Peter Kappel is a financial advisor with Merrill in Stamford, CT, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Merrill Lynch since 1996 and at Bank of America, NA since 2009. Additionally, he has a longstanding association with Connecticut Metallurgical Processes Inc dating back to 1968. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Jairzinho Skair is a financial advisor at Merrill with 23 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services and Morgan Stanley. Outside of his advisory role, he owns and manages a laundromat business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary strategies for a range of individual and institutional clients.

Jon Garofalo is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley since 2014, including time with Morgan Stanley Private Bank. His prior experience includes roles at J.P. Morgan Securities, Chase Investment Services Corp., BNY Investment Center Inc., Banc of America Investment Services, and Quick & Reilly, Inc. Outside of his advisory role, he owns a rental property in Newport, Rhode Island. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides tailored financial planning and portfolio management using structured processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Melinda Lee is a Series 66 licensed financial advisor with J.P. Morgan Securities, where she has worked for 14 years. She has 18 years of industry experience, also holding a long tenure at Jpmorgan Chase Bank, N.A. since 1993. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s non-discretionary advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating ESG eligibility frameworks.

Hannah Kleinbeck is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held various positions, including a front desk and sales role at a cycling studio. She also has a background in education, having worked at Roger Ludlowe Middle School and Fairfield Ludlowe High School for six years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, and employs a systematic investment approach that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Joseph Persempere is a financial advisor at LPL Enterprise with 29 years of industry experience. He has held roles at Prudential Insurance Company of America since 1997 and worked with Pruco Securities, LLC. from 1997 to 2024. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, and institutional clients through a network of investment adviser representatives. Its investment approach is typically model-driven, offering access to third-party asset managers and wrap programs alongside affiliated insurance and trust services.

Brenner Lecompte is a Series 66-licensed financial advisor with 15 years of industry experience, currently with Morgan Stanley since 2011 in various roles including Morgan Stanley Private Bank, N.A. Prior to returning to Morgan Stanley, he worked at Clearbridge Investments and Legg Mason. Outside of his advisory work, he is involved in faith-based speaking engagements and provides services to the Catholic Leadership Institute. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Arnaldo Zelada is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and previously worked at Citizens Bank from 2016 to 2021. Outside of his advisory role, he works as an Uber driver in Stamford, CT. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets through more than 14,000 advisors and combines research and analytics with diversification principles to support its investment approach.

Sandra Kapfer is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. She holds a Series 63 designation and has worked previously at Wells Fargo Clearing and Morgan Stanley. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, including specialized areas such as business-owner transition and special-needs planning. The firm offers tailored recommendations based on extensive research and planning tools, allowing clients flexibility in implementing advice through brokerage or advisory programs.

Claire Ross is a financial advisor at Edward Jones with two years of industry experience. She holds the Series 66 designation and previously worked at Edelman, Y&R PR (now Goodfuse Communications), Avon Breast Cancer Crusade, and Saks Fifth Avenue. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Charles Dear is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 43 years of industry experience, including prior roles at Diastole Wealth Management, and has been with Cambridge since 2011. Outside of his advisory work, he serves as a board member for GreenStage Guilford, a performing arts organization. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm provides access to multiple platforms and custodians, proprietary model strategies, and third-party sub-advisors.

Peter Luppino is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1995 and Bank of America, N.A. since 2009. He is based in Stamford, CT. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Christopher Ellis is a financial advisor with RBC Capital Markets in Westport, CT, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes positions at City National Bank and Morgan Stanley Private Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual, institutional, and corporate clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles using both in-house and third-party managers and provides access to alternative investments and integrated financial solutions.

Bo Zhang is a financial advisor with Morgan Stanley in Stamford, CT, holding a Series 66 designation and bringing eight years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Outside of his advisory role, he has worked as an independent contractor for Uber. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Carissa Marz is a Senior Financial Advisor at Merrill Lynch Wealth Management. She works alongside her team to provide personalized financial strategies tailored to meet the goals and aspirations of their clients. Carissa’s approach emphasizes thorough attention to detail and professional handling of all aspects of the client relationship. She collaborates with her team to leverage Merrill Lynch's resources in delivering comprehensive wealth management services, including college education planning, family wealth management strategies, legacy planning, retirement income, and tax minimization. Carissa resides in Washington, DC with her husband Ronald Charles Senegal and their children. Together, they enjoy traveling and exploring new experiences.

Kenneth Bernheim is a Financial Advisor at Merrill Lynch Wealth Management. With more than 25 years of experience, he advises families, entrepreneurs, financial professionals, and senior corporate executives on comprehensive wealth management, financial planning, and customized lending solutions. He focuses on integrating banking, investment management, and fiduciary capabilities to bring clarity to important financial decisions. Ken structures and implements strategies across liquidity management, fixed income and equity markets, and alternative investments. In his role, he coordinates access to Merrill Lynch Wealth Management's commercial and investment banking teams as well as the firm's global markets platform. His areas of expertise include investment management, wealth transfer planning, and credit solutions. He holds a Bachelor's Degree from Ithaca College and the Personal Investment Advisor (PIA) designation. Ken lives in Wilton, Connecticut, with his wife and their two college-aged children. He is actively involved in his community and serves as Vice Chairman of the Norwalk Community College Foundation. Outside of work, he enjoys traveling, skiing, and spending time on Cape Cod.

Randy Makles is a financial advisor with Equitable Advisors in Milford, CT, holding a Series 66 designation and 11 years of industry experience. He has worked at Equitable Advisors since 2015 and was previously with Axa Advisors, LLC. Outside of his advisory role, he is involved in direct carrier appointments. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers a range of advisory programs through its network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Alanis McNier is a Financial Consultant at Fidelity Investments, where she partners with clients to empower their relationship with the firm and assist them in making educated decisions about their family's financial future. She has been with Fidelity Investments since 2021, progressing through roles including Financial Representative, Relationship Manager, and Planning Consultant before her current position. Her experience at Fidelity Investments spans several years, during which she has gained expertise in client relationship management and financial planning. Alanis's work focuses on helping clients navigate their financial options and develop strategies aligned with their goals. Outside of her professional role, Alanis enjoys spending time at the beach, engaging in family activities, exploring culinary interests as a foodie, and embracing parenthood.

Christian Meier is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has been with the firm since 2025 and has experience at MassMutual Life Insurance Co and MML Investors Services, LLC. Outside of his advisory role, he has been involved with Manhattan University and has created content on YouTube over the past decade. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, technology-supported approaches to develop written recommendations tailored to client goals.

William James III is a financial advisor with Merrill, holding a Series 66 credential and nine years of industry experience. He has worked at Bank of America, N.A., including the U.S. Trust and Private Wealth Management divisions, since 2013. Outside of his advisory role, he serves as executor for two estate matters. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and charitable organizations.