Hio Rumschlag is a CFP® professional with over 42 years of experience in the financial services industry. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 1991 and is also the owner of R2 Financial Planning, LLC. Outside of his advisory role, he has involvement in life insurance sales and is a landlord through Rumschlag Realty, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by risk profiling and analytical modeling, and maintains specialized offerings such as municipal advisory services and employer SIMPLE IRA consulting programs.

Austin Carlson is a financial advisor with Ameriprise Financial Services LLC in Dearborn, MI. He holds Series 63 and Series 65 licenses and has been with Ameriprise since 2024. Prior to his advisory role, his work experience includes positions in retail and service industries and attendance at the University of North Dakota. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice, utilizing investment research and algorithmic tools within a defined asset and product framework.

Michael Acho is a CFP®-designated financial advisor with 32 years of industry experience. He is currently with Cetera and previously worked at Osaic Fa, Inc for 18 years. Acho serves as a board member and finance committee member for several nonprofit organizations, including the Ocular Immunology and Uveitis Foundation and the Yatoomas Foundation for the Kids, and participates in the Michigan Association of CPA’s as a task force member. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 independent advisors nationwide, offering portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, and institutional clients. The firm operates a multi-manager platform with a variety of program options and manages assets exceeding $256 billion.

Carolyn Kunik is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. She has been with Merrill since 2009, following a brief tenure at Banc of America Investment Services, Inc. in the same year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Casey Quinn is a financial professional at Cetera with 18 years of industry experience and holds the Series 66 designation. Prior to joining Cetera in 2023, Casey worked at Valic Financial Advisors for 11 years and has been involved with Wealth Strategies Financial Group since 2022, focusing on fixed insurance sales. Casey operates in Southfield, MI. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and access to third-party managers.

Samantha Granata is a financial advisor with Ameriprise in Dearborn, MI, holding a Series 66 designation and seven years of industry experience. She previously worked at ATS Advisors and Henry Ford College and is also involved as an associate financial advisor with Jim Thorpe LLC, where she engages in event planning and client service activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

David Smith is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Cetera in 2019, he worked at Foresters Financial Services and Foresters Financial from 2013 to 2019. Outside of his advisory role, he has served on the executive board of the Detroit Athletic Club, including terms as director of hockey operations, vice president, and president. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, allowing advisors to utilize affiliated and third-party managers or create custom strategies.

Dan Schuetz is a financial advisor at Wells Fargo Advisors with six years of industry experience. He holds the Series 66 designation and has worked previously at LPL Financial, John Cabot University, Northwestern Mutual, and Michigan State University. Outside of his advisory role, Dan serves as a referee in an adult recreational hockey league. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, using proprietary research and tools, and integrates advisory services with other financial products and referral channels.

David Viane is a financial advisor with J.P. Morgan Securities in Farmington, MI, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, NA since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes ESG considerations.

Melissa Russell is a Series 66-licensed financial advisor at Stifel with 17 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2016 and previously worked at Wells Fargo Clearing. Outside of her advisory role, she serves as a Notary Public, notarizing documents for Stifel clients. Stifel serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Erik Ireland is a financial advisor at Primerica Advisors in Madison Heights, MI, with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica since 1991. Outside of advising, he serves as a trustee for his mother and is a member of Business Network International. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Bradley Holman is a Series 66 licensed financial advisor with 17 years of industry experience. He is currently with J.P. Morgan Securities and has previously worked at Morgan Stanley, Bank of America, Merrill, PNC Wealth Management, and Natcity Investments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, with emphasis on model asset allocations and an ESG eligibility framework.

Sergei Yelizarov is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 19 years of industry experience, including roles at Metlife Securities and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he provides consulting services for a mining construction equipment sales company and works as a sales agent in life, health, fixed annuity, and disability insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based financial planning and specialized services such as divorce and estate-settlement planning.

Bruce Berry is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked with Cambridge Investment Research Advisors and has operated Berry & Maas Consulting, Inc. since 2003. Outside of his advisory roles, he is involved with several business entities for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a wide range of financial planning and investment management services to individuals, retirement plans, banks, trust companies, and institutions. The firm combines extensive advisory capabilities with various non-advisory financial services and supports over 22,800 advisors managing more than $819 billion in discretionary assets.

Kenneth Oldham is a financial advisor at Ameriprise with one year of industry experience and holds a Series 66 designation. Prior to joining Ameriprise, he worked at EverNorth Wealth Advisors and Foguth Financial Group. Outside of his financial advisory role, he is involved with Orchard Grove Community Church where he leads a men’s group, teaches, and occasionally performs ceremonies such as weddings and funerals. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

David Dulude is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. Prior to joining LPL Financial in 2024, he spent 24 years at Crown Capital Securities, L.P. In addition to his advisory role, he is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with access to model portfolios, third-party asset management, and institutional platforms.

Jason Welch is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2018. Prior to that, he was associated with WWK Advisors, LLC and WWK Investments, Inc. for several years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset management, supporting diverse investment strategies through its extensive network of advisors.

Eloise Lacey is a financial advisor with Fidelity Investments, holding a Series 66 designation. She has experience working at Fidelity since 2026 and previously was employed at Michigan State University and Herbert Financial Group. Outside of finance, she worked for three years at Dairy Dream. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Robert Wright is a financial advisor at Osaic with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Signator Investors, Inc. from 2006 to 2018. Wright is president of Insignia Financial Company and serves on the boards of Open Door Community Outreach and the Blood Cancer Foundation of Michigan. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolios. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supported by risk-tolerance assessments and rebalancing tools.

Vicki Filipiak is a CFP®-designated advisor with 27 years of industry experience, currently affiliated with Cetera since 2019. Her prior roles include extensive tenure at Foresters Financial Services and Foresters Advisory Services. She serves as chairperson of the endowment fund committee at St. Paul's Evangelical Lutheran Church and owns an agricultural business involving farming, hunting leases, timber sales, and barn rentals. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with discretionary and non-discretionary account structures.