Lara Costanzo is a Certified Financial Planner® with 19 years of experience, currently serving at Principal Financial Services. She has been with Principal Securities Inc. and Principal Life Insurance Co. since 2006. Outside of her advisory role, she is a board member of Unplanned Joy, a nonprofit organization, and serves as treasurer for the Parent Teacher Organization at Eleanor G. Hewitt Intermediate School. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions under various adviser and promoter arrangements.

Richard Swift is a Series 65 licensed financial advisor with one year of industry experience, currently with Private Advisor Group, LLC. His prior experience includes roles at Transcend Capital Advisors, Mariner Investment Group, and Axonic Capital. He is involved in a service-disabled veteran-owned personal holding company based in Morristown, NJ. Private Advisor Group serves a diverse client base including individuals, trusts, estates, and charitable organizations, offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting through various advisory programs and third-party asset managers. The firm supports a range of investment approaches and provides access to multiple platforms and services tailored to client objectives.

David Parisi is a financial advisor at PNC Wealth Management with 31 years of industry experience. He has been with PNC Investments since 2004 and holds Series 63 and Series 65 designations. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital portfolio solution that uses algorithmic risk profiling and discretionary model management with mutual funds and ETFs.

Brian Sodol is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and specialized market roles.

Erik Andersen is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 designations and bringing 14 years of industry experience. His prior roles include positions at Raymond James Financial Services, Bank of America, Merrill, and Bankers Life. Andersen also serves as an agent offering non-variable insurance products such as term, whole, and universal life insurance, disability health, and fixed annuities. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, and charitable organizations, providing a range of investment advisory, financial planning, and managed account solutions.

Lucas Murphy is a financial advisor with Primerica Advisors and holds a Series 66 designation. He has two years of industry experience and has worked with firms including Guardian Life Insurance Company, Park Avenue Securities, and Northeast Private Client Group. Park Avenue Securities serves a broad retail client base, offering brokerage and advisory services along with financial planning and consulting. The firm utilizes proprietary and third-party investment strategies and provides a range of account-level services including lending solutions and donor-advised fund options.

Robert Bubser is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior roles include positions at LPL Financial, LLC, MML Investor Services, and MassMutual. He is also the owner of Bubser Consulting, LLC, where he assists business owners with valuation and sale negotiations. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion for a wide range of clients, including individuals, trusts, estates, and corporate plans. The firm offers portfolio management, financial planning, and access to third-party asset management programs, employing a variety of investment strategies and supporting held-away account management.

Steven Fishman is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and 42 years of industry experience. His prior work includes roles at Kestra Financial Services and multiple tenures at Park Avenue Securities and Guardian Life. Fishman assists the Jewish Community Foundation of Metrowest, NJ, by helping them manage over 70 donated life insurance policies. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients.

Steven Coppola is a CFP® professional with 28 years of experience in the financial services industry. He has been with Private Advisor Group, LLC and LPL Financial since 2012. Outside of his advisory work, he is involved in real estate investment and tax preparation services through separate business activities. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting across various program types. The firm’s advisory solutions leverage multiple investment strategies and technology platforms, supported by a network of investment adviser representatives who tailor services to client needs.

Derek Malone is a financial advisor at OSAIC Institutions, INC. with 17 years of industry experience. He holds a Series 66 designation and has worked at Infinex Investments, Inc. since 2016 and Banco Popular, NA since 2004. OSAIC Institutions serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans. The firm provides advisory and brokerage services through customized engagements, leveraging a network of investment adviser representatives who utilize a range of analytical approaches and access to alternative investments.

Harold Laudien is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 21 years of industry experience. He has worked at LPL Financial since 2010 and joined Private Advisor Group in 2021. Private Advisor Group is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, retirement consulting, and access to various third-party asset management programs.

Eric Tarlo is a financial advisor with Guardian Life and holds a Series 66 designation. He has worked in the financial services industry since 2022, with prior experience at Certified Financial Services and Thatcher McGhee's. His background also includes roles outside finance, such as positions at Wise Music Group and Valley Stables. Guardian Life’s subsidiary, Park Avenue Wealth Management, serves individuals—including high-net-worth clients—pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a mix of proprietary and third-party investment advisory programs.

Debra Taylor is a financial advisor with CWM, LLC, holding the PFS™ and Series 63 designations and over 28 years of industry experience. She has worked at firms including Carson Wealth, Cetera Advisor Networks, and LPL Financial. Taylor is also involved in several financial industry activities, such as writing and speaking for Horsesmouth, providing coaching and seminars through her own firm Pink Suite Enterprises, and consulting on tax software with Holistiplan. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutional clients through a network of more than 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, employing discretionary model portfolios and a combination of fundamental and technical analysis.

Paul Meyer is a financial advisor at Empower Advisory Group with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, and Citigroup. He serves as a board member of CarePlus NJ, a foundation focused on assisting individuals with mental health, substance abuse, and psychiatric care, where he helps allocate funds and supports fundraising efforts. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Patric Hyland is a financial advisor with Private Advisor Group, LLC in Morristown, NJ. He holds a Series 66 designation and has three years of industry experience. Prior to his current role, he has worked at LPL Financial and has been involved with educational institutions including Villa Walsh School and University of Miami. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing multiple advisory programs and access to third-party asset managers and turnkey platforms.

Chadley Lazreg is a financial advisor at Money Concepts Capital Corp with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Money Concepts since 2018. In addition to his advisory role, Lazreg serves as Executive Director of Operations for Investors' Advantage Portfolios, where he manages office operations, project development, and marketing. Money Concepts Capital Corp is an enterprise advisory firm with approximately 431 advisors managing around $3.33 billion for nearly 14,700 clients. The firm provides portfolio management, financial planning, and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations, utilizing a range of managed programs and investment strategies.

Steven Gelber is a Series 66-licensed financial advisor with 17 years of industry experience. He has been with Hightower Advisors and Hightower Securities LLC since 2018 and previously worked at Cetera Advisor Networks, CWM, LLC, and LPL Financial. Hightower Advisors delivers investment advisory and planning services to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes manager selection and multi-manager strategies, offering a range of solutions that include proprietary research, alternative investments, and customized portfolio management.

Sabrina Martins is a financial advisor at Corient with three years of industry experience. She holds the Series 65 designation and has previously worked at Rutgers University and CIPW Service Company, LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individual and high-net-worth clients, trusts, and corporate entities. The firm utilizes a goals-based, team investment approach that combines in-house strategies with third-party managers and incorporates risk management tools and alternative investments where appropriate.

Alexander Les is a CFP® and holds a Series 63 license with 25 years of industry experience. He is currently with Kestra Advisory, having joined in 2024, and previously worked at Barclays Capital Inc. for 14 years. In addition to his advisory role, he is licensed as an insurance agent selling life, disability, and long-term care insurance. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers fiduciary consulting, plan design, investment advice, and access to multiple management platforms, serving approximately $79.8 billion in assets under management and clients such as sovereign wealth funds.

Francesco Scorsone is a CFP® professional affiliated with Corient, with 11 years of industry experience. Prior to joining Corient in 2023, he held roles at JP Morgan Securities LLC and JPMorgan Chase Bank from 2015 to 2023. He has also been involved in entrepreneurial ventures, including operating J&F Fabricators LLC for 10 years and One Heart to Another LLC for 2 years. Corient provides investment advisory and financial planning services to a broad client base including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies with third-party managers, and integrates risk management tools and alternative investments as appropriate.