Edward Kelleher is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and with Cetera since 2023. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with diverse program options and custodial relationships.

John Schmitt is a financial advisor with UBS Financial Services in Westfield, NJ. He holds Series 63 and Series 66 designations and has 40 years of industry experience. He has been with UBS Financial Services since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Tyler Dalzell is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 credentials and six years of industry experience. His prior roles include positions at T. Rowe Price and Morgan Stanley Smith Barney LLC. He has also worked outside of finance with Jay's Valet and Farmstead Golf and Country Club. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services that utilize structured discovery processes and modeling tools like Monte Carlo simulations.

Matthew Millahn is a Financial Advisor at Merrill Lynch Wealth Management with 17 years of experience in the financial services industry. Licensed as a Financial Advisor since 2012, he works directly with individual clients, families, and small businesses to provide guidance on achieving their financial goals. Matthew focuses on areas such as education planning, executive compensation, legacy planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, and tax minimization. He begins by understanding his clients' priorities and helps develop strategies to pursue their short-, mid-, and long-term financial objectives. Matthew serves as a resource for general investing, retirement planning, and unexpected financial needs, offering access to Bank of America specialists for banking, credit, home financing, and small business solutions. He holds a Bachelor's Degree from Ramapo College of New Jersey, an Associates Degree from County College of Morris, and professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional work, Matthew enjoys spending time with his fiancé Jessica, their pets, and is expecting their first child in Thanksgiving 2024. He stays active through daily exercise and competitive baseball, participates in his local community by volunteering monthly at the Animal Humane Society in Newark, and previously served seven years as a Trustee on the Lake Stockholm Country Club & Community Association board. His personal interests also include cooking, gardening, and following sports teams such as the Philadelphia Eagles, Brooklyn Nets, and New York Mets.

Paul Balestiero is a CFP® with 26 years of industry experience, currently with LPL Financial since 2018. His prior experience includes roles at Cadaret, Grant & Co., Inc. and Morgan Stanley DW Inc. He also operates Estate Planning Services, which he has been involved with since 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a network of over 22,800 advisors.

Joseph Silerto is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. He has 28 years of industry experience, including nearly two decades at Scottrade, Inc. prior to joining LPL Financial in 2019. His career also includes roles at National Securities Corp, National Asset Management, PRUCO Securities Corporation LLC, and the Prudential Insurance Company of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, with advice and account management delivered through a large network of investment adviser representatives.

Ken Terranova is a financial advisor with Wells Fargo Clearing based in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior experience includes six years at PGIM Investments LLC before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets with over 14,000 financial advisors.

Walter Daszkowski is a financial advisor with LPL Financial, holding the PFS™ credential and Series 63 and 66 licenses, with 28 years of industry experience. He has worked at LPL Financial since 2017 and previously at National Planning Corporation from 2012 to 2017. Outside of his advisory role, he is the CEO and majority shareholder of Daszkowski Tompkins & Weg PC, which provides accounting and bookkeeping services, and serves as a vice chairman and board member of Empire State Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advisor-facing tools and a broad non-advisory financial services platform.

Dina Delre is a financial advisor at Mass Mutual Investors Services with 30 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Mass Mutual Investors Services since 2017, Massachusetts Mutual Life Insurance Company since 2016, and MetLife Securities Inc. since 2005. In addition to her advisory role, she operates as an independent insurance agent specializing in dental and group disability income, disability, property and casualty, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with planning engagements structured as annual collaborative relationships using firm-approved software to analyze client goals.

Robert Travis is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has dedicated his career to helping clients manage their wealth through personalized strategies that reflect their individual financial goals and adapt to changing market conditions. With nearly four decades of experience, he specializes in areas including managing new wealth, personal retirement planning, portfolio management, small business strategies, and both individual and corporate investment strategies. Robert focuses on guiding business owners with $5 million to $25 million EBITDA through strategic exit planning and post-sale wealth activation. He works closely with a selective group of boutique investment banks to deliver specialized expertise and facilitate transitions from passive wealth to active wealth creation via new ventures and investments. He holds a Bachelor's degree from Michigan State University and is a graduate of the Epley School of Business as a Claire Scholar. Robert also holds the Personal Investment Advisor (PIA) designation. Committed to community involvement, he volunteers with local organizations and enjoys personal interests such as biking, boating, cooking, skiing, swimming, woodworking, and spending time with his family.

Harry Robinson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior work includes roles at Applebrook Homes, the United States Post Office, and PFS Investments, Inc. He is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-driven strategies and selectively managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Andrew Kelly is a Series 66-licensed financial advisor with Morgan Stanley, based in Shrewsbury, NJ, and has 11 years of industry experience. He has worked at Morgan Stanley since 2014 and currently serves at Morgan Stanley Private Bank, N.A. since 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

John Sweeney is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, at Morgan Stanley Smith Barney since 2009, and at Citigroup Global Markets from 1993 to 2009. He is based in Shrewsbury, New Jersey. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory services.

Mark Sherman is a financial advisor at Morgan Stanley with 31 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Sherman holds Series 63 and Series 65 designations. Outside of his advisory role, he is a partner in The Sherman Real Estate Group, a real estate investment business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Rocco Berardi is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 42 years of industry experience. He previously worked for MetLife Securities and Metropolitan Life Insurance Company for over 40 years combined before joining Mass Mutual Investors Services in 2017. Outside of his advising role, Berardi is involved in various entrepreneurial ventures, including managing a restaurant and several real estate and recording studio businesses, as well as serving as president of a homeowners association. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs, generally focusing on goal-based planning and collaborative client relationships.

Gregory Colonna is a Certified Financial Planner (CFP®) with 16 years of industry experience. He is currently an advisor at Edelman Financial Engines, having worked within the Financial Engines Advisors L.L.C. entities since 2016. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice across a broad range of investment products.

Jeffrey Harris is a financial advisor at UBS Financial Services with a Series 66 designation and four years of industry experience. He joined UBS in 2020 after working at Phyton Talent Advisors from 2019 to 2020. He holds a degree from Rutgers University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

James Capuano Jr. is a financial advisor with LPL Enterprise and holds the ChFC® and Series 63 designations. He has 44 years of industry experience, including over three decades with The Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advising, he is involved in selling property and casualty insurance as well as servicing Medicare Supplement insurance. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base that includes individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through its network of investment adviser representatives.

James Migliore is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America, Merrill, and JPMorgan Chase Bank, N.A. Prior to his current role, he also worked at Lester Auto Group/Lester Glenn and briefly at Kim Marie's. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and includes a framework for ESG eligibility.

Thomas Gleason is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to his current role, he worked at Equitable Advisors and serves in the Pennsylvania National Guard. He also has experience in the food and beverage industry as an employee at Charlie Brown's Steakhouse. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians.