Erik Burger is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 11 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2017 and has been with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets and utilizing structured planning tools such as Monte Carlo simulations to model financial outcomes.

Daniel Thomas Jr. is a CFP® professional with 45 years of industry experience, currently affiliated with OSAIC in Troy, MI. He has worked with ING Financial Partners Inc. since 2004 and owns Thomas Financial Group LLC, where he provides services related to fixed life, annuities, and long-term care insurance. Outside of his advising work, he serves as a director on the board of a condominium association in Florida, where he has completed fiduciary training. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, managed portfolios, and retirement consulting. The firm employs a model-based investment process with tools for asset allocation, portfolio optimization, and access to third-party managers and alternative investments.

Nicole Morgia is a financial advisor at Merrill with 24 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Merrill Lynch Pierce Fenner & Smith since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Justin Hessler is a financial advisor at LPL Enterprise with Series 63 and Series 65 licenses and two years of industry experience. Prior to joining LPL Enterprise in 2026, he worked for NYLIFE Securities LLC and New York Life Insurance Company from 2023 to 2026. Outside of his advisory career, he has been involved with Papa Bee Farms since 2018. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers a range of services including financial planning, access to third-party asset managers, and participation in a wrap program.

Ann Escandon is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. She has been with Thrivent Financial and its investment management arm since 2015. Outside of her advisory role, she is also a Mary Kay beauty consultant. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based planning across a wide range of financial topics. The firm offers planning as a one-time or ongoing service, separate from portfolio management, and supports integration with managed accounts through its WealthPlan billing option.

John Downey is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Kellie Champagne is a financial advisor with LPL Enterprise, holding the Series 66 designation and two years of industry experience. Her prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC, as well as a decade at Ken-Rich Concrete Lifting. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Yan Yang is a Series 66-licensed financial advisor with LPL Enterprise in Troy, MI, and has one year of industry experience. Prior to joining LPL Enterprise in 2025, Yan worked at R2O Insights and held roles at Hannover Reinsurance, Munich Reinsurance, and Blue Cross Blue Shield of Michigan. Yan also teaches at Michigan State University. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is typically model-driven and emphasizes access to third-party asset managers and model portfolios.

Amy Niedzwiecki is a financial advisor with Fidelity Investments, holding a Series 66 designation and six years of industry experience. She has been with Fidelity Brokerage Services LLC since 2020 and joined Fidelity Investments in 2025. Prior to her advisory career, she was an independent Amazon merchant from 2019 to 2020. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, including advisory roles for registered investment companies and a Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of investment strategies.

Nathan Poplars is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. He previously worked at Equitable Advisors and completed an internship at Michigan Financial Companies. Outside of his advisory roles, his work history includes various positions during and after his time at Michigan State University. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of investment portfolios.

Riley Stesiak is a financial advisor with Equitable Advisors in Troy, MI, holding a Series 66 credential and four years of industry experience. His prior roles include positions at United Wholesale Mortgage, Monarch Textile Rental Services, and Morgan Stanley’s Lukas Cohen Retirement Planning Group. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm’s approach involves assessing client risk tolerance and matching them to various program models and discretionary managers, utilizing both proprietary and third-party investment solutions.

Leonard Brunkey is a financial advisor with Cambridge Investment Research Advisors in Rochester, MI. He holds the CFP® and ChFC® designations and has 37 years of industry experience. He has been associated with Cambridge Investment Research Advisors since 2005 and with Keystone Financial Services since 1995. Outside of his advisory work, he provides services through Keystone Financial Services such as bookkeeping, estate planning preparation, and assisting with nursing home reviews. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base with access to multiple platforms, custodians, third-party advisers, and proprietary model strategies.

Robert Zvonek is a financial advisor at Osaic with 20 years of industry experience. He holds a Series 66 designation and previously worked at SagePoint Financial and Summit Brokerage Services. Outside of his advisory role, he serves as a committee member on the finance committee for the Clinton River Watershed Council, a nonprofit organization. Osaic Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various risk assessment tools and offers access to third-party money managers and alternative investments.

Thomas Boogren is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to his current role, he worked at Commonwealth Financial Network and Hinkson Wealth Management, where he provided investment advisory services. Outside of finance, he managed a landscaping business and has experience working in a collegiate environment. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm uses analytic tools and risk profiling to deliver tailored, non-discretionary advisory services and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Alexander Sesi is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank, N.A. since 2019. Prior to joining J.P. Morgan, he was employed by Amazon and operated a business called Vegas Party Shoppe. Outside of his advisory role, he is involved as an owner and partner in RD Capital Group, LLC, a real estate venture focused on property acquisition and management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating ESG considerations and utilizing derivatives and commodities capabilities.

Kyle Hecht is a financial advisor with Charles Schwab in Grosse Pointe, MI, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at Michigan Educational Credit Union, LPL Financial, TD Ameritrade, and E*TRADE. Outside of advisory work, Hecht and his wife are involved in passive real estate investments and serve on their homeowners association board. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering wrap fee programs, managed accounts, and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by Schwab’s research and alternative investment due diligence.

Andrea Gibson is a financial advisor with Primerica Advisors in Sterling Heights, MI, holding Series 63, 65, and 66 licenses and having 10 years of industry experience. Gibson has worked at Primerica Advisors since 2021 and previously at ITC Holdings for 10 years. Outside of advisory work, Gibson owns and operates Gibson Financial Group LLC, a business related to investment services formed specifically for Primerica business purposes. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven investment strategies managed by third-party asset managers and supports trade execution through BNY Mellon Advisors and Pershing.

Arthur Mojares is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 20 years of industry experience. Prior to joining LPL Financial, he worked at Cambridge Investment Research Advisors, Inc. and SPC, among other firms. He serves as a board member of the Philippine Chamber of Commerce and is involved in independent insurance through Mojares Capital Management LLC and Mojares Insurance Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers diversified investment and retirement solutions, with advice delivered primarily by investment adviser representatives using a combination of proprietary and third-party investment models.

Matthew Smith is a financial advisor with LPL Enterprise in Troy, MI, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Allstate Financial Advisors, LLC. Outside of his advisory work, he volunteers with the Finseca Foundation, assisting in promoting research and education efforts. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm typically implements investment strategies using model portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, third-party asset manager access, and participation in wrap programs.

Joe Cattaneo is a Planning Consultant at Fidelity Investments, where he has been working since 2026. Prior to his current role, he served as a Relationship Manager at Fidelity Investments from 2024 to 2026, and at Gregory J. Schwartz & Co. from 2017 to 2024. Joe approaches financial planning as a partnership, focusing on understanding what matters most to each client and maintaining open and collaborative communication. He works to co-create financial plans that are personal, clear, and built on trust. Outside of work, Joe enjoys boating, fitness, social events with friends, movies, and parenthood.