Stephen Smith is a financial advisor with OSAIC, holding a Series 66 designation and having 21 years of industry experience. He previously worked at Sii and John Hancock Life Insurance from 2004 to 2018. Outside of advising, Smith operates an insurance brokerage specializing in life and health fixed insurance products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Paul Bird is a financial advisor with Ameriprise in Baltimore, MD, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported advice primarily for clients with Ameriprise-managed accounts.

Kathleen Rogers is a financial advisor at RBC Capital Markets with one year of industry experience. She holds the Series 66 designation and has prior experience at Bank of America and SkyWalkers Lacrosse. Rogers was also involved with Core Cycle Studios for five years. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles and investment preferences.

Marc Firlie is a financial advisor with RBC Capital Markets in Hunt Valley, MD, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at City National Bank since 2019 and has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs providing portfolio management, financial planning, custody, and brokerage services, with investment strategies tailored to clients’ risk profiles and access to both in-house and third-party investment managers.