Bryan Ciborowski is a financial advisor at Welch & Forbes LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including The Colony Group and State Street Global Advisors. Outside of his advisory role, he mentors second-year students at Harvard Business School in an entrepreneurial sales class. Welch & Forbes provides discretionary and non-discretionary investment management and supervisory services primarily to individuals and trusts, along with pension plans, estates, charitable organizations, and corporations. The firm employs a team-driven investment process focused on fundamental security selection and offers a range of services including personal trust, fiduciary, and estate administration.

George Padula Jr. is a CFP® and CFA® with 28 years of industry experience, currently serving at Modera Wealth Management, LLC since 2011. He previously worked at Back Bay Financial Group, Inc. and The Danforth Associates, Inc. He volunteers with the Dana-Farber Cancer Institute in collaboration with the Financial Planning Association, providing pro bono financial education and planning to patients and caregivers. Modera Wealth Management, LLC offers wealth management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm emphasizes diversified asset allocation based on Modern Portfolio Theory and integrates investment management with expanded accounting, tax, and business coaching services.

Thomas Burke Jr. is a financial advisor with Kovack Advisors, Inc. He holds Series 63 and Series 65 licenses and has 20 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation, Infinex Investments, Inc., and South Shore Bank. Outside of his advisory work, he serves as a board member of the Hanover Chamber of Commerce and works as a high school hockey official. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government clients, utilizing an Envestnet-supported workflow to manage portfolios through a combination of internally created models, third-party managers, and both model-based and advisor-managed solutions.

Daryl Marsden is a financial advisor at Stratos Wealth Advisors LLC with a Series 65 credential and three years of industry experience. His prior work includes a 15-year tenure at BNY Mellon and a role at Veritas Boston Wealth Management. Stratos Wealth Advisors serves individual and institutional clients, including high-net-worth households and retirement plans, offering customized financial planning and portfolio management through a network of 71 advisors organized in multiple teams. The firm utilizes both discretionary management and third-party managers to tailor services to client goals.

Victor Sinopoli is a CFP® professional with three years of industry experience, currently serving with Perigon Wealth Management, LLC in Boston, MA. His prior roles include positions at TFC Financial Management Inc and Moors & Cabot Inc. Perigon Wealth Management offers customized investment advisory and wealth management services to individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm emphasizes individualized portfolio construction and serves as both sponsor and overseer of wrap and sub-advisor arrangements, distinguishing itself through its focus on banking and thrift institution clients.

David Tonaszuck is a financial advisor at Global View Capital Management LLC with seven years of industry experience. He holds Series 66, Series 63, and Series 65 licenses. His career includes roles at New York Life Insurance Company, Trend Recon, LLC, SimSpace Corporation, Whittridge Associates contracting for State Street Corp., and LPL Financial. Global View Capital Management serves individuals, trusts, corporations, and retirement plan participants by providing investment advisory and financial planning services. The firm employs a technical and quantitative investment approach focused on ETFs and mutual funds, supported by proprietary research from its affiliate, AdvisorGuide, LLC.

Ryan Stanick is a CFP® and holds a Series 66 license with six years of industry experience. He has worked at Crestwood Advisors since 2025 and previously spent five years at Equitable Advisors, LLC. His background includes roles at Boston College and its Athletic Department. Crestwood Advisors provides investment and wealth management services to individuals, families, foundations, endowments, and institutions. The firm employs a team approach and emphasizes a combination of top-down asset allocation and bottom-up fundamental security selection with consideration of ESG factors, pursuing global diversification and tax efficiency.

Charles Fisher is a financial advisor with Moors & Cabot, Inc. in Boston, MA, holding a Series 66 designation and nine years of industry experience. He has worked at Moors & Cabot since 2018 and previously at Mass Mutual Investors Services and McAdam LLC. He serves on the Board of Directors and chairs the Investment Oversight Committee at Acadia Management Company, a single-family office, where he monitors performance and fees of third-party RIAs. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers investment management, financial planning, and consulting services with tailored portfolio strategies, using discretionary and non-discretionary arrangements.

Jacob Waldman is a financial advisor with Fortis Capital Advisors, LLC, holding a Series 66 designation and 13 years of industry experience. He has worked at multiple firms including Purshe Kaplan Sterling Investments, McAdam LLC, Hornor Townsend & Kent Inc, Penn Mutual Life Insurance Co, and VOYA Financial Advisors. Waldman also provides insurance advice through a fixed insurance agent role. Fortis Capital Advisors is an SEC-registered multi-team investment adviser serving individuals, families, businesses, retirement plans, institutional clients, and other advisers. The firm offers customized discretionary portfolio management alongside financial planning and consulting, employing a range of passive, active, tactical, and ESG-aware strategies and utilizing third-party sub-advisors and specialist approaches.

Madison Mcnamara is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Crestwood Advisors with three years of industry experience. Prior to joining Crestwood in 2024, Madison worked at The Vanguard Group from 2022 to 2024 and has held various roles including at Maillie LLP and the University of Delaware. Crestwood Advisors serves individuals, families, foundations, endowments, pension and profit-sharing plans, and corporate clients, offering comprehensive investment and wealth management, financial planning, and both discretionary and non-discretionary advisory services. The firm employs a global asset allocation strategy combined with fundamental security selection and operates a digital investment program called Pathfinder that provides ETF-based automated portfolios with periodic advisor engagement.

