Scott Torello is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at The Prudential Insurance Company of America and Pruco Securities, LLC. Torello is a partner at MPL II LLC, providing consulting services exclusively for Blue Cross/Blue Shield in the self-insurance market. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop collaborative, annual planning relationships.

Natacha Cesar is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services and Morgan Stanley. Outside of advisory work, she is the sole owner of a rental property in Stamford, CT. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm operates within the broader Bank of America platform, providing access to a wide array of financial products and services.

John Ryan III is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Emmanuel Kouzelis is a financial advisor with Equitable Advisors in Stamford, CT, holding a Series 66 designation and nine years of industry experience. Prior to joining Equitable Advisors in 2017, he worked at Axa Advisors and Konica Minolta Business Solutions. He also operates a sole proprietorship providing insurance and investment advice. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Nicholas Soares is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brad Litchfield is a Financial Consultant I at Fidelity Investments, where he currently works to help clients and their families create financial plans tailored to their goals. His work often includes tax-efficient investing, estate planning considerations for legacy intentions, and creating income streams for retirement. Brad has progressed through multiple roles at Fidelity Investments, beginning as a Customer Relationship Advocate in 2022, advancing through several Investment Solutions Representative positions from 2023 to 2025, and serving as a High Net Worth Associate in 2023 before becoming a Financial Consultant I in 2025. Outside of his professional responsibilities, Brad enjoys activities such as beach outings, boating, family activities, fitness, exploring food, and golf.

Sebastian Hernandez is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2022 and has prior experience at Johns Hopkins University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jennifer Perez is a financial advisor at J.P. Morgan Securities with Series 63 and 66 licenses and nine years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment approach.

Sedigheh Nowrouzzadeh is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. She has been with Cambridge Investment Research and its affiliated advisory firm since 2009. Outside her advisory role, she provides tax preparation services for nonprofit organizations serving low-income families and works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based strategies tailored to client objectives.

Paul Selinger is a financial advisor with Morgan Stanley in Greenwich, CT, holding a Series 66 credential and 16 years of industry experience. He previously worked at Merrill Lynch from 2009 to 2017 before joining Morgan Stanley, where he has been since 2017 and at the Morgan Stanley Private Bank since 2019. Outside of his advisory role, he is involved as a sole proprietor in a rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning services, and manages approximately $2.74 trillion in client assets.

Aaron Hall is a financial advisor with Morgan Stanley in Westport, CT, holding a Series 66 designation and 10 years of industry experience. His prior experience includes roles at UBS Financial Services and JPMorgan Securities. He serves as a board member for the New Canaan Veterans of Foreign War Post 653. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

James Mcintosh is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over twenty years of experience in the financial services industry, focusing on helping clients pursue their long-term personal and investment goals through personalized financial strategies. His client services include education planning, legacy planning, personal retirement planning, portfolio management, tax minimization, retirement income, and services for endowments, foundations, and non-profits. James began his career in 2000 and has held positions at Prudential Financial, Citigroup Asset Management, and UBS Financial Services before joining Merrill in 2009. He holds Series 7 and 66 FINRA registrations and the Personal Investment Advisor (PIA) designation. James is a Phi Beta Kappa graduate of the University of Connecticut Honors Program, where he earned his bachelor's degree. Residing in Greenwich, Connecticut, James is active in community and cultural organizations, including the Connecticut Ancestry Society, Fairfield County Gaelic America Club, and the University of Connecticut Alumni Association. He enjoys genealogical research, hiking, music, reading, singing, spending time with his family, traveling, and writing.

Matthew Cavalier is a Planning Consultant at Fidelity Investments, a role he has held since 2023. He has accumulated a decade of experience in the financial planning industry, focusing on providing holistic guidance to clients and their families to help them build and maintain comprehensive financial plans aimed at pursuing their goals. Prior to his current position, Matthew served as a Client Relationship Manager at Symmetry Wealth Advisory Group from 2021 to 2023. He also gained extensive experience at The Ayco Company LP - Goldman Sachs Personal Wealth Management, where he worked as an Associate from 2018 to 2021, an Analyst from 2015 to 2018, and an Intern Level II from 2014 to 2015.

Jonathan Wolfe is a Wealth Management Advisor with Merrill Lynch Wealth Management, currently based in Greenwich, Connecticut. He began his career in wealth management in 1999 at Merrill Lynch in Manhattan and has since managed various offices, including those in Westchester County before relocating to Greenwich. Jonathan specializes in working with high net worth families to manage all aspects of their financial lives, offering customized financial planning, portfolio management, and strategies that cover tax minimization, retirement planning, and college education funding. Jonathan holds a Bachelor of Science degree in finance from Georgetown University and is a CERTIFIED FINANCIAL PLANNER® professional. His approach involves understanding each client's financial goals and circumstances in detail to create personalized wealth management plans. He collaborates with clients and their tax and legal advisors to develop and periodically review strategies aimed at achieving their long-term objectives. Jonathan lives in Old Greenwich, Connecticut with his wife, Cynthia, and their four children. He participates in community volunteering and pursues personal interests including biking, cooking, hiking, music, reading, rock climbing, swimming, tennis, and yoga.

Gordon Sommer Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and over 41 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He is also an owner of Gleneagle Capital (Holdings), an LLC created for asset protection and financial planning. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

David Yaffee is a financial advisor with LPL Enterprise, holding Series 66 and Series 63 credentials and over 23 years of industry experience. His career includes roles at The Prudential Insurance Company of America, Pruco Securities, LLC, Webster Bank, and LPL Financial. Outside of his advisory work, he owns Yaffee & Associates, a business focused on sales and training of musical instruments. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products within an integrated platform.

Abigail Sullivan is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, she held roles at Romney Studios, Hexcel Corporation, and Tulane University, among other organizations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm leverages its integration with Bank of America to provide access to a broad set of financial products and services.

David Langhorne is a financial advisor with Morgan Stanley in Ridgefield, CT, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes roles at Merrill and Bank of America, as well as multiple positions within Morgan Stanley entities since 2009. Morgan Stanley Wealth Management provides advisory programs for individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and emphasizes advisory services without individual security recommendations in its standalone planning programs.

John Fiore is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Greenwich, CT. He joined Merrill in April 2019, bringing extensive experience from his six years as a Senior Private Banker at J.P. Morgan Private Bank, where he worked with high net worth individuals and their families. John focuses on serving hedge fund, private equity, and financial services professionals, providing comprehensive wealth management services that encompass financial planning, investment advisory, private banking, and credit solutions. Before specializing in private wealth management, John held various roles across the financial services industry, including investment banking, institutional sales, derivatives, and prime brokerage with firms such as Chemical Bank, Bankers Trust, Goldman Sachs, Merrill, and later Bank of America/Merrill Lynch Wealth Management. He holds an MBA with a concentration in Finance from Columbia Business School and a bachelor's degree in History from Dartmouth College. John is a Personal Investment Advisor (PIA) and is proficient in English and Spanish. He currently resides in Darien, CT with his wife and two daughters. Outside of his professional work, John enjoys cooking, fishing, golfing, hunting, reading, and skiing.

Joseph Goett is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds a Series 66 designation and has worked at various Wells Fargo entities since 2014. He is also a part-owner of ENTITY 3 LLC, an investment-related business based in Stamford, CT. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutions with a broad range of financial planning and investment services. The firm offers tailored recommendations using proprietary research and planning tools, integrating advisory services with other financial products and referral channels.