James Frash is a financial advisor with Ameriprise in Bonita Springs, FL, holding ChFC® and Series 66 credentials and bringing 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2000. Outside of advising, he has business interests in tourism in South Africa and owns an LLC that holds the building for his Ameriprise franchise. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm serves clients with substantial investable assets and offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Paul Szczepaniak is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 registrations and 14 years of industry experience. He previously worked at Credit Suisse Securities and Jefferies LLC. Outside of his advisory role, Szczepaniak serves as an adjunct professor at Miami Dade College and is scheduled to teach part-time at Barry University, focusing on finance-related courses and career insights. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Julie Rothmeier is a financial advisor with LPL Financial in Estero, FL, holding Series 63 and Series 66 licenses and possessing 32 years of industry experience. She has worked at LPL Financial since 2006 and previously at Wells Fargo Investments. Rothmeier serves on the Cloquet Rotary Club board, a nonprofit organization focused on humanitarian service and ethical standards. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions.

Pedro Henrique Pinto De Castro Alvares is a Series 66-credentialed advisor at J.P. Morgan Securities with two years of industry experience. He has previously held roles at Merrill and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Wendy Vigh is a financial advisor with UBS Financial Services in Bonita Springs, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment strategies.

Kate Mc Kee is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch since 2007, bringing over a decade of professional experience in credit and lending as well as commercial real estate capital markets. At Merrill, Kate assists affluent clients by implementing strategies in investment, retirement, tax, trust, estate, and wealth transfer. She also collaborates with leadership teams of private foundations and non-profit organizations to develop and implement financial strategies aimed at furthering their missions. Kate earned a Bachelor of Arts degree in Economics from Trinity College. She holds the Certified Private Wealth Advisor® (CPWA®) designation and the Chartered Retirement Planning Counselor™ (CRPC™) designation. Additionally, she maintains the Series 7 and 66 FINRA registrations. Kate has served on the Parent Board at Noble & Greenough School and has been actively involved with her children's schools, including Fessenden and Tenacre Country Day School. She has served on the corporation board of Grace Memorial Chapel and participated in the "Champions for Children's" fundraising auction benefiting Boston Children's Hospital. Kate lives in Florida and Massachusetts with her husband and enjoys spending time with her three adult children and grandchildren. She has been involved in coaching field hockey, lacrosse, and tennis, and enjoys playing tennis and skiing.

Seth Townsend is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Carmelita Singh Mayer is a financial advisor with Wells Fargo Clearing in Naples, FL, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has worked at Wells Fargo Clearing since 2003 with a four-year period at Morgan Keegan & Company, LLC from 2008 to 2012, and two years at Prudential Equity Group, LLC prior to that. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions, relying on research and analytics to guide investment decisions.

Marc Berman is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in the financial industry for over 25 years, assisting clients in reaching their financial goals through tailored strategies that align with their individual goals and risk tolerance. In his role, Marc focuses on helping individuals grow their financial assets and realize their life priorities. His areas of expertise include employee financial health, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned his High School Diploma/GED from Boston House College. Marc follows the Merrill tradition of community involvement and dedicates time to volunteering with local organizations. Outside of work, he enjoys cooking, ice skating, spending time with his family, swimming, playing table tennis, traveling, and watching movies.

Demetrius Levantini is a financial advisor with Wells Fargo Clearing holding a Series 66 designation and 23 years of industry experience. His prior roles include positions at MidwestOne Bank, LPL Financial, TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Cornelius Kelleher is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He holds the Series 66 designation and has previously worked at Merrill and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce.

Joseph Paiva Jr. is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at J.P. Morgan Securities for 10 years. Outside of his advisory role, he is involved with IncredibleSpeed, LLC, a recreation-related business, and serves as an investor and officer at RecruitFlo, LLC, which focuses on marketing and app development. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and investment analysis methods such as Monte Carlo simulations to support its financial planning services.

William Slepcevich is a financial advisor at Osaic Wealth with 17 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services, Questar Asset Management, and Questar Capital Corporation. Outside of advisory work, he is involved in life, disability, and long-term care insurance sales through his own agencies. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools, and is notable for its large scale and recent consolidation activity.

Joel Mitchell is a Series 66-licensed financial advisor at J.P. Morgan Securities with eight years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2023, and previously spent seven years with Bank of America and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence and may incorporate ESG criteria, with implementation supported by affiliated investment-management entities.

Lisa Walsh is a financial advisor at Raymond James & Associates with 31 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Raymond James since 2014. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Alison Meade is a CFP®-certified financial advisor with 24 years of industry experience, currently serving at Ameriprise in Naples, FL. She has been with Ameriprise and its related entities since 2005. Outside of her advisory role, she is president of Boston Ledge LLC, a management company for a franchise financial planning practice. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that combines written recommendation reports with annual retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Kristen Candella is a Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2024. She has been with Fidelity Investments since 2017, advancing through positions such as Financial Consultant, Investment Consultant, and Relationship Manager. Prior to that, she worked as a Client Services Associate at RBC Wealth Management from 2014 to 2017. With 19 years of experience as a Certified Financial Planner®, Kristen specializes in assisting clients with their financial goals, focusing on building trust and empowering individuals to make informed financial decisions. She collaborates with clients to develop wealth legacy plans that support future generations. Outside of her professional work, Kristen has personal interests in art, the beach, biking, fitness, hiking, and pets.

Michael Larose is the Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity for over 20 years, holding various roles since 2004, including Financial Consultant since 2014, Investments Representative, Private Client Specialist, Financial Representative, Senior Account Delegate, and Service Specialist. Prior to joining Fidelity, Michael held positions at Putnam Investments, American Express IDS, and Funds Distributor, where he gained experience in business planning, financial advising, mutual fund distribution, bond data analysis, and transaction processing. His professional experience spans roles focused on wealth planning, client service, and investment strategies. Michael's career reflects a commitment to helping clients work toward their financial goals through tailored strategies. Fidelity Investments provides a platform for his work with diverse investor profiles. No additional education, credentials, personal interests, or community involvement information was provided.

Josue Espinosa is a financial advisor at OSAIC with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including Raymond James & Associates and Ciccarelli Advisory Management, LLC. Outside of financial advising, he owns a cattle ranch and tree farm in Panama. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization through a multi-advisor platform.

Kelly Bramer is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and possessing 40 years of industry experience. Prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2021, she worked at UBS Financial Services Inc for 10 years. Outside of her advisory role, she serves as a trustee and advisor to the parish pastor at Our Lady of Lourdes Catholic Church. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and estate strategies supported by structured discovery processes and firm-approved planning tools.