Brooks Mcdonald is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with The Vanguard Group since 2011. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios primarily from Vanguard funds and ETFs.

Brooks Desjardins is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2012. Vanguard Advisers provides investment advice through a combination of automated and human-supported services, targeting retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach centered on proprietary models and primarily invests in Vanguard funds and ETFs.

Nicole Ripper is a financial advisor at Vanguard Advisers with 17 years of industry experience. She holds Series 63 and Series 66 designations and has been with The Vanguard Group since 2008. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering extensive customization and tax-aware features.

Blake Tomasco is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and five years of industry experience. His work history includes roles at The Vanguard Group, Vanguard Marketing Corporation, and QVC, among others. Outside of advising, he is involved with Tomasco Collectibles and Vending LLC. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach uses proprietary models and primarily Vanguard funds and ETFs to create personalized portfolios with various customization options.

Amanda Mulhall is a Series 66-credentialed advisor with Vanguard Advisers in Malvern, PA. She has one year of industry experience and has been with Vanguard and its related entities since 2026. Prior to joining Vanguard, she worked at the Spring-Ford Country Club and has experience in education from roles at Spring-Ford Area High School and Middle School. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform and extensive advisor team.

Max Land is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has worked at firms including Creative Financial Group, MML Investors Services LLC, and Northwestern Mutual. Outside of his advisory roles, Max has held positions with organizations such as the Golf Association of Philadelphia and Sedona Tap House. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Calen Ulmer is a financial advisor with Vanguard Advisers, holding a Series 66 credential and one year of industry experience. Prior to joining Vanguard in 2025, Ulmer worked in various roles including at Enterprise Mobility and the Sanctuary Wellness Institute. Outside of his advisory work, he is contracted with DoorDash for delivery services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, constructing portfolios primarily from Vanguard funds and ETFs with options for tax-aware features and customization.

Ethan Harris is a financial advisor with Cetera in West Chester, PA, holding Series 63 and Series 65 licenses and four years of industry experience. His background includes roles at Citadel Federal Credit Union, The Vanguard Group, and CUSO Financial Services, LP. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers portfolio management, financial planning, and access to various program platforms, operating a multi-manager platform that allows advisors to use affiliated and unaffiliated managers or create customized strategies.

Thomas Dougherty is a CFP® with 10 years of experience at The Vanguard Group, Inc., where he has worked since 2016. He holds Series 63 and Series 65 licenses and is based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, offering various customization options and tax-aware features.

Cheryl Hammerstone is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 licenses and having 19 years of industry experience. She has been with The Vanguard Group since 2010. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to asset allocation, largely employing Vanguard funds and ETFs, and manages a high volume of client relationships through its digital platform and advisor team model.

Brian McGinnis is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and possessing 19 years of industry experience. He has worked at Vanguard since 2007 and serves as an elected official on the West Chester Borough Council. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios largely composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

Patrick Dever is a financial advisor at Stifel with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2014. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology from its Investment Strategy Group, employing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning.

Anthony Piscitelli is a CFP®-credentialed financial advisor with 26 years of industry experience. He is currently with Vanguard Advisers and has held roles at The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1998. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily constructing portfolios from Vanguard funds and ETFs with various tax-aware and customization features.

David Estrella is a CFP® with 19 years of experience in the financial services industry, currently serving at Vanguard Advisers since 2007. He holds the Series 63 designation and is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and Vanguard funds to construct personalized portfolios, managing a large client base through a combination of digital platforms and advisor teams.

Cody Gross is a financial advisor with Ameriprise in Exton, PA, holding a Series 66 designation and eight years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of advising, he serves on the Penn Tau Alumni Board of Sigma Phi Epsilon Fraternity and is involved with the West Chester University Marching Band as part of the instructional and coaching staff. Ameriprise Financial Services is a large diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with a non-discretionary implementation approach.

Mary Roysdon is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63, 65, and 66 licenses and bringing nine years of industry experience. Her prior work includes roles at Morgan Stanley, Edelman Financial Engines, Transamerica, and multiple positions within The Vanguard Group. Vanguard Advisers offers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, with various tax-aware and customization features.

Ruthanne Monteleone is a CFP® professional with 13 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Her prior experience includes over a decade at CUSO Financial Services and Citadel Federal Credit Union. She is also the owner of Plan and Prosper Financial Partners LLC, a technology services firm. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Yi Liu is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2019. Liu has been affiliated with Vanguard entities since 2014, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary models to set personalized asset allocations, with portfolios largely composed of Vanguard funds and ETFs.

Dana Kulp is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. Prior to joining Vanguard, she worked at Fidelity Investments and held self-employed roles in the financial sector. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through digital delivery and a team servicing model.

Charles Minnich V is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. His career includes roles at Vanguard Marketing Corporation and The Vanguard Group, INC., alongside previous positions in both retail and research organizations. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and is notable for its scale and digital delivery model.