David Stern is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, with discretionary and non-discretionary management supported by proprietary and third-party research.

Kassidy Jean Charles is a financial advisor with Fidelity, holding a Series 66 designation and two years of industry experience. Prior to joining Fidelity, Kassidy worked in various roles including positions at Ocean Spray Cranberries, J Crew, and JC Medical Centers. Outside of advising, she manages HRIS and payroll processing for a private internal medicine practice and provides pet care services in the Providence area. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and systematic portfolio construction to deliver model portfolios across multiple investment platforms.

James Zamil is a financial advisor at Ameriprise with 35 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory work, he is involved in real estate ownership focused on multi-family properties. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Dillon Keeney is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Bank of America, Citizens Bank, and Lee & Crowley. Outside of finance, he has experience working in landscaping. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party asset management teams.

Shakib Mashata is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America N.A. and Anthony V. Ricci, as well as a period working at the Community College of Rhode Island. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Dipetrillo is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Donnelly is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leverages the full suite of Merrill Lynch and Bank of America resources to support his clients' personal financial lives. He focuses on providing disciplined planning and investment strategies aimed at helping clients achieve financial security and independence. With expertise in areas including corporate executive services, divorce transition planning, education planning, executive compensation, equity compensation services, family wealth management strategies, managing new wealth, portfolio management, tax minimization, and retirement income, Patrick collaborates closely with clients to address what matters most as they navigate various life stages. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Brown University. Patrick has also served as a past board member of the Brown Club of Boston. Outside of his professional work, Patrick enjoys basketball, football, golfing, hiking, running, and spending time with his family. He emphasizes a client-centered philosophy, asking, "How can I help you improve your quality of life?" as a guiding principle in his advisory approach.

Thomas Theodore is a financial advisor at Merrill with 19 years of industry experience. He has been with Merrill since 2013 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amin Perez is a financial advisor with Merrill in Riverside, RI, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Bogosian is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation. Outside of his advisory role, he works as a freelance videographer, recording local sports games and creating highlight reels. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients using a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of portfolios including fund advisory and model portfolios, with oversight on sub-advisers and share class allocations.

Shedrack Bogonko is a financial advisor at Fidelity with Series 65 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity, he held positions at several organizations, including Laurel Ridge Rehabilitation and Dunkin. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Eric Browne is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. He has been with Merrill since 2019 and has previously held positions at Potowomut Golf Club and Andersons Ski and Dive. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ranni Mc Sally is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and previously worked at U.S. Trust from 2015 to 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Ian Anderson is a financial advisor with Ameriprise in Exeter, RI, holding Series 63 and Series 66 credentials and 11 years of industry experience. Prior to joining Ameriprise in 2020, he worked at Santander Securities from 2012 to 2016 and took time away from the industry to care for a family member between 2016 and 2019. Anderson is also co-owner of SNE Operations, LLC, where he serves as an advisor. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to produce tailored, non-discretionary recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Michael Embree is a financial advisor at Merrill with 21 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Merrill since 2009, also serving at Bank of America since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Vadnais is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. He has worked at Merrill since 2017 and has prior experience at Bank of America, N.A. Derek’s background also includes roles at Northwestern Mutual and High Point University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elaine Carvelli is a financial advisor at MassMutual Investors Services with 29 years of industry experience. She holds Series 63 and Series 65 designations and has worked at MassMutual Investors Services since 2017. Outside of her advisory role, she is involved in wellness device distribution and medical referrals. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to provide goal-based recommendations.

Brian O'Mara is a financial advisor at Fidelity with 13 years of industry experience. He holds the CFP® designation along with Series 66 and Series 63 licenses. O'Mara has been with Fidelity Investments since 2013, including roles at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm uses a combination of fundamental research, quantitative analysis, and systematic methodologies, with noted involvement in algorithmic portfolio construction and proxy-voting governance.

Marisa Pollard is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to her current role, she worked at Oppenheimer & Co for eight years. She also serves as a trustee and co-trustee in a trust-related capacity outside of her advisory work. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Damon Raposa is an Investment Solutions Representative III at Fidelity Investments. He brings experience in investment solutions and customer relationship advocacy gained through various roles within the company since 2021. In his current role, Damon focuses on providing personalized financial planning by listening to clients' goals and priorities. He emphasizes disciplined, long-term investing principles and clear communication to support clients in making informed decisions. Outside of his professional work, Damon has interests in baseball, cars, comedy, fitness, movies, and pets.