Andrew O’Brien is a financial advisor with John Hancock Personal Financial Services, LLC, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has been associated with John Hancock and its affiliated entities since 2006, including roles at John Hancock Distributors LLC and Jhfn Sii. John Hancock Personal Financial Services, LLC serves a mix of individual clients, trusts, estates, non-profits, and business entities, offering financial planning, consultative services, and an Emergency Savings program. The firm uses a technology-assisted, third-party software model to deliver generally framed written recommendations, supporting a high client load per advisor.

James Stewart is a Series 65-credentialed financial advisor with two years of experience at John Hancock Personal Financial Services, LLC and 25 years at Manulife Wealth Inc. He is based in Boston, MA. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to a diverse client base including individuals, trusts, estates, non-profits, and business entities. The firm uses technology-assisted planning tools and offers services such as asset allocation, retirement, and estate planning, serving both non-high-net-worth and high-net-worth clients.

Samuel Ober is a CFA® charterholder at Howland Capital Management LLC in Boston, MA, with six years at the firm and one year of industry experience. Prior to joining Howland Capital, he worked at Babson College for four years. Howland Capital Management LLC provides personalized investment management and financial planning to individuals, families, trusts, retirement accounts, foundations, endowments, and estates. The firm utilizes client-specific Investment Policy Statements and model portfolios, combining fundamental, macroeconomic, technical, and credit analysis in its investment approach.

Danavan Levy is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 65 designation and two years of industry experience. He has been affiliated with Manulife Wealth Inc. since 1994. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to a diverse client base, including individuals, trusts, estates, non-profits, and business entities. The firm uses a technology-assisted model to deliver written financial plans and recommendations, with client implementation handled at their discretion.

Judith Ludwig is a CFP® professional with 21 years of experience in financial advisory services. She has worked at RWA Wealth Partners since 2017 and previously spent nearly three decades at Braver Wealth Management. Based in Boston, MA, Ludwig is part of a multi-team firm structure. RWA Wealth Partners serves a diverse client base including individuals, families, trusts, charitable organizations, business entities, and retirement plans. The firm’s investment approach focuses on strategic asset allocation, using an open-architecture platform that includes mutual funds, ETFs, separate accounts, and private pooled vehicles, complemented by customized fixed income and cash management.

Brendan Lammers is a financial advisor at Flagship Harbor Advisors, LLC in Boston, MA, with 21 years of industry experience. He holds the Series 66 designation and has worked at Flagship Harbor Advisors since 2016, following a brief period at Ameriprise. Lammers also assists clients by comparing Medicare Advantage and supplement plans through a non-variable insurance activity. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and employs a multi-team approach, utilizing a range of investment strategies including mutual funds, ETFs, individual securities, and third-party managed accounts.

Marc Instrum is a CFP® professional with 13 years of experience in financial planning and wealth management. He is currently with Fortis Capital Advisors, LLC and has prior experience at PURSHE KAPLAN STERLING INVESTMENTS, Inc., McAdam, LLC, and VOYA Financial Advisors, Inc. Fortis Capital Advisors is a multi-team SEC-registered investment adviser serving individuals, families, businesses, retirement plans, institutional clients, and other advisers. The firm offers customized discretionary portfolio management, financial planning, retirement plan consulting, and educational workshops, utilizing a mix of passive, active, tactical, and ESG-aware strategies alongside third-party sub-advisors.

Jeffrey Kerrigan is a CFA® charterholder with 10 years of industry experience. He has been with Congress Asset Management Company, LLP since 2017, following prior roles at Century Capital Management, LLC, Haber Trilix Advisors, LP, and Ten Asset Management, Inc. He serves on the board and provides oversight for a private family office, assisting with funds administration and general guidance. Congress Asset Management provides discretionary portfolio management, model portfolios, and sub-advisory services to a diverse client base, including institutional and individual investors. The firm employs a research-driven, primarily bottom-up investment approach focused on long-term growth equity and diversified fixed-income strategies.

Gary Oman is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has held roles at Great Valley Advisor Group since 2021 and LPL Financial since 2011, and has owned his own CPA practice since 1997, providing tax preparation and accounting services alongside his advisory work. Great Valley Advisor Group is a multi-team SEC-registered investment adviser serving individuals, retirement plans, trusts, and other entities. The firm employs individualized portfolio construction with a combination of in-house strategies and third-party managers, offering both discretionary and non-discretionary investment management along with financial planning and retirement consulting services.

Margaret Watson is a financial advisor at Focus Partners Wealth, LLC with five years of industry experience. She holds the CFP® certification and Series 65 license. Prior to joining Focus Partners Wealth, she worked at The Colony Group, LLC, GW & Wade, LLC, and Deloitte & Touche, LLP. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, emphasizing long-term, tax- and fee-sensitive portfolio construction.