George Di Biase is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to identify their financial goals and develop portfolio strategies tailored to their unique needs. He provides ongoing advice and adjusts financial plans as clients' situations evolve. George's expertise lies in managing complex financial priorities, including education funding, home purchasing, elder care, and healthcare preparation. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned both his Bachelor's degree and Master of Business Administration (MBA) from Fairleigh Dickinson University. Outside of his professional work, George enjoys staying active, participating in sports, and spending time with family and friends. He is also involved in giving back to his community.

Aidan Fegley is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market assumptions and research with tailored financial planning and portfolio management. The firm operates as both a broker-dealer and investment adviser, integrating institutional trading capabilities with wealth management services.

Leslie Streitfeld is a financial advisor with Equitable Advisors and holds a Series 66 designation. She has 34 years of industry experience, including prior roles at Axa Advisors, Guardian Life, and International Planning Alliance. Outside of her financial advisory work, she is a percussionist in the musical group All Winter Long, which performs classic rock and roll acoustically in the New Jersey and Pennsylvania areas. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a range of third-party asset managers and proprietary tools to deliver tailored investment solutions.

Rachel Marshall is a Planning Consultant at Fidelity Investments, where she collaborates with clients and their advisors to develop and maintain personalized holistic financial plans. She has been in this role since 2020. Prior to her current position, Rachel served as a Senior Relationship Manager at Fidelity Investments from 2018 to 2020. Before joining Fidelity, she worked at TIAA in various capacities, including Client Relationship Consultant from 2017 to 2018 and Senior Administrative Assistant from 2010 to 2017.

Kenneth Dicicco is a CFP®-designated financial advisor with 28 years of industry experience, currently with LPL Financial. He previously worked at Merrill from 2000 to 2003 and has been with Linsco/Private Ledger Corp. since 2003. Outside of advisory work, he is also involved in selling term life insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a broad array of non-advisory financial products.

Carol Todd is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch since November 1984, initially based in the Marlton, New Jersey office. In December 1994, she relocated to Grand Junction, Colorado, where she balances maintaining a large client base in New Jersey through several annual visits with continuing growth of her client base in Colorado. Carol's client focus includes family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her educational background includes a high school diploma from Lost Nation Community High and a bachelor's degree from Iowa State University. Growing up on a farm in Iowa, Carol continues to engage in equestrian activities on her acreage in Colorado, raising horses and hay. She is actively involved in community organizations including Back Country Horsemen, Colorado Canyons Association, Newcomer's Club, West Rhone Lateral Ditch Company, and Women's Giving Club.

Christopher Spitaletto is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. He has worked with firms including Bank of America and The Vanguard Group. Outside of his advisory role, he serves as an executor for an estate in Pennsylvania. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tyrell Smith is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting clients with retirement planning, small business financial strategies, and comprehensive wealth management. Tyrell's approach focuses on educating clients and helping them understand opportunities to make informed financial decisions that align with their goals. He holds a Bachelor's Degree from Hampton University and has earned professional designations including Accredited Asset Management Specialist (AAMS) and Chartered Retirement Planning Counselor (CRPC). Tyrell's expertise encompasses corporate benefits, education planning, legacy planning, philanthropic planning, individual and corporate investment strategy, tax minimization, and retirement income. Outside of his professional work, Tyrell is involved with Next Dimension Family Worship Church. His personal interests include basketball, dancing, football, music, photography, reading, spending time with his family, and traveling.

Samuel Paolino Jr. is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. He is an owner of Rafter, Lewis & Paolino Financial Advisors and serves as a financial professional at Rosenthal CPA Company. He has been affiliated with Cetera and its related entities since 2010. Cetera Investment Advisers LLC is a national SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services and access to third-party money managers.

Stephanie Kaupas is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with UBS in various roles since 2011. Outside of her advisory work, she has involvement with JL Hospitality, a privately held business. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a variety of portfolio management strategies.

Patrick Thompson is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Securities LLC, JPMorgan Chase Bank NA, and The Vanguard Group Inc. His background includes roles in both financial services and other industries. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Joseph Dugary is a Wealth Management Advisor with Merrill Lynch Wealth Management, a role he has held since 2011. He specializes in assisting successful professionals and corporate executives navigate complex financial decisions associated with growing wealth, preparing for retirement, and transitioning into new life stages. Joseph's approach involves coordinating various aspects of clients' financial lives, including retirement income planning, managing concentrated stock positions, executive compensation and workplace benefits, tax-efficient wealth strategies, Social Security and Medicare planning, estate and legacy planning, as well as lending and liability management. Joseph holds a Bachelor's degree from The Catholic University of America and maintains professional designations including Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His philosophy emphasizes disciplined planning and long-term focus over reacting to short-term market fluctuations. Joseph prioritizes understanding his clients' unique goals and circumstances to provide relevant and personalized financial guidance. In addition to his professional pursuits, Joseph is involved in the community organization Infinite Love for Kids Fighting Cancer. He enjoys golfing, running, traveling, watching movies, and spending time with his family.

Matthew Bravyak is a financial advisor with Ameriprise, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2023, he worked at the University of Delaware and Bishop Eustace Preparatory High School. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, with a focus on assets held in Ameriprise Managed Accounts, and offers a wide range of advisory, brokerage, and insurance solutions.

Paul Steinbiss is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, acting as an ERISA fiduciary when providing investment advice.

David Mack is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analysis to support its advisory services.

Matthew Bichefsky is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at Silicon Valley Bank, TD Bank, New York Life, and the University of Delaware. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, combining tailored financial planning with a range of investment offerings supported by proprietary tools and investment committee guidance.

Daniel Zimmerman is a financial advisor with LPL Financial in Moorestown, NJ, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He previously worked at Invest Financial Corporation and Beneficial Savings for ten years each. Outside of his advisory work, he is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, leveraging model portfolios, third-party subadvisors, and customized strategies.

Jeffrey Browne is a Wealth Management Advisor at Merrill Lynch Wealth Management and leads the Browne-Dugary Group. He works primarily with executives, small business owners, and multi-generational families, focusing on client-centered wealth management strategies that address their unique financial goals. Jeffrey's expertise includes executive compensation, family wealth management strategies, tax minimization, and retirement income planning. His team, recognized for exceptional service, supports clients through disciplined and personalized financial planning to meet their needs. He holds several professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jeffrey earned a Bachelor's degree from Babson College. Outside of his professional role, he is actively involved in his community through mentoring and coaching youth sports, particularly supporting underprivileged youth via Catholic Partnership Schools, and volunteering with Bishop Eustace Preparatory School. He resides in New Jersey with his wife and three children and enjoys basketball, golfing, and traveling.

John Mccaughan is a financial advisor at OSAIC with 38 years of industry experience. He holds a Series 63 designation and has previously worked at Lincoln Financial Advisors Corporation and Lincoln National Life Insurance Company, with a combined tenure of over 27 years. Outside of his advisory role, he is also licensed as an insurance agent offering disability insurance, fixed annuities, equity-indexed annuities, and traditional life insurance products. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Gregory Sobocinski is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 19 years of industry experience and has been with Cambridge since 2016. Outside of his advisory role, he also works as an independent insurance agent and operates under the DBA Brae Wealth Management LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, using a range of portfolio management approaches across multiple custody platforms.