John Marble is a Series 66-licensed financial advisor with Wells Fargo Clearing in Newark, DE, where he has worked for 10 years. He has 20 years of industry experience, including seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Kearen Miller is a financial advisor at Mass Mutual Investors Services with a Series 66 credential and two years of industry experience. She has previously worked at Federated Hermes and held various roles including positions at Duquesne University and other firms. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative planning engagements using firm-approved software and delivers written recommendations without discretionary authority.

Amanda Macfarland is a Series 66-licensed financial advisor at Merrill with 10 years of industry experience. She has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Lloyd III is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and having 14 years of industry experience. He previously worked at Lincoln Financial Distributors for six years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and incorporating model portfolios and research from multiple sources.

Max Teyral is a financial advisor with J.P. Morgan Securities in West Chester, PA, holding Series 63 and Series 66 credentials and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2025, he worked at THE Vanguard Group, Inc. from 2022 to 2025. Outside of finance, he works as a server at Sedona Taphouse, a restaurant in West Chester. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s process combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Patrick Dougherty is a financial advisor with Wells Fargo Advisors in Wilmington, DE, holding Series 65 and Series 63 licenses and offering eight years of industry experience. He has been with Wells Fargo Advisors since 2016 and has involvement in investment-related businesses including Beartooth Investments, LLC and Heirloom Affiliate Management LLC. Additionally, he serves as a member of the Board of Trustees for the Robert Carwithen Music Foundation. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products such as banking and trustee services.

Mark Slapcinsky is a financial advisor with Ameriprise in Middletown, DE, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entity since 2005. Ameriprise provides a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, delivering written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a largely automated process overseen by specialized teams, serving clients through a broad range of advisory, brokerage, and insurance solutions.

Raymond Moore II is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Mass Mutual and MetLife Securities during his career. He is also involved as an individual life insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations for clients.

Marc Driggs is a financial advisor with Morgan Stanley in Greenville, DE, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with Morgan Stanley since 2010, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Maureen Dunning is a financial advisor at Edward Jones with 34 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at Raymond James & Associates for 28 years, followed by roles at Pruco Securities and The Prudential Insurance Company of America. Outside of her advisory work, she is a partner in Crooked Hammock Brewery, a restaurant in Lewes, Delaware. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and access to separately managed accounts and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Sharmila Padmalingam is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her financial advisory work, she is co-owner of a rental property in New Castle, Delaware. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ethan Harris is a financial advisor at Cetera with Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at Citadel Federal Credit Union, The Vanguard Group, and CUSO Financial Services, LP. He has business experience outside finance, having worked with MovingU & JunkU LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, allowing advisors to utilize affiliated and third-party managers or create bespoke strategies.

Kenneth Jones is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and having 32 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Jones serves as an officer on the board of Blue Hen Veterans and Friends, Inc., a nonprofit focused on military support. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment models.

Julian Heenan is a financial professional at Cetera with four years of industry experience and holds a Series 66 designation. He has worked at several firms including Cetera Wealth Services, Diamond State Financial Group, and Minnesota Life Insurance Company. Outside of financial advisory, he has experience working with Apollo Pools and Spas. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with customizable investment strategies, discretionary and non-discretionary portfolio management, and access to third-party money managers.

Thomas O'Brien is a financial advisor with Cetera in Lansdowne, PA, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He has operated O'Brien Financial Advisors, LLC since 2012 and has been associated with Cetera and Cetera Financial Specialists LLC since 2005. In addition to his advisory work, he is also a tax preparer for TAX TIME, a business he has been involved with since 1993. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program structures and custodial relationships.

Giovanni Diomede is a financial advisor with Merrill in Wilmington, DE, holding Series 65 and Series 63 licenses and having 10 years of industry experience. His background includes roles at JP Morgan Securities LLC and JP Morgan Chase Bank NA, where he worked for eight years, and he also spent three years at Wilmington University. He has been with Merrill since 2023 and is currently affiliated with Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Lori Rutkowski is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She previously spent 27 years with Lincoln Financial Advisors Corporation before joining Osaic in 2025. Outside of advising, Lori also provides notary services in Delaware. Osaic serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing various asset-allocation tools, third-party managers, and managed-account solutions.

Patrick Dever is a financial advisor at Stifel with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2014. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology from its Investment Strategy Group, employing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning.

Mark Mesco is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has one year of industry experience, with prior roles at Accurant Biotech and Mass Mutual Life Insurance Company. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, software-assisted approaches to develop client recommendations.

Gennaro Vuono is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 34 years of industry experience. He previously worked at BestVest Investments Ltd for 12 years and was an independent insurance agent for 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, with access to model portfolios and research from multiple sources.