John Fanning is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2010. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

Anastasiya Zaytsev is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. She has worked at Bank of America, Merrill, and Thrivent Financial. Outside of finance, she has been involved in several entrepreneurial ventures, including roles with Annie-Body and Beauty Lab LLC and Khrom Dermatology MedSpa and Wellness LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Jessica Mullings is a Senior Financial Advisor with The Camelot Group in Weston, Florida, operating within Merrill Lynch Wealth Management. She specializes in helping clients meet their financial goals by developing personalized strategies tailored to each individual's long-term objectives. Jessica holds the Personal Investment Advisor (PIA) designation. Her education includes an Associate's Degree from Miami Dade College and attendance at the University of Tampa, Broward College, and Florida International University without degree conferral. She earned her High School Diploma from Cheshire Academy. In addition to her professional work, Jessica participates in community service activities with organizations such as Feeding South Florida, Habitat for Humanity, and United Way of Broward County. Her personal interests include wine tasting, cooking, traveling with her family, and watching her son's soccer matches.

Richard Barton is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and with Morgan Stanley Private Bank, National Association since 2015. Barton is also a consulting general partner at Peery-Barton Holdings, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Richard Dinh is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 license and 14 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2014 and worked with Morgan Stanley Private Bank, N.A. beginning in 2026. Outside of financial advising, he was involved in operating Alexandra Salon and Spa, LLC for eight years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages extensive client assets and employs structured planning tools and models as part of its advisory process.

Damian Chung is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Ameriprise Financial Services and its affiliated entities since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning with a written Recommendation Report and ongoing advice, utilizing proprietary research, third-party data, and algorithmic tools.

Viviana Caicedo is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 credential. She has been with Merrill since 2016 and is currently based in Fort Lauderdale, FL. Outside of her advisory role, she has ownership interests in several family-owned businesses related to auto supplies and industrial washing services, though she is not actively involved in their operations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Byron Vasiliou is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and associated with Morgan Stanley Smith Barney since 2013. Outside of his advisory role, he is the sole proprietor of V Freres LLC, a family investment account based in Miami, FL. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services including estate planning and investment strategies.

Joseline Schwach is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She previously worked at Wells Fargo Bank and has experience in law and education through roles at De Varona Law and Strayer University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Lewis is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and with 43 years of industry experience. He has been with Merrill since 1988 and also has a tenure at Bank of America dating back to 2009. Outside of his advisory work, he serves as a committee member for All Souls Episcopal Church and is a board member of the Watergate East community. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexander Arango is a Series 66 licensed financial advisor with 11 years of industry experience. He is currently with Cetera in Dania, FL and has held roles at Regions Bank and Space Coast Credit Union. Outside of his advisory work, he is a 100% owner of a rental property in Miami. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Natalia Portocarrero is a CFP® and Series 66 credentialed financial advisor with five years of industry experience. She has worked at Charles Schwab since 2021, including Charles Schwab Bank since 2024, and previously was with Portfolio Resources Group from 2018 to 2021. Her background also includes experience outside finance, having worked at Mi Apa Latin Cafe. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Luis Santos is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, Wells Fargo Clearing, and Investacorp Advisory Services Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Michael Baudo is a financial advisor at Equitable Advisors with 26 years of industry experience. He holds Series 66 and Series 63 licenses. His prior experience includes 21 years at ING Financial Markets LLC and three years at Strategic Direction LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory models.

Andres Fallon is a financial advisor with Morgan Stanley in Plantation, FL, holding Series 63 and Series 65 credentials and 16 years of industry experience. He previously worked at HSBC for 10 years before joining Morgan Stanley in 2017. Fallon serves on the advisory board of Cooper City Health, a healthcare organization. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Daniel Kaiser is a financial advisor with UBS Financial Services in Fort Lauderdale, FL, holding a Series 66 designation and 11 years of industry experience. He has been with UBS Financial Services since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and incorporates proprietary research and model-based asset allocations in its client offerings.

Alberto Castellon Echagarrua is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. He has worked at both Bank of America, N.A. and Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Duane Lawrence is a financial advisor with Primerica Advisors in Margate, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2001 and was briefly associated with Second Mile Management LLC in 2023. Outside of his advisory role, he coaches Crossfit at Deerfield Beach, FL, spending approximately 20 hours per month in this fitness capacity. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, providing a wrap-fee solution rather than institutional pension or profit-sharing plan management.

Karl Nyberg is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Wells Fargo and River Financial. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its role in managing model portfolios, advisory services to registered investment companies, and use of advanced methodologies such as AI.

Terry Westlund is a financial advisor with Cambridge Investment Research Advisors and holds the ChFC® and Series 63 designations. He has 44 years of industry experience, including prior roles at Mass Mutual Investors Services and Legacy Financial Group. In addition to his advisory work, he is an independent insurance agent for various companies. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a broad network of financial professionals.