Asra Kiani is a financial advisor at Merrill with four years of industry experience. She holds a Series 66 designation and previously worked at PNC Bank and in the construction and steel industry. Merrill offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, providing model-based and discretionary investment strategies for a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

John Veas is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. He has been affiliated with Bank of America and Merrill Lynch Pierce Fenner & Smith Incorporated since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Brent Coleman is a financial advisor with UBS Financial Services in Newtown, PA, holding a Series 66 designation and nine years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers a range of services including fee-based financial planning, discretionary and non-discretionary portfolio management, and distributes proprietary research to tailor investment solutions.

Peter Schintzler is a financial advisor with Merrill, holding a Series 66 designation and over 31 years of industry experience. He has worked at Merrill since 2018 and previously spent 12 years with BlackRock Investments, Inc. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm leverages its integration with Bank of America to offer access to a broad set of financial products and services.

Michael Benscoter is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and is also a CPA and owner of Benscoter Accounting Solutions, Inc., operating accounting and tax service businesses. In addition, he is a licensed real estate agent. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a variety of third-party programs and advisory channels. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage services tailored to client goals and risk tolerance.

Adewale Akinrinde is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and seven years of industry experience. He has worked at Merrill and Bank of America since 2018, following earlier roles at Vicvanny International Services Limited, African Leadership University School of Business, and Sterling Bank plc. Outside of his advisory work, he serves as Treasurer for the nonprofit Freehold Area Open Door, a local organization supporting individuals with food, living assistance, and education. Merrill provides managed account services primarily for Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies across a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Alfred Imbro is a financial advisor with Merrill, holding a Series 66 designation and over six years of industry experience. He has been with Merrill since 2000. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional accounts.

Jonathan Farina is a financial advisor at Stifel with 19 years of industry experience. He holds a Series 66 designation and has been with Stifel since 2007. Outside of his advisory role, he manages a personal rental property business. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Jared Chud is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Merrill since 2016, including its predecessor firm Merrill Lynch. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm leverages its integration with Bank of America's broader platform to provide access to a wide set of products and services.

Sejal Patel is a financial advisor at Merrill with Series 65 and Series 66 licenses and three years of industry experience. Prior to joining Merrill, she worked at AT&T Services Inc and SunTrust Advisory Services, Inc. She also has experience teaching at Boston University's Questrom School of Business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and various institutional investors.

Victor Ladolcetta is a financial advisor at LPL Enterprise with six years of industry experience. He holds Series 63 and Series 65 licenses and has prior work experience at Prudential Insurance Company of America, Pruco Securities, LLC, Equitable Advisors, and HSBC. Outside of his advisory role, Ladolcetta is also involved with The Clark Group, LLC, providing insurance and financial product sales and services. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering both advisory and brokerage services. The firm’s integrated platform combines adviser programs with financial product sales and provides access to model portfolios, third-party asset management, and insurance products.

Robert Moses is a Certified Financial Planner (CFP®) at UBS Financial Services with 26 years of industry experience. He has been with UBS since 2000. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management to provide a broad range of services.

F Shannon is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of The Shannon Group. He joined Merrill Lynch in 2006 after gaining experience at Legg Mason and Smith Barney. His work focuses on family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He holds a Bachelor's Degree from the University of Maryland, College Park, and has earned the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc. Additionally, he has obtained the Chartered Retirement Planning Counselor designation. Shannon serves as a member of the Board of Trustees at the Naval Academy Primary School in Annapolis, Maryland. He lives in Annapolis with his wife, Sarah, and their three children. In his free time, Shannon enjoys golfing, traveling, playing music, and spending time with his family.

Christopher Rieger is a financial advisor at Merrill with 22 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Merrill since 2022, with prior roles at Financial Engines Advisors L.L.C. and Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other fiduciaries. The firm integrates its investment offerings into Bank of America’s broader corporate platform, providing access to a wide array of products and services.

Jacob Wise is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Bank of America, Secure Income Management, and The Prudential Insurance Company of America, among others. Outside of finance, he is involved in several creative ventures including voiceover work, writing and marketing fictional literary content, and hosting tabletop board games. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Thomas Dziubek Jr. is a financial advisor at Cetera with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliated entities since 2014, as well as at VOYA Financial Advisors and Falzone Financial Services. In addition to his advisory role, he operates independent insurance and financial services businesses, including preparation of personal tax returns. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform allowing advisors to use affiliated and third-party model portfolios, discretionary and non-discretionary management, and various program structures.

Shobha Menon is a Financial Advisor at Merrill Lynch Wealth Management in Princeton, New Jersey. She works with individuals and families to help define life goals and develop financial strategies tailored to their needs. Menon leverages Merrill Lynch's comprehensive wealth management and banking platform through Bank of America to provide guidance on investing, retirement planning, and small business solutions. With over 30 years of experience in the financial industry, Menon has held advisory roles for product launches, compliance and legal support for trust and mutual fund setups, and operational management across multiple geographies. She is registered to serve clients nationwide and specializes in areas including college education planning, family wealth management, employee financial health, and personal retirement planning. Menon holds professional designations such as Certified Plan Fiduciary Advisor, Chartered Retirement Planning Counselor, Personal Investment Advisor, and Retirement Accredited Financial Advisor. Menon earned a Bachelor's Degree and a Bachelor of Law from the University of Mumbai and completed the Accredited Certificate Program from The Institute of Chartered Accountant of India. She is fluent in English, Hindi, and Gujarati. Beyond her professional work, Menon participates in community activities as a Bank of America Community Volunteer and supports organizations including St. Jude Children's Research Hospital. Her personal interests include gardening, music, spending time with family, and traveling.

Ronald Williams is a CFP® professional with 35 years of experience in the financial industry. He currently serves as an advisor at Cetera and has prior experience with First Allied Advisory Services, Inc. and First Allied Securities, Inc. Outside of his advisory role, he is a real estate sales associate with Weichert Realtors and operates his own business under True North Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform that includes both affiliated and third-party managers.

John Mesinger is a Series 66-registered financial advisor at Merrill with three years of industry experience. His prior work includes roles at Bank of America and experience as a financial trader. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Jeffrey Davidson is a CFP® professional with 23 years of experience in the financial services industry. He has been with Wells Fargo Advisors since 2012. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses Wells Fargo research, planning tools, and simulation models to develop tailored recommendations for clients.