with 11 years of industry experience. She is currently affiliated with Cetera and has previously worked at Virginia Asset Management, Securian Financial Services Inc, and Kanawha Capital Management. Murphey serves as Vice President of Membership on the board of the Central Virginia Employee Benefits Council. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a wide range of advisory services through a multi-manager platform with discretionary and non-discretionary portfolio management options.

Eric Owen is a financial advisor with Osaic Wealth, Inc., holding a Series 66 designation and 25 years of industry experience. His career includes roles at Royal Alliance, Select Brokers, Minnesota Life Insurance Company, Virginia Asset Management, and Securian Financial Services. Outside of his advisory work, he operates a sole proprietorship selling sports cards online and functions as an insurance broker offering fixed insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, providing a range of brokerage, advisory, and financial planning services. The firm employs various tools and third-party platforms to construct and manage portfolios that include multiple asset classes, operating both discretionary and non-discretionary accounts.

Tyler Hutson is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His work history includes roles at Bank of America, Merrill, and a consumer real estate finance company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Denise Walters is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. She previously worked at Wells Fargo Advisors for 20 years before joining her current firm. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Seth Cushman is a financial advisor at Charles Schwab with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab since 1995, including a 15-year tenure at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, supported by multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Kevin Clark is a CFP® and holds a Series 66 license, with six years of industry experience. He has been an advisor at Edward Jones since 2019 and previously worked at Canon Solutions America for eleven years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management through a large network of advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts.

Thomas Hensby is a financial advisor at RBC Capital Markets with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at City National Bank, RBC Capital Markets, and South State Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s advisory risk profile.

Scott Pomeroy is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 designations and 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.