Jonathan Viscounte is a financial advisor at LPL Enterprise with 40 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining LPL Enterprise in 2024, he spent 39 years at Pruco Securities, LLC and has been associated with Prudential Insurance Company of America since 1985. Outside of advising, he is a notary and is involved in insurance and financial services through Viscount Financial LLC. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model portfolio management, and access to brokerage and insurance products through an integrated platform combining advisory and brokerage services.

Jorge Arrisueno is a Senior Portfolio Advisor and Financial Advisor at Merrill Lynch Wealth Management. In this role, he works closely with affluent individuals, families, and businesses to develop customized wealth management solutions. His approach emphasizes collaboration with a diverse team of specialists to address financial growth, wealth preservation, tax efficiency, and estate planning, ensuring continuity of generational wealth. Jorge specializes in family wealth management strategies, services for endowments, foundations, and non-profits, and tax minimization. He is a Personal Investment Advisor (PIA) and holds a bachelor's degree in Business and Administration with a concentration in Finance and a minor in Spanish from Ursinus College. Fluent in English and Spanish, Jorge combines his expertise to help clients pursue their financial goals with confidence. Outside of his professional work, Jorge enjoys camping, chess, music, skiing, surfing, traveling, and spending time with his family. Originally from New Jersey, he has a personal affinity for the shore and draws on his background and experiences to support his client relationships.

Austin Seibert is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, he worked at NEXT Financial, Inc. and Ethos Group. His background also includes roles outside finance, including employment at Target and involvement with SneakerKing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Kevin Di Biaso is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. He is also the acting power of attorney for DiBiaso, where he manages the investment portfolio. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing advisory and implementation-support services alongside access to a broad affiliate network.

Lauren Austin is Vice President, Wealth Planner at Fidelity Investments, a role she has held since 2024. In this position, she partners with clients through various life stages to develop and navigate financial plans tailored to their goals and aspirations. Lauren emphasizes the importance of maintaining dynamic financial plans that evolve as her clients' lives change. Lauren has extensive experience within Fidelity Investments, having served as a Financial Consultant from 2015 to 2024, an Investment Representative from 2013 to 2015, and a Financial Representative from 2011 to 2013. Throughout her career, she has focused on long-term client relationships and financial planning. Additional details about her education, credentials, personal interests, or community involvement were not provided.

Susannah Drevers is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

James Mccarthy is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering a range of advisory and brokerage services supported by an integrated platform combining advisor programs with insurance and lending products.

Todd Little is a financial advisor with LPL Financial in Harleysville, PA, holding the CFP® designation and Securities Series 63 and 65 licenses. He has 29 years of industry experience, including prior roles at National Planning Corporation and KEMP & ASSOCIATES. Outside of his advisory work, he is involved with Victory Christian Athletic Apparel, a business entity unrelated to investment services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charities. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and multiple portfolio strategies.

Jason Hine is a financial advisor at LPL Enterprise with 23 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including MML Investor Services, MassMutual Financial Group, Transamerica Financial Advisors, and Foresters Financial Services. He is also the owner of J and J Hine LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products, supported by an integrated platform combining adviser programs with active sales of financial products.

Niraj Singh is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Royal Alliance Associates and Signator Investors. Singh is the sole owner of First Financial Platform Inc., an entity used for managing business expenses. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through its extensive network of financial advisers and multiple advisory platforms. The firm combines brokerage and investment advisory services with financial planning and retirement consulting, employing asset-allocation tools and automated rebalancing to construct portfolios tailored to clients’ risk tolerance and investment restrictions.

Damon Derstine is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. He has previously worked at Wells Fargo Clearing Services LLC and held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he is involved in managing farm property and agricultural activities through a family-owned entity. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services. The firm’s approach includes tailored recommendations supported by Wells Fargo research and planning tools, provided through both brokerage and advisory programs.

Catherine Seklecki is a financial advisor at Fidelity with 38 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Fidelity Investments since 2022, following prior experience at UBS Financial Services and Delaware Distributors, L.P. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm employs a blend of proprietary fundamental research and quantitative analysis supported by algorithmic methodologies and maintains oversight of affiliated and unaffiliated sub-advisers.

Connor Wagner is a financial advisor at Raymond James & Associates with two years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Raymond James in 2022, he worked at EXP Realty and has experience in the hospitality and education sectors. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting implementation through various advisory and portfolio management programs.

Mark Ward is a financial advisor with Ameriprise in Devon, PA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Prior to joining Ameriprise in 2020, he worked at Janney Montgomery Scott from 2016 to 2020. He serves on the Board of Directors for Benchmark Federal Credit Union and holds leadership roles with the Society of Cincinnati and the State Society of Cincinnati of Pennsylvania. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to generate written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Anthony Spangler is a Series 66-licensed financial advisor with 24 years of experience at Thrivent Investment Management and Thrivent Financial for Lutherans, both since 2002. He is also an ordained minister with the Universal Life Church, authorized to officiate religious ceremonies. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers comprehensive, goal-based planning across a variety of topics without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Patrick Henry is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been affiliated with various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and analytical tools but clients are responsible for plan implementation and updates.

Kevin Calvert is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has been with various Morgan Stanley entities since 2014, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, providing a range of advisory programs and financial planning services supported by firm-approved tools and methodologies.

Anthony Stencler is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 28 years of industry experience. His prior roles include positions at Wealth Advisory Services and Raymond James Financial Services Advisors. Outside of his advisory work, he is involved with an entity called XTREME XPERIANCE, which is not related to investment activities. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Cheryl Tobin is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2016, including time affiliated with Bank of America. She is also associated with an entity named R F W in a limited power of attorney capacity. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individual, high-net-worth, and institutional clients. The firm leverages its integration with Bank of America to offer access to diverse products and services beyond typical managed accounts.

John Richards is a CFP® and ChFC® with 29 years of industry experience. He is currently with LPL Financial, where he has worked since 2024. His prior experience includes roles at Lincoln Financial Securities and Securian Financial Services, among others. Richards also owns and operates an insurance agency and provides insurance advisory services in the Pennsylvania area. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement consulting services supported by research and multiple portfolio management options.