Frank Elgin Jr. is a financial advisor with Equitable Advisors in Richmond, VA, holding a Series 66 designation and 15 years of industry experience. He has worked at Equitable Advisors since 2010, including its predecessor firm Axa Advisors LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

James Jamison III is a financial advisor at LPL Financial with 20 years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2010. Outside of his advisory role, he serves as president and owner of Benefit Design & Administration, Inc., a third-party administrator. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Edward Bullano Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at LPL Financial since 2014. Outside of his advisory role, he is involved with Bullano Enterprises LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Matthew Spradlin is a CFP® professional with 22 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, having joined the firm in 2026. Prior to this, he worked at Steward Partners Investment Solutions and Bank of America. Outside of his advisory role, he is also licensed to install non-variable insurance products. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services supported by extensive institutional resources and a focus on municipal and public finance activities.

Rebecca Hollis is a financial advisor with LPL Financial in Richmond, VA, holding a Series 66 designation and having four years of industry experience. She previously worked at Colonial River Investments, LLC, and Fidelity National Title Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a broad range of advisory programs and services, including financial planning, retirement plan consulting, and model portfolio management.

Cynthia Joseph is the Vice President and Wealth Planner at Fidelity Investments, a position she has held since 2018. She is a Certified Financial Planner with over two decades of experience in the financial services industry. In her role, Cynthia partners with individuals and families to create personalized financial plans, leveraging Fidelity's resources to guide clients through the planning process and prioritize their goals and aspirations. Her professional background includes roles such as Financial Consultant and Investment Consultant at Fidelity Investments, Director of Operations at Performance Trust Investment Advisors, LLC, Senior Associate at Performance Trust Capital Partners, LLC, and Wholesaler at First Trust Portfolios L.P. Cynthia's extensive experience spans wealth planning, investment consulting, and operations management. Outside of her professional endeavors, Cynthia enjoys cooking and baking, participating in family activities, fitness, social events with friends, photography, and reading.

Blake Gordon is a financial advisor with Raymond James & Associates in Richmond, VA, holding a Series 66 designation and 25 years of industry experience. He previously worked at Capitol Securities for eight years before joining Raymond James in 2017. Outside of advisory work, he owns two rental properties in Virginia. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and maintains specialized capabilities in public finance and institutional consulting.

Conner Forster is a financial advisor at Merrill in Richmond, VA, holding a Series 66 credential with less than one year of industry experience. Prior to joining Merrill, he held roles at Mutual of Omaha Investor Services and Mutual of Omaha Insurance Company. He is also involved as a general partner and managing member of Forster Enterprises LLC, a holding company. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth investors, pension plans, and charitable organizations.

Christopher Davis is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial goals and develop strategies to pursue those objectives. His services encompass general investing, retirement planning, and risk management for unforeseen events, among other financial needs. He also provides access to specialists for banking, credit, home financing, and small business solutions. Davis focuses on managing new wealth, personal retirement planning, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Longwood University. He is also a member of the Rugby Referee Society of Virginia. Beyond his professional activities, Davis serves on the boards of Longwood University's College of Business and Economics and the Todd Davis Miller Memorial Scholarship. His personal interests include biking, camping, football, hiking, refereeing, soccer, spending time with family, and watching movies.

Diane Yhlen is a financial advisor at Merrill with 24 years of industry experience. She has held her current position since 2009 and holds Series 63 and Series 65 designations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Mathew Remington is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019, following five years at PMA USA. Outside of his advisory role, he serves as assistant treasurer and backup check signer for James River Community Church in Midlothian, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages over $1 trillion in assets and supports its services through a nationwide network of more than 23,000 financial advisors.

Robyn Moorhead is a financial advisor at Osaic with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Osaic since 2024. Previously, she spent over a decade with Securities America Advisors and Securities America, as well as a long tenure with Commercial Union. She is involved in mentoring her son in life and fixed annuity licensing. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary account management across multiple investment platforms.

Tracy Applewhite is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and bringing 31 years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. She also serves as a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and technology-driven solutions across discretionary and non-discretionary management strategies.

Ali Khalifa is an Investment Consultant at Fidelity Investments, a position held since 2026. In this role, he collaborates with clients to create financial plans that employ strategies aimed at assisting them in meeting their financial priorities and goals. His work focuses on planning and implementation to develop personalized financial plans. Khalifa has extensive experience within the financial services industry, having held multiple roles at Fidelity Investments since 2022, including Planning Consultant and Relationship Manager. Prior to that, he worked as a Financial Services Representative at State Farm and served as a Personal Banker II at Wells Fargo Bank, N.A., from 2019 to 2021. He is proficient in Arabic, French, and Spanish. Outside of his professional work, Khalifa has interests in art, museums, music, outdoor adventures, reading, and social events with friends.

John Lambert is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A., with over two decades at the latter. He also has a long tenure with Alltel. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products—including insurance-related vehicles and bank deposit sweep options—than is typical for large institutional advisers.

Jinette Chiappetta is a financial advisor with Cambridge Investment Research Advisors in Henrico, VA, holding Series 63 and Series 65 credentials and 13 years of industry experience. She has been with Cambridge Investment Research since 2015 and is also a Certified Public Accountant (CPA). In addition to her advisory role, she operates her own financial-related businesses. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals utilizing a variety of portfolio management strategies and platform arrangements.

Patricia Brock is a financial advisor with Edward Jones in Midlothian, VA. She holds Series 63 and Series 65 registrations and has 27 years of industry experience, including 20 years at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets under management through a network of approximately 23,701 financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Jerald Moore Jr. is a CFP® and ChFC® with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020 after 33 years with Ameriprise Financial Services, Inc. He is based in Mechanicsville, VA. Outside of advising, he is involved in a family-owned business, Carmel by the Lake, LLC, and operates Home Transition Specialists, LLC, which provides services related to real estate purchase, renovation, resale, rent, and transition. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to create personalized, non-discretionary recommendations delivered through a centralized consulting team.

Julia Friske is a financial advisor at Cetera with two years of industry experience. She holds a Series 66 designation and has worked at Cetera and Cetera Wealth Services since 2024. Outside of her advisory role, she is involved in fixed insurance sales and operates a commission-based brokerage business through North Star Resource Group. Cetera Investment Advisers LLC serves a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

Tiffany Lucas is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Lucas has worked at Fidelity and its affiliated entities since 2010, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and offers model portfolios through intermediary platforms.