Philip Capell is a CFP® professional with 11 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and previously worked at Piermont Wealth Management Inc. for over two decades. Outside of advisory work, he provides minimal legal services through his own practice. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm emphasizes strategic asset allocation using both passive and active managers and offers a range of financial planning, asset management, and specialized consulting services.

Gregg Reutter is a financial advisor at Commonwealth Financial Network with 28 years of industry experience. He previously worked at Royal Alliance Associates, INC. for ten years and OSAIC for one year. In addition to his advisory work, he has served as a lieutenant with the New York Police Department since 1986. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, operational support, and investment management services, including discretionary model portfolios and customized solutions.

Nicholas Russo is a financial advisor with GWN Securities Inc. in Hauppauge, NY, holding a Series 63 designation and eight years of industry experience. He has been with GWN Securities since 2017 and previously worked at Island Pet from 2014 to 2016. In addition to his advisory role, Russo is licensed to sell life and long-term care insurance. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of investment strategies, including legacy market-timing and momentum-based programs.

George Fiederlein is a CFP® with 11 years of experience in the financial industry. He is currently with Oppenheimer and has previously worked at B. Riley Wealth Management, B. Riley Wealth Advisors, National Securities Corporation, Invest Financial Corporation, and Osorio & Cimbal. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers advisory and brokerage services with a focus on strategic and tactical asset allocation, investment consulting, retirement services, and private-fund management.

Christine Telesco is a financial advisor at Oppenheimer with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2010. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, employing strategic and tactical asset allocation alongside various investment strategies, with client objectives documented in investment policy statements and accounts reviewed periodically.

Michael Kresh is a CFP® with 40 years of industry experience, currently affiliated with Commonwealth Financial Network since 2020. He has previously worked at Royal Alliance Associates, Inc. for 30 years and owns Creative Wealth Management LLC, which he has operated since 2003. He is also the author of the book *You Can Afford To Retire*. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including wealth management and retirement plan consulting, while offering advisors access to diverse investment products and proprietary model portfolios.

Lawrence Scharf is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. Prior to joining Steward Partners in 2026, he spent ten years at Raymond James and Associates. He is president of LS Holdings, LLC and Red Roses LLC, overseeing investment and management activities for both entities. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, estates, and charitable organizations, offering a range of portfolio management and financial planning services through both Steward Partners-branded and third-party solutions.

Daniel Marquardt is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. He has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and holds notable roles such as a security-based swap dealer and futures commission merchant.

Cristoforo Caccavale is a financial advisor at Lincoln Investment with a Series 66 designation and one year of industry experience. His prior work includes roles at GOGov, Stony Brook Medicine, Intellishift, and Brookhaven National Laboratory. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with particular emphasis on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of advisory programs supported by both strategic and tactical investment management approaches.

William Cheshire Jr. is a financial advisor at Equity Services, Inc. with 19 years of industry experience. He holds a Series 63 designation and has worked at National Life Group and Equity Services since 2014. Outside of his advisory role, he is involved in health and property and casualty insurance brokerage. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a broad client base including individuals, corporations, and charitable organizations. The firm offers multiple advisory platforms that incorporate long-term strategies alongside options for shorter-term trading, utilizing a network of third-party asset managers and model portfolios.

Michael Bernabeo is a financial advisor with Primerica Advisors based in Long Beach, NY, holding the ChFC® designation and Series 63 license. He has 27 years of industry experience and has worked with Park Avenue Securities and Guardian Life Insurance Company since 2006. Outside of his advisory role, he serves as an executor and healthcare agent for a family member’s will. Park Avenue Securities LLC serves a diverse retail client base with brokerage and advisory services, offering proprietary and third-party investment programs along with financial and business consulting. The firm manages approximately $15 billion in regulatory assets under management through a mix of discretionary and non-discretionary strategies and supports various account-level services including lending and donor-advised funds.

Cara Turano is a financial advisor at TIAA-CREF with 27 years of industry experience. She holds Series 63 and Series 66 designations and has been with TIAA-CREF since 2009. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected to TIAA-administered employer retirement plans and provides both model-based and customized portfolio management under a fiduciary standard within a vertically integrated structure.

Jiahong Yan is a financial advisor with Independent Financial Partners and holds a Series 66 designation. He has 14 years of industry experience, including prior roles at Realta Investment Advisors and Securities America. Yan is also the owner of Forstrum Wealth Management, where he manages client assets and works as a fixed insurance agent. Independent Financial Partners is an enterprise firm with a decentralized advisory model, serving tens of thousands of individual, charitable, corporate, and high-net-worth clients through a network of approximately 261 advisors. The firm offers investment advisory, financial planning, trust, and retirement-plan services, with a notable focus on formal retirement-plan advisory and pension consulting capabilities.

Russel Sands is a financial advisor at Kestra Advisory with 44 years of industry experience. He holds a Series 63 designation and has worked previously at Lincoln Investment and Legend Advisory Corporation. In addition to his advisory role, Sands is an insurance agent involved in selling insurance products tailored to clients' needs. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, offering services that include plan design, fiduciary consulting, employee education, and access to multiple management platforms and third-party managed solutions.

Justin Kimmel is a financial advisor with Eagle Strategies (NY Life) in Melville, NY, holding Series 66 and Series 63 registrations. He has four years of industry experience, including roles at NYLife Securities LLC and New York Life. Prior to his advisory career, he worked in catering and held academic positions. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types with an emphasis on tailored recommendations, managing the majority of its assets on a non-discretionary basis within the New York Life affiliate structure.

Bruce Lombardi is a financial advisor with Rockefeller Capital Management, holding Series 63, Series 65, and Series 66 licenses and 12 years of industry experience. He has been with Rockefeller Financial LLC and Rockefeller Capital Management since 2011. Rockefeller Capital Management is an enterprise firm with 157 advisors, providing comprehensive wealth management and investment services.

Adam Cline is a CFP® and ChFC® with 28 years of industry experience. He has been with Primerica Advisors since 2012 and also maintains a role with Guardian Life Insurance Co of America. In addition to his advisory work, he is involved in insurance activities outside of Guardian. Primerica Advisors operates as part of Park Avenue Securities LLC, serving a diverse retail client base through both brokerage and advisory services. The firm offers various proprietary and third-party investment programs and integrates multiple account-level solutions, managing approximately $15 billion in regulatory assets under management.

Tyler Randall is a financial advisor at Oppenheimer with a Series 66 designation and no prior industry experience. Before joining Oppenheimer in 2025, he held various positions outside the financial sector, including roles at Laguna Beach Sober Living and Southern California Recovery Centers. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans by offering discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm employs a range of investment approaches across equity, balanced, and fixed income strategies, managing approximately $36.7 billion in assets as of the end of 2025.

Mark Cirelli is a CFP® and PFS™ with 26 years of industry experience. He is currently with OSAIC Advisory Services, LLC and previously worked for American Portfolios Financial Services, Inc. for 15 years. He is also president of a financial planning and tax consulting firm, North Shore Wealth Management Advisors, Inc. OSAIC Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base including individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations. The firm offers investment management, financial planning, retirement plan consulting, and related services through multiple program models and utilizes both proprietary and third-party platforms.

Alexander Tantleff is a financial advisor at Citigroup Global Markets with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citibank since 2020. His prior experience includes roles at AXA Advisors and J.P. Morgan from 2015 to 2019. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research and market roles, supporting a broad spectrum of client needs from workplace accounts to ultra-high-net-worth portfolios.