Jesse Parsley Jr. is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. He has worked at several firms including AXA Advisors LLC, Northwestern Mutual Wealth Management Company, and PNC Investments before joining Merrill in 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, and institutions.

Lisa Hite is a financial advisor with LPL Financial in Canton, Michigan, holding a Series 66 designation and two years of industry experience. She has worked at LPL Financial since 2024 and has been with Community Financial Credit Union in some capacity since 2001. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment solutions including financial planning, model portfolio programs, and institutional platforms, supporting advisors with both proprietary research and third-party strategies.

Brendan Dunleavy is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2018, following a 14-year tenure at Signator Investors/John Hancock. Dunleavy serves on the boards of a charitable organization affiliated with the Michigan Department of Human Services and the Irish Network Detroit. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach involves model-based asset allocation, portfolio optimization, and a range of customizable strategies supported by third-party money managers and proprietary models.

Rivaldo Tobia is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 63 and Series 66 designations and has worked within various roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and eMortgageFunding LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to develop model asset allocations and incorporates an ESG eligibility framework in its recommendations.

Jake Sehoyan is a financial advisor at Cetera with two years of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at Stifel, Nicolaus & Company, DoorDash, Tiffany & Co., Hermes of Paris, Jacobs Media/Jacapps, Carhartt, and Wayne State University. He is also a Notary Public with the Michigan Department of State. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform with various program structures and access to third-party money managers.

Kurt Ebel is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has worked at Cetera and its affiliate firms since 2019 and previously spent 12 years with Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party investment managers.

Brian Guillery is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and with 29 years of industry experience. His prior work history includes roles at FSC Securities and LPL Financial. Outside of his advisory role, Guillery is an independent insurance agent representing various companies. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional investors such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs across multiple platforms, managing a multi-billion dollar asset base.

Charles Pass is a financial advisor with LPL Financial in Farmington, MI, holding Series 63 and Series 66 licenses and nine years of industry experience. He previously worked at NYLIFE Securities LLC and New York Life Insurance Company from 2016 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with investment approaches that incorporate strategic and tactical allocations, direct indexing, and alternative exposures.

Richard Smith is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides financial insight, guidance, and management to individuals, families, and businesses nationwide, focusing on advanced planning and portfolio allocation. His expertise includes advanced financial strategies involving individual stocks, indices, market linked notes, and alternative investments. Richard's team helps clients navigate volatile markets and plan for retirement, college education, and tax minimization among other areas. Richard began his career in financial services in 2008, motivated by a passion for working with small business owners. Before entering the industry, he earned bachelor's degrees from Western Michigan University's Haworth College of Business and School of Communication. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Richard also maintains licenses as a residential and commercial mortgage loan originator and REALTOR®. Residing in Grosse Pointe Farms with his wife and two daughters, Richard is actively involved in his community. He serves on the Grosse Pointe Farms Parks & Harbor Committee, is an active member of the Grosse Pointe Farms Boat Club board, and previously coached varsity baseball at Grosse Pointe South High School. His personal interests include fishing, golfing, music, and traveling with his family.

Alfonzo Credit is a financial advisor with LPL Financial in Ann Arbor, MI, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at DFCU Financial, CUSO Financial Services, The Huntington Investment Company, and Citizens Securities Inc. He is involved with DFCU Financial Partners, an