Kristi Armstead is a financial advisor at Vanguard Advisers with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Vanguard entities since 2014. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and a team servicing model.

Patrick Hogan is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds a Series 66 designation and has five years of industry experience. His prior work includes roles at Dopkins & Company and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models and primarily Vanguard funds and ETFs, to deliver personalized portfolio solutions at scale.

Zachary Jarvis is a financial advisor with Vanguard Advisers in Charlotte, NC. He holds the Series 66 designation and has one year of industry experience. His prior work includes roles at Blue Barn Wealth, Education at Work, and involvement with the SP Foundation and Utah Valley University. Vanguard Advisers provides automated and human-supported investment advice, serving retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Nathaniel Haberlein is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard since 2021, following a prior role at Wells Fargo Clearing Services. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to asset allocation and manages portfolios predominantly using Vanguard funds and ETFs.

Tarra Worthing is a Series 66-licensed financial advisor at Vanguard Advisers with one year of industry experience. Her background includes roles at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation, along with prior positions in education and small business management. Worthing has also been involved in managing local food service establishments. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, incorporating tax-aware features and customization options.

Chasity Charles is a financial advisor at Vanguard Advisers with 16 years of industry experience. She holds Series 63, 65, and 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Outside of her advisory role, Charles is vice president of 4C Impact Group, LLC, an apparel company, and president of Culture Compass, a travel influencer venture. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to build portfolios primarily from Vanguard funds and ETFs, combining digital delivery with extensive advisor support.

William Andrews is a financial advisor at Fidelity with a Series 66 credential and four years of industry experience. Prior to joining Fidelity in 2025, he worked at TIAA and Thrivent Financial. Outside of finance, he is involved in operating an Asian restaurant in Mooresville, where he handles food orders, serving, and hospitality duties. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Robert Pawlowski is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63, Series 65, and Series 66 licenses and bringing 30 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill from 2009 to 2022, before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, utilizing structured planning tools and modeling techniques such as Monte Carlo simulations.

Bryan Pentz is a financial advisor at Vanguard Advisers with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with Vanguard since 1999, including roles at Vanguard Advisors, Inc. since 2005. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through automated and human-supported investment advice, offering model portfolios, plan-level managed solutions, and digital delivery with a proprietary goal-based, algorithm-driven approach.

Yuliana Gonzalez Vega is a financial advisor at Wells Fargo Clearing with one year of industry experience. She holds a Series 63 designation and has previously worked at Keeneland, Relix Bridal, and the University of Kentucky. Wells Fargo Advisors serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.

Sean Lawrence is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and over 24 years of industry experience. His prior roles include positions at TIAA-CREF and Alight Financial Advisors. He is based in Charlotte, NC. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment strategy utilizing proprietary methodologies and primarily Vanguard funds and ETFs, delivering services through a combination of digital platforms and advisor teams.

Delfin Llamas is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and 16 years of industry experience. His career includes multiple roles at Vanguard Advisers and The Vanguard Group, Inc., as well as a position at TIAA. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Gene Lenfest Jr. is a financial advisor with Ameriprise in Denver, NC, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations.

Savannah Simpson is a financial advisor at Vanguard Advisers with three years of industry experience. She holds Series 63 and Series 66 registrations and has worked across multiple Vanguard entities since 2023. Her background also includes roles outside financial services, such as employment with Enderly Coffee Company and Goodwill Industries of NWNC. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily constructs portfolios with Vanguard funds and ETFs.

Timothy Mcclurg is a financial advisor at Ameriprise with over 32 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Riversource Distributors, Inc. for 15 years before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, emphasizing managed accounts and using algorithmic tools overseen by a dedicated committee.

Savannah Susanin is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Her prior roles include positions at Humana, Inc. and NBCUniversal, as well as work related to UNC Kenan-Flagler Business School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Jacob Dunn is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and four years of industry experience. He has held roles at several organizations, including Hornets Sports and Entertainment as a guest experience ambassador and currently provides guest services at Best Crowd Management. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and eligible retirement plan participants, using a goal-based, algorithm-driven approach. The firm manages a large number of client relationships through a high client-per-advisor ratio and offers customizable portfolios constructed mainly from Vanguard funds and ETFs.

Megan Hinson is a financial advisor with Edward Jones in Mooresville, NC. She holds a Series 66 designation and has been with Edward Jones since 2026. Prior to joining Edward Jones, she spent 19 years at Lowe's Companies. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

James Donahue is a financial advisor with Vanguard Advisers, holding a Series 66 designation and eight years of industry experience. He has been with Vanguard and its affiliated entities since 2018. Prior to that, he held various roles including a position with the Financial Wellness Program at the University of Illinois Extension. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mostly from Vanguard funds and ETFs with features such as tax awareness and customization options.

Kurt Fellinger is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016. Fellinger serves as a trustee for family investment entities in Chicago, IL, and Davidson, NC. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory services supported by research from Wells Fargo Investment Institute and third-party sources.