Christopher Mueller is a financial advisor at Merrill with a Series 66 credential and six years of industry experience. His prior roles include positions at Neuberger Berman, Equitable Advisors, AXA Advisors, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Melissa Cantoral is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at JP Morgan Securities LLC and JPMorgan Chase Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Jeanette Colby is a financial advisor with Cetera in Westbury, NY, holding a Series 63 designation and nine years of industry experience. She has worked with Cetera since 2019 and previously with Foresters Advisory Services and Foresters Financial Services. Outside of her advisory role, she spends time assisting with Medicare Advantage plans. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program structures and access to third-party money managers.

Juzel Duenas is a financial advisor with OSAIC based in Melville, NY, holding a Series 66 credential and bringing nine years of industry experience. Prior to joining OSAIC, he worked with Royal Alliance Associates, Signator Investors, and Lighthouse Financial Corporation. In addition to his advisory role, he is also licensed as an insurance broker, focusing on the sales and service of fixed insurance products. OSAIC serves a broad range of retail and institutional clients through an extensive network of affiliated advisors and offers integrated brokerage and investment advisory services, retirement plan consulting, and access to third-party money managers and wrap programs. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Vonzell Brown is a financial advisor at Morgan Stanley with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and its affiliated Private Bank since 2017. Prior to this, she was with NYLIFE Securities LLC for one year. Morgan Stanley Wealth Management serves individuals and institutional clients by providing advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by tools like Monte Carlo simulations and Global Investment Committee estimates.

Molly Meneely is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at both J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2023. Outside of finance, she has been involved with Berest Dance Center Corp and Menely Trading LLC for eight years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a centralized due diligence process. The firm focuses on non‑discretionary services and incorporates an ESG eligibility framework in its investment recommendations.

Paul Miller is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He previously worked at North Ridge Securities Corp. for 28 years and at Cetera Advisor Networks LLC for 2 years. In addition to his advisory work, Miller provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, third-party asset management access, and institutional platforms, supported by advanced research tools and a broad network of over 22,800 advisors.

Roseline Austrie is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kimberly Bethea is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and with one year of industry experience. Her work history includes roles in healthcare and education organizations such as AHRC Nassau and Amityville Public Schools, alongside nearly three decades with Primerica Financial Services. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors as well as corporate and charitable clients. The firm manages approximately $15.5 billion in assets through a large network of advisors and employs model-driven investment strategies supported by third-party asset managers and custodians.

Sergio Nicolosi is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliates since 2009. Nicolosi has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary modeling techniques as part of its advisory process.

Prakash Velankar is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and 36 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor AXA Advisors. In addition to his advisory work, he is involved in health and dental insurance activities with Cigna, Fidelis Care, and Humana. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Thomas Sullivan is a financial advisor at Merrill with 44 years of industry experience. He has been with Merrill since 1976 and has worked at Bank of America since 2009. He holds a Series 63 designation. Outside of his advisory role, he serves as a trustee on the board of Winthrop University Hospital, a charitable organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Robert Engelhardt is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 29 years of industry experience. Prior to joining LPL in 2025, he worked at OSAIC for one year and spent 21 years with American Portfolios Financial Services, Inc. He also manages a property tax grievance business alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad non-advisory financial services network.

Daniel Beaudrie is a Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial advisory role for 13 years, including 10 years at Merrill Lynch. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) professional designation, as well as the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) certifications. Daniel earned his bachelor's degree from the State University of New York at Cortland. Daniel specializes in college education planning, family wealth management strategies, legacy planning, and personal retirement planning. He works closely with clients to understand their financial goals and provides guidance across various areas including general investing, retirement planning, and preparations for unexpected events. In addition to his advisory services, Daniel facilitates client access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Daniel is involved with the JDRF Diabetes Foundation. He lives in Wantagh with his wife Angela and their three children. In his free time, he enjoys boating, fishing, and spending time outdoors with his family and friends.

Frank Mastromauro III is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 23 years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he has worked since 2018. His prior experience includes roles at FV Ventures, LLC and JPMorgan Securities LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Annette Matthew is a financial advisor at Edward Jones with five years of industry experience. She holds the Series 66 designation and previously worked for six years at Axa XL before joining Edward Jones in 2021. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies and affiliated investment products through a large nationwide network of advisors and branch offices.

James Sullivan Jr. is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 32 years of industry experience. He has been with Primerica Advisors since 1994 and with Primerica Financial Services since 1992. In addition to his advisory role, he is involved in sales of home security, automation, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm employs model-driven investment strategies managed by unaffiliated asset managers and operates with approximately 3,987 advisors overseeing about $15.5 billion in assets under management.

Ryan Gaitings is a Wealth Management Advisor at Merrill Lynch Wealth Management, affiliated with the Nastasi-Silver Group. He began his career at Merrill Lynch in 2014 after earning a Bachelor of Science degree in Business Management from Farmingdale State College in three years. Ryan provides tailored financial advice and guidance to high-net-worth individuals and families across multiple generations. As a CERTIFIED FINANCIAL PLANNER™ professional, he focuses on goals-based planning to help clients pursue their short and long-term objectives in a risk-averse and tax-efficient manner. His role grants clients access to the broad capabilities of Bank of America and Merrill, including services ranging from estate guidance to banking and lending. Ryan holds several professional designations including Certified Exit Planning Advisor (CEPA), Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is involved with the Songs of Love Foundation. Ryan and his wife, Victoria, reside in Massapequa Park, New York. In his free time, he enjoys traveling, spending time with family, and golfing.

Diego Furnari is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 56 years of industry experience. He worked at Pruco Securities, LLC for over six decades before joining LPL Enterprise in 2024. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and a range of affiliated financial services.

Demetrios Paraskevopoulos is a CFP® and ChFC® with 30 years of industry experience. He is currently with LPL Financial, where he has worked since 2023, following an 18-year tenure at Ameriprise Financial Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by model portfolios, third-party asset management, and institutional platforms.