Bruce Varnadore Jr. is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 registrations and has been associated with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages diversified model portfolios and serves multiple registered investment companies with an emphasis on oversight and conflict management.

James Boughter is a financial advisor with Fidelity who holds the CFP® designation and Series 63 and 66 licenses. He has 27 years of industry experience, including roles at Fidelity Brokerage Services, Strategic Advisers, and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to build model portfolios and manages oversight of affiliated and unaffiliated sub-advisers.

Daniel Copeland is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has been with Merrill since 2005 and concurrently affiliated with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party teams, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eddie Garcia is a financial advisor with Merrill in Jacksonville, FL, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Merrill and Bank of America, he worked at Fidelity Investments for three years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies designed for a range of clients including individuals, high-net-worth clients, and institutional investors.

Jeffrey Riker is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Merrill, he worked at Fidelity Investments and Bank of America, N.A. His background also includes a brief role with Naval Air Systems Command and entrepreneurial experience at Lone Oak Brewery. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Boban Tunjic is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments, Citigroup, Fidelity Brokerage Services LLC, Bank of America, and Merrill. Outside of his advisory work, he owns a non-investment business called East Coast Irrigation & Drainage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.

Napoleon Robinson is a financial advisor at Charles Schwab with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including TD Ameritrade, Wells Fargo, and Edward Jones. Outside of his advisory role, Robinson owns and manages a transportation company, RH Carriers Inc., and a restaurant business, Spice Tapas LLC, in Charlotte, NC. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management solutions supported by a centralized structure and comprehensive custody services.

Aubrey Averette is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Fidelity Brokerage Services LLC since 2018, as well as at TPC Sawgrass from 2012 to 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a variety of fund structures and model portfolios.

Victor Rahner is a financial advisor with Merrill based in Jacksonville, FL, holding Series 66 and Series 63 credentials and having five years of industry experience. Prior to joining Merrill, his background includes roles in hospitality management and a position at the Cato Institute. He was also involved with Florida State University and its Campus Recreation program. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Megan Porcella is a financial advisor at Fidelity with four years of industry experience. She holds the Series 63 and Series 66 designations. Her work history includes roles at Fidelity Investments as well as experience in the dental and hospitality industries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers services such as discretionary management and fund advisory.

Mary Jones is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. Her prior work includes roles at T3 Trading Group, LLC and HomeMaking. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of products, including model portfolios delivered to intermediary platforms.

Sandy Misenheimer Pelot is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is involved in consulting through the Misenheimer Group. Ameriprise provides retirement-income planning services targeting individuals nearing or in retirement with significant investable assets. The firm combines research-driven modeling and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Rachel Artiste is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2007. Outside of her advisory role, she is a co-owner of a family rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Paul Cancel is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 designations and is based in Jacksonville, FL. He has worked at Fidelity Brokerage Services, LLC since 2016 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing portfolios with proprietary models and delegated sub-advisers.

Charles Arroyo is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has worked previously at Merrill and Bank of America. Outside of his advisory role, he hosts public trivia events in Jacksonville, Florida. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to both retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm provides discretionary and non-discretionary management, fund advisory, and model portfolios, incorporating systematic methodologies and oversight controls.

Charles Huguenard Jr. is a financial advisor at LPL Financial with 10 years of industry experience. He holds a Series 66 designation and has worked previously at First Horizon, Bank of America, and Merrill. Outside of his advisory role, he is the owner and manager of HUGS Holdings LLC, a non-investment related business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

Thomas Wynn is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Edward Jones and Eli Lilly & Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Nancy Hudmon is a Planning Consultant at Fidelity Investments, a position she has held since 2025. In this role, she partners with clients to understand their priorities and develop financial plans that align with their goals, values, and vision for the future. She emphasizes the importance of understanding people to provide thoughtful guidance and help clients make informed decisions through life's transitions and changing financial priorities. Nancy has been with Fidelity Investments since 2022, progressing through various roles including Workplace Planning Consultant I, II, and III before her current position. Her experience within these roles has focused on client partnership and financial planning. Outside of her professional work, Nancy engages in activities such as cooking and baking, spending time with family and friends, gardening, and caring for pets.

Chris Hnatusko is a financial advisor at Merrill with Series 66 and Series 63 licenses and 10 years of industry experience. He has been with Merrill since 2015 and also works at Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Butler is a financial advisor at Merrill with Series 63 and Series 66 credentials and two years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Bank of America. Outside of finance, he is involved in cybersecurity consulting focused on data privacy strategies for content creators and senior citizens and works part-time at J Alexanders Restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.