Jared Lewis is a CFP® with 17 years of industry experience, currently serving at Cetera since 2023. He has previously worked with Virginia Asset Management and Minnesota Life Insurance Company, including their affiliate Securian Financial Services. Outside his advisory role, he co-owns Irongate Capital Advisors, LLC, a firm involved in securities offering, advisory, and insurance services. Cetera Investment Advisers LLC provides a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, leveraging a large network of advisors and affiliated third-party managers.

Madelyn Flinn is a financial advisor at LPL Financial with a Series 66 credential and one year of industry experience. She previously worked at Zola for seven years and held roles at S'well and Toyota Tsusho America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Robert McGuire is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Bank and Wells Fargo Advisors LLC since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Gribble IV is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Mark Douglas is a financial advisor with Cetera, holding a Series 66 designation and 25 years of industry experience. He has worked at Cetera since 2013 and also has experience with Bowman Gaskins Financial Group dating back to 2000. In addition to his advisory work, he acts as an independent insurance agent with a focus on disability, fixed annuities, and life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with various program options and custodial relationships.

Wafa Noble is a financial advisor with Raymond James Financial in Richmond, VA, holding a Series 66 credential and bringing 10 years of industry experience. Prior to joining Raymond James in 2025, she worked at Edward Jones for a decade. She is also the president of WingSpan Wealth Management, a support company unrelated to investment advisory. Raymond James Financial Services Advisors provide financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored non-discretionary advisory services and has specialized programs for small businesses, supported by a broad network that includes municipal and public finance capabilities.

Virginia Mohn is a CFP® certificant and Series 66 registered advisor with Edward Jones in Mechanicsville, VA. She has eight years of industry experience, including two years at KPMG LLP before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors, offering a range of discretionary and non-discretionary investment solutions alongside affiliated mutual funds and a proprietary money market fund.

Paul Staples is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he has ownership in a restaurant business and participates periodically in public poker tournaments. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with a written recommendation report and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Robert Barnes III is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses. He has 32 years of industry experience, including seven years at Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical institutional advisers, including insurance-related vehicles and bank deposit sweep options.

Jackson Schott is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. His prior professional background includes roles at The CoStar Group, NewRez, NewDay USA, and James Madison University. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs extensive research and analytics in managing approximately $671 billion in assets across a broad range of brokerage and advisory solutions.

Wendy Coggsdale is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, utilizing structured planning tools and broader investment resources to support client goals.

Kenneth Gross II is a financial advisor with OSAIC holding CFP® and ChFC® designations and over 38 years of industry experience. He has worked with OSAIC since 2018 and previously spent 24 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company. Gross also owns and operates Heron Creek Advisors, a business involved in securities, investment advisory, and insurance services. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance analysis to construct portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Daniel Sheehan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his investment career in 2002 as an intern with First Union Securities and has been working in the investment industry since then, serving clients since 2008. He holds a Bachelor's Degree from Virginia Polytechnic Institute & State University and is a CERTIFIED FINANCIAL PLANNER™ certificant and Personal Investment Advisor (PIA). He adheres to the Board's standards for professional competency and ethical practices. Daniel's investment philosophy emphasizes having a clear plan, diversification with conviction in investments, and only investing in understandable assets. He aims to manage all aspects of his clients' financial lives, providing customized strategies to manage risk and help achieve their objectives. His approach is grounded in open communication, a fiduciary standard, and unbiased recommendations. Outside of his professional work, Daniel lives in Keswick with his wife, son, and pets. His personal interests include golfing, clay shooting, adult literacy advocacy, whiskey collecting, Virginia wine, and gardening. He is also involved with The READ Center.

Edward Price is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 23 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Investors Services, and MetLife Financial Services. LPL Enterprise serves a diverse client base comprising individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Beth Gibson is a financial advisor at Ameriprise with seven years of industry experience. She holds the CFP®, ChFC®, and Series 63 designations. Prior to joining Ameriprise in 2026, she worked at Lincoln Investment and Northwestern Mutual Wealth Management Company among other firms. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice centered on dependable income sources and tax-aware withdrawal strategies.

Billy Mock is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of advisory work, he is a partner in a business called BMRE. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations through both non-discretionary and discretionary advisory programs, with specialized services for municipal clients and institutional investors.

James Phillips is a financial advisor with LPL Financial in Chesterfield, VA, holding Series 63 and Series 65 credentials and 33 years of industry experience. His prior roles include positions at Blue Ridge Bank, Infinex Investments, Bi Investments LLC, and Citizens Bank & Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside proprietary and third-party research.

Marc Anthony Richardson is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. He holds a Series 66 designation and has previously worked at firms including Blue Ridge Bank, LPL Financial, Fidelity Investments, and Wells Fargo. Outside of advising, he is the owner of a food manufacturing and distribution business, an author of fiction, and serves as an adjunct professor at Virginia Commonwealth University. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of services including asset management, money-manager programs, and educational seminars, focusing on collaborative planning relationships without discretionary investment authority.

Morgan Prime is a financial advisor with Morgan Stanley in Richmond, VA, holding a Series 66 designation and having 2 years of industry experience. Prior to joining Morgan Stanley in 2017, Morgan worked for Sky Zone Trampoline Park from 2014 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jacob Morgan serves as Vice President, Wealth Planner at Fidelity Investments. In this role, he collaborates with clients to develop personalized financial plans tailored to their individual situations, needs, and goals. He brings over 20 years of experience in the financial services industry, having navigated clients through diverse market conditions. His prior roles include Financial Consultant at Fidelity Investments, Senior Financial Consultant at TD Ameritrade, District Manager at AXA Advisors, Financial Advisor positions at SunTrust Wealth Management and Merrill Lynch, and Financial Planning Associate at Ferris Baker Watts.