Holly Huebsch is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Ameriprise and its affiliates since 1993. Outside of advising, she manages shared office expenses for a suite used by multiple Ameriprise advisors. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Rochele Nelson is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has been with Merrill since 2004. Outside of her advisory role, she serves as a general partner and managing member of Adorning in Prayer Ministries, where she teaches and preaches through prayer conferences and seminars, and is involved in merchandising prayer products. Additionally, she works with Leona's Love Garden, a charitable organization focused on urban farming, youth programs, and community outreach. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Jared Lewis is a CFP® with 17 years of industry experience, currently serving at Cetera since 2023. He has previously worked with Virginia Asset Management and Minnesota Life Insurance Company, including their affiliate Securian Financial Services. Outside his advisory role, he co-owns Irongate Capital Advisors, LLC, a firm involved in securities offering, advisory, and insurance services. Cetera Investment Advisers LLC provides a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, leveraging a large network of advisors and affiliated third-party managers.

Madelyn Flinn is a financial advisor with LPL Financial in Glen Allen, VA. She holds the Series 66 designation and has one year of industry experience. Prior to joining LPL Financial, she worked at Zola for seven years and held positions at S'well and Toyota Tsusho America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various model portfolios, third-party subadvisors, and technology tools.

Robert McGuire is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Bank and Wells Fargo Advisors LLC since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Gribble IV is a financial advisor with RBC Capital Markets in Richmond, VA. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to joining RBC Capital Markets in 2020, he worked at Wells Fargo Clearing from 2016 to 2020 and Morgan Stanley Dw Inc. in 2002. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies and integrates both in-house and third-party managers to implement portfolios.

Mark Douglas is a financial advisor with Cetera, holding a Series 66 designation and 26 years of industry experience. He has been associated with Bowman Gaskins Financial Group since 2000 and has served at Cetera Wealth Services, LLC since 2013. In addition to his advisory work, he operates as an independent insurance agent focusing on disability, fixed annuities, and life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diversified portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

Wafa Noble is a financial advisor with Raymond James Financial, holding a Series 66 designation and 10 years of industry experience. Prior to joining Raymond James in 2025, she worked for Edward Jones from 2015 to 2025. She is also the president of WingSpan Wealth Management, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Virginia Mohn is a CFP® certificant and Series 66 registered advisor with Edward Jones in Mechanicsville, VA. She has eight years of industry experience, including two years at KPMG LLP before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors, offering a range of discretionary and non-discretionary investment solutions alongside affiliated mutual funds and a proprietary money market fund.

Paul Staples is a financial advisor with Ameriprise Financial Services in Richmond, VA, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. His prior roles include positions at Wells Fargo Clearing, UBS Financial Services, and Prudential Equity Group. Outside of advising, he has ownership in a restaurant business and periodically participates in public poker tournaments. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service that provides written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Robert Barnes III is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he is involved in managing investment-related businesses in Nags Head, NC, including ownership of Seapoint Paradise LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach and offers a broad range of brokerage and advisory solutions supported by its large network of financial advisors.

Jackson Schott is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. His prior work includes roles at The CoStar Group, NewRez, and NewDay USA. He also spent four years at James Madison University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute and third-party sources to evaluate investment options based on diversification and modern portfolio theory.

Wendy Coggsdale is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, utilizing structured planning tools and broader investment resources to support client goals.

Kenneth Gross II is a financial advisor with OSAIC in Richmond, VA, holding CFP® and ChFC® designations and over 39 years of industry experience. He previously worked at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company for 24 years each. He is also the owner of Heron Creek Advisors, a business involved in securities, investment advisory, and insurance services. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charities, providing integrated brokerage and advisory services supported by various advisory platforms and third-party managers.

Daniel Sheehan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He supports clients in managing all aspects of their financial lives by creating custom strategies that align with their goals and risk tolerance. His approach emphasizes open communication and a fiduciary standard to ensure recommendations are unbiased and focused on clients' best interests. He began his investment career in 2002 as an intern with First Union Securities and has been working with clients since 2008. Daniel holds a Bachelor's Degree from Virginia Polytechnic Institute & State University and is a CERTIFIED FINANCIAL PLANNER™ certificant. His expertise includes a disciplined investment philosophy centered on having a clear plan, diversification, and understanding investments before committing to them. Outside of his professional role, Daniel resides with his family in Richmond, VA. He is involved with The READ Center and pursues interests such as golfing, playing the bass guitar, clay shooting, and listening to music.

Edward Price is a financial advisor at LPL Enterprise with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Investors Services, and MetLife Financial Services. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research and third-party strategists, and it offers a range of financial planning, consulting, and insurance-related services.

Beth Gibson is a financial advisor at Ameriprise with seven years of industry experience. She holds the CFP®, ChFC®, and Series 63 designations. Prior to joining Ameriprise in 2026, she worked at Lincoln Investment and Northwestern Mutual Wealth Management Company among other firms. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice centered on dependable income sources and tax-aware withdrawal strategies.

Billy Mock is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he is a partner in a business named BMRE. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, utilizing a range of portfolio management styles supported by affiliated research and model manager options.

James Phillips is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior work includes positions at Citigroup Global Markets, Stifel Independent Advisors, Citizens Bank & Trust, Bi Investments, Infinex Investments, and Blue Ridge Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various model portfolios and third-party asset managers.

Marc Anthony Richardson is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Blue Ridge Bank, LPL Financial, Fidelity Investments, Wells Fargo, Edward Jones, and Merrill. Richardson is also an adjunct professor at Virginia Commonwealth University and the owner of a food manufacturing and distribution business, Bush Doctor Foods LLC. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser and provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements and a range of investment programs and educational seminars.