Pamela Prescott is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 10 years. Outside of advising, she serves as power of attorney for her elderly father's accounts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles.

Robert Martin is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at First Citizens Bank and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Brittany Lester is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 credentials and one year of industry experience. Her background includes work in healthcare organizations such as Western Tidewater Community Services Board and several dermatology practices. She is also involved in sales of investment-related products and part-time referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates with a large network of advisors and offers model-driven investment strategies supported by third-party asset managers and custodians.

Scott Csaky is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Raymond James & Associates since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad nationwide adviser network.

Benjamin Hackel is a CFP® professional with one year of industry experience, currently serving as a financial advisor at Edward Jones in Midlothian, VA. His previous roles include positions at Pathfinder Wealth/Northwestern Mutual and Liberty University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies with approximately $1.01 trillion in assets under management. The firm is distinguished by its extensive advisor network, comprehensive service offerings, and affiliated capabilities including a trust company and proprietary mutual funds.

Karolina Ellis is a financial advisor at Cetera with 10 years of industry experience and holds the ChFC® and Series 63 designations. She has previously worked at Securian Financial Services Inc, Northwestern Mutual Investment Management, and Miller Financial Services. Outside of her advisory role, she was involved with F45 Training for one year. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management services, including access to third-party money managers and model portfolios.

Jeffrey Seth Kaplan is a financial advisor with Morgan Stanley in Richmond, VA. He holds Series 63 and Series 65 credentials and has 37 years of industry experience. He has worked with Morgan Stanley and its Private Bank division since 2009. Kaplan serves on the Investment Committee of the Richmond Jewish Foundation. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools but does not provide individual security recommendations in standalone financial plans.

Evonne Kouri is a financial advisor with Primerica Advisors in Midlothian, VA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with Primerica Advisors since 1986 and Primerica Financial Services since 1991. Her other business activities include part-time sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers vetted through an independent consultant and offers a tiered wrap fee structure rather than fixed fees.

James Moon is a financial advisor with Raymond James & Associates in Richmond, VA. He holds Series 63 and Series 65 designations and has 45 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional advisory services through multiple portfolio management styles and affiliated research resources.

Kathleen Fagan is a financial advisor with Wells Fargo Advisors in Richmond, VA, holding a Series 66 designation and 14 years of industry experience. She has been with Wells Fargo Advisors and its predecessor since 2010. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Emily Armstrong is a financial professional with 15 years of industry experience, currently associated with Cetera. She holds the Series 66 designation and has worked at several firms, including Virginia Asset Management and Securian Financial Services. In addition to her advisory role, she serves as a notary public in an independent contractor capacity. Cetera Investment Advisers LLC is an SEC-registered firm that provides services to individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning solutions through a multi-manager platform with access to affiliated and third-party managers.

Zachary Campbell is a financial advisor at Cetera with nine years of industry experience. He holds a Series 66 designation and previously worked with Virginia Asset Management and Securian Financial Services. In addition to his advisory role, he sells life, health, disability, fixed annuities, and long-term care insurance. Cetera is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services across various program structures.

Gregory Jastrzemski is a financial advisor with UBS Financial Services in Richmond, VA. He holds a Series 66 designation and has 13 years of industry experience, including 14 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor plans and portfolio management to clients’ goals and risk tolerances.

Philip Clark is a CFP® professional with 19 years of experience in financial services. He is currently affiliated with Cetera and is the owner of Clark Wealth Planning. Prior to his current roles, he has worked at firms including Avantax and Raymond James Financial Services. Clark serves as treasurer for a nonprofit organization, Florida 2026. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that provides advisory services to individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management, financial planning, and consulting services.

Jacob Snow is a financial advisor with Edward Jones in Chesterfield, VA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked in retail and food service roles and spent ten years in full-time education. Outside of advising, he operates a small business selling Pokémon cards on eBay. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Brian Shea is a Financial Consultant at Fidelity Investments, where he focuses on helping clients make informed financial decisions through clear guidance in investing, retirement income planning, and wealth management. He collaborates closely with clients to develop personalized strategies aligned with their financial goals, utilizing Fidelity's resources. Brian has accumulated experience in the financial services industry through various roles, including Vice President-Financial Consultant at Charles Schwab and Senior Financial Consultant at TD Ameritrade. His career began as a Business Development Specialist at TD Ameritrade, demonstrating a progressive trajectory in client advisory and financial consulting roles. Outside of his professional work, Brian enjoys activities such as board games, camping, social events with friends, movies, parenthood, and skiing.

John Haddix is a financial advisor with Wells Fargo Clearing in Midlothian, VA, holding a Series 66 designation and 19 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of his advisory work, he owns and operates JAX SPEED, LLC, a motorsports company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Christopher Hogge is a Series 66-licensed financial advisor with Equitable Advisors, based in Richmond, VA, and has two years of industry experience. Prior to joining Equitable Advisors in 2024, he worked at Cary Street Partners and Capital Financial Group. Outside of his advisory role, he volunteers as the middle school head basketball coach at Saint Patrick Catholic School. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management services delivered through various advisory programs and third-party managers.

Karen Whitlock is a financial advisor with Wells Fargo Clearing in Richmond, VA. She holds Series 66 and Series 63 designations and has nine years of industry experience. Whitlock has been with Wells Fargo Clearing since 2016, following eight years at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a large network of financial advisors, offering both brokerage and advisory solutions.

Ashley Foster is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing 10 years of industry experience. She has worked with Virginia Asset Management and Securian Financial Services, among others. Foster is also the owner of Mindful Divorce Solutions, a business focused on divorce analytics and client assistance during divorce. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.