Timothy Ponstingle is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 33 years of industry experience. He has been with Charles Schwab since 2013 and previously worked at Touchstone Advisors Inc. from 2007 to 2013. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing a multi-asset model portfolio approach and centralized operational infrastructure.

William Neat Jr. is a financial advisor at Edward Jones in Montgomery, Ohio, holding a Series 66 designation with 15 years of industry experience, all at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large nationwide network of advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and specialized services such as tax-loss harvesting and securities-based lending.

Jeffrey Mumper is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Ameriprise in Cincinnati, OH. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he has interests in non-investment-related real estate ownership. Ameriprise is a large institutional firm offering advisory, brokerage, and insurance solutions. It provides a specialized retirement-income planning service for clients meeting specific asset thresholds, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations.

Christian Stacy is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. His prior work includes roles in education and golf management, including positions at Kings School District and Arcis Golf. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning relationships.

Mark Mann is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2009 and 2015, respectively. Outside of his advisory role, Mann is engaged in liquidating a memorabilia collection as a sole proprietor. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery and firm-approved planning tools, including Global Investment Committee return estimates and Monte Carlo simulations, to support client financial planning.

Rachel Shal is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley in 2024, she worked at Goldman Sachs from 2022 to 2024 and has held various roles in both public and private sectors, including positions at The Ohio State University and Crowe. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by the firm's structured processes and investment research. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer financial planning agreements.

Deborah Sutton is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation with 24 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Michael Rolfes is a CFP® with 15 years of experience in the financial services industry. He is currently with UBS Financial Services and has previously worked at Fifth Third Securities, Fifth Third Bank, The Ayco Company/Mercer Allied, Charles Schwab, and Fidelity. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Caleb Phillips is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Clearing, he worked at Abercrombie & Fitch Corp. and held various roles at companies including Citrin Ohio, LLC and StockX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Jeffrey Gensheimer is a financial advisor with Wells Fargo Clearing in Cincinnati, OH, holding Series 63 and Series 66 designations with 27 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2018. Outside of his advisory role, he coaches baseball for Miami Valley Prep MVP Baseball in Dayton, OH. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through over 14,000 financial advisors.

Molly Ellis is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding a Series 66 designation and eight years of industry experience. She has been with UBS since 2017 and worked concurrently at Miami University from 2014 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor financial plans and portfolio management to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Barbara Johnson is a Certified Financial Planner™ with 30 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked nine years at A. G. Edwards & Sons, Inc. She serves on several finance committees and boards including the Northern Kentucky Chamber of Commerce and the Northern Kentucky University Foundation, where she is the Investment Committee Chairperson. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jacqueline Stacey is a CFP®-certified financial advisor with 21 years of industry experience. She is currently affiliated with Cambridge Investment Research Advisors and has worked with several firms, including Private Client Services and Sunset Financial Services. Outside of her advisory role, she serves as Treasurer for a local homeowners association and has independent insurance agent activities. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a broad network of independent professionals, utilizing various customizable investment platforms and proprietary model strategies.

Troy Anderson Debord is a CFA® charterholder and holds a Series 66 license with 23 years of industry experience. He has been with UBS Financial Services in Cincinnati, OH since 2015. Outside of his advisory role, he serves on the board of directors for Best Point Education and Behavioral Health, a nonprofit focused on services for at-risk youth and their families. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and financial planning solutions.

Logan Dawes is a CFP® professional with five years of experience in the financial services industry. He currently works at Charles Schwab & Co., Inc. in Cincinnati, OH, and has previously held roles at JPMorgan Chase and KeyBank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and a formal alternative-investment process.

Elizabeth Chatterton is a CFP® credentialed financial advisor with 10 years of industry experience. She is currently with Ameriprise in Cincinnati, OH, having joined the firm in 2026 after a decade with Northwestern Mutual in various capacities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Chaitanya Kane is a financial advisor at UBS Financial Services with two years of industry experience. He holds the Series 66 designation and previously worked for ten years at the University of Cincinnati. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and a broad range of capital markets services.

Vickie Schaaf is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. She has been with UBS Financial Services since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocation to tailor investment strategies.

Jennifer Hall is a financial advisor with Merrill in Cincinnati, OH, holding a Series 63 designation and 25 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2015. Outside of her advisory role, she serves as president of the Northeast Women's Republican Club, where she organizes meeting agendas and represents the club at state meetings. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage and custody services. The firm integrates closely with Bank of America affiliates and emphasizes manager selection, tax-efficient strategies, and a variety of program options for client and advisor discretion.

Emily Spyrou is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, with prior experience at Merrill and Robert Baird & Co. She is also a notary public in the state of Ohio. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.