Nicholas Joyce is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Bryan Locher is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding Series 63 and Series 66 credentials and 12 years of industry experience. He previously worked at Pacer Financial, Inc. for four years before joining Wells Fargo Clearing in 2019. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Eileen Russo is a financial advisor at Morgan Stanley in Shrewsbury, NJ, with 31 years of industry experience. She has held positions at Morgan Stanley Private Bank and Morgan Stanley since 2017, and previously worked at Credit Suisse Securities for ten years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Mitchell Ross is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with UBS since 2012. UBS Financial Services Inc. offers brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management, providing a broad range of services including financial planning, portfolio management, and access to capital markets.

Ricardo Dager is a financial advisor at Mass Mutual Investors Services with Series 66 credentials and two years of industry experience. His background includes roles at MassMutual Life Insurance Company and teaching positions at The College of New Jersey and Glen Rock High School. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software and a collaborative planning process.

Myles Shapiro is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Citigroup Global Markets, Santander Bank, and JPMorgan Chase Bank before joining J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process incorporates centralized due diligence and may include ESG considerations, with clients retaining final decision-making authority.

Jonathan Bruschi is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and at City National Bank since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, tailoring investment strategies to client risk profiles through a combination of in-house and third-party managers.

Dominic Mamrega is an Investment Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity Investments since 2022, progressing through positions including Financial Representative and High Net Worth Associate. Dominic specializes in providing personalized investment guidance, focusing on creating tailored strategies that adapt to market changes and align with clients' short-term and long-term financial objectives. His approach emphasizes clear communication and building strong, lasting relationships with clients. Outside of his professional work, Dominic has interests in biking, comedy, cooking and baking, golf, running, and swimming.

Robert Mcneill is a financial advisor with Equitable Advisors in Tinton Falls, NJ, holding Series 63 and Series 65 credentials and with 42 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Outside of his advisory role, he is a partner in Jersey Boys Realty, LLC, involved in residential real estate investments. Equitable Advisors serves individuals across a range of wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing a variety of third-party program sponsors and advisory models.

Mark Herega Sr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior work includes two decades at PNC Investment, along with earlier roles at Wells Fargo Clearing and Quick & Reilly, Inc. He is also a commercial pilot and flight instructor, operating a flight instruction and aircraft ferrying business outside of investing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by in-house research and third-party analytics.

Matthew Delpriore is a CFP® with 21 years of industry experience, currently serving at MassMutual Investors Services since 2017. He previously worked at MetLife Securities from 2005 to 2017. Outside of his advisory role, he is involved in insurance sales focused on life, disability, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved software and delivers written recommendations without investment discretion as part of the planning process.

Michael Barrett is a financial advisor with LPL Enterprise, holding a Series 66 designation and approximately one year of industry experience. Prior to joining LPL Enterprise in 2025, he worked in various roles at The Home Depot from 2019 to 2023 and has experience in education at Ocean County College and KEAN University, as well as Lacey Township High School. Outside of advising, he maintains employment with The Home Depot and is involved as a financial professional in a non-variable insurance agency. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach, utilizing portfolios developed by internal and third-party strategists, and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

William Bresley is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding Series 63 and Series 65 licenses. He has 32 years of industry experience, including prior roles at Banc of America Investment Services, Quick & Reilly, and Prudential Equity Group. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Phyllis Caputo is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has been with Primerica since 2006 and is also involved with Jersey Strong and IEEE, Inc. Outside of advisory work, she receives compensation related to sales of loan products and referrals for home security and automation services through affiliated entities. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services largely through model-based investment strategies and discretionary separately managed accounts.

Jeffrey Jimenez is an Investment Consultant at Fidelity Investments, where he has been working since 2025. Prior to this role, he served as a Financial Representative at the same firm from 2023 to 2025. In his current position, Jeffrey focuses on empowering clients to make informed financial decisions that align with their individual goals. He emphasizes building strong client relationships and collaborates with clients to design personalized investment strategies. Jeffrey's professional experience centers on providing trusted guidance and tailored financial planning. Outside of his work, he engages in family activities, fitness, social events with friends, movies, and parenthood.

Michael Sosa is a financial advisor at Cetera with 35 years of industry experience. He holds the Series 66 designation and has been affiliated with Cetera and its related entities since 2016. He is the owner of Premier Financial Investment Group, a financial services and tax business he has operated since 2004. Outside of advising, Sosa serves as chairman of the investment committee for Felician Sisters School for Exceptional Children, a nonprofit organization. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that provides access to both affiliated and third-party money managers.

Liberta Falzon is a Series 66-licensed financial advisor with UBS Financial Services, where she has worked since 2004, accumulating 20 years of industry experience. She is based in Wall, New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and a broad platform of capital markets solutions.

Gerald Jarmusik Jr. is a financial advisor at Mass Mutual Investors Services with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services and Mass Mutual Insurance Company since 2017, following a two-year tenure at MetLife Securities Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements that analyze client goals using firm-approved software and provide written recommendations.

Christopher Langley is a financial advisor at Edward Jones with eight years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018. Prior to this, he was employed at UCB Pharmaceutical and was affiliated with Emory University Goizueta Business School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the United States.

Louis Monaco Jr. is a CFP® with 25 years of experience in the financial industry. He is currently with LPL Financial, where he has worked since 2024, following 18 years at Royal Alliance Associates and 16 years at Investment Advisors Asset Management, LLC. Monaco also serves as a trustee for St. Joseph's Church in Bridge, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, combining a broad advisory platform with extensive non-advisory financial services.