Hannah Byron is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. Outside of her advisory role, she is an owner and partner of Sparkyjoy LLC, a real estate business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Jessica Millan is a financial advisor with Edward Jones in Rochester, NY, holding CFP® and Series 66 designations and bringing 15 years of industry experience. She has been with Edward Jones since 2010. Outside of her advisory role, she is involved as a silent partner in a healthcare-related business specializing in ramps, lifts, and scooters, and she manages maintenance and finances for a commercial property through her LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large network of advisors and branch offices across the country.

Margaret Whelehan is a CFP® professional with 24 years of industry experience, currently advising at Cetera since 2018. She also serves as a relationship manager and divorce planning specialist at Canandaigua National Bank, providing consulting services for divorce analysis using her CDFA certification. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Jacob Bilyo is a financial advisor at Morgan Stanley in Rochester, NY, holding a Series 66 designation with three years of industry experience. His background includes roles at JAC Insurance Agency LLC and Autumn Woods Community, as well as work with the Diocese of Rochester and Goodwill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by comprehensive tools and investment research.

Breauna Crumpler is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Carla Morris is a Series 66–licensed financial advisor with Edward Jones in Rochester, NY, where she has worked since 2013. She has 12 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Loree Harpole is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. Prior to joining LPL Financial in 2025, she worked at Capitol Securities Management, Lincoln Investment, and several other firms. Outside of her advisory work, she is also an artist and musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

John Best Jr. is a CFP® professional with 24 years of industry experience currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at Lincoln Financial Advisors for 15 years and Commonwealth Financial Network for six years. He is also involved with Best Times Financial, a support company he started in 2019. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to align strategies with client goals and supports municipal advisory services through a unique affiliation uncommon among large institutional advisors.

Suzanne Schmitz Laese is a financial advisor at LPL Financial with 34 years of industry experience. She holds the Series 63 designation and has been with LPL Financial since 2004. Outside of advising, she serves as the board president for the Empire State Lyric Theatre, a nonprofit opera company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network. The firm offers a wide range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Joelle Reichert is a financial advisor with Morgan Stanley in Rochester, NY, holding a Series 63 designation and 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets beginning in 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Sherie Connorton is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley Smith Barney since 2009, following her tenure at Citigroup Global Markets beginning in 1998. Based in Rochester, NY, she has been active in the financial sector for nearly two decades. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services supported by structured discovery processes and advanced modeling tools.

Kristina Chan Sickmond is a CFP® with eight years of industry experience, currently with UBS Financial Services in Rochester, NY. Before joining UBS in 2026, she spent six years at Manning & Napier Advisors, LLC and associated entities. She also worked at Adagio Ballet for five years prior to her advisory career. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocation to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of investment and capital markets solutions.

Caleb Sharp is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has held positions at UBS since 2022. Prior to his current role, his career included work in real estate and staffing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to clients' goals and risk tolerances.

David Fedrizzi is a CFP® and ChFC® with 38 years of industry experience. He is currently with Ameriprise in Pittsford, NY, having joined the firm in 2025. His prior experience includes roles at LPL Financial and TIAA-CREF. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, providing detailed written Recommendation Reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a centralized consulting team and a combination of research, modeling, and algorithmic tools to generate and tailor recommendations.

Colin Mc Gaugh is a financial advisor with RBC Capital Markets in Rochester, NY, holding a Series 66 designation and four years of industry experience. He has been with RBC Capital Markets since 2019 and has prior work history including roles at Oak Hill Country Club and St. John Fisher College. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by a broad range of custody, brokerage, and financial planning services.

Donald Savino Jr. is a financial advisor at OSAIC in Rochester, NY, holding Series 63 and Series 65 credentials with 40 years of industry experience. His prior roles include positions at American Portfolios Financial Services, Inc., Private Advisor Group, LLC, and LPL Financial, LLC. Outside of advisory work, he serves as treasurer of the Livingston Country Club, overseeing the club’s finances. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage and advisory services along with access to third-party money managers and wrap programs.

Robert Chapman is a financial advisor at Cetera with 26 years of industry experience. He holds the PFS™ credential and Series 63 license. In addition to his advisory role since 2000, he serves as president of Chapman & Co CPA, P.C., an accounting and tax practice active since 1998, and he oversees payroll and benefits processing at New York Payroll Relief Corp. Chapman is also involved in jewelry design and sales through Hearts Embraced, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, and provides access to affiliated and third-party money managers.

David Locurcio is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Neubert Financial Services and Cadaret, Grant & Co., Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of advisers. The firm provides a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and offering model portfolios supported by internal and third-party research.

Vincent Battaglia is a financial advisor with UBS Financial Services in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with UBS since 2007 and has also worked at Mcdonald Investments Inc. since 1998. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research and varied capital markets services.

John Mc Donald III is a financial advisor at Ameriprise with 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in consulting through Creative Management Consultants, LLC, providing support and guidance on practice operations and marketing. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, primarily for clients holding assets in Ameriprise Managed Accounts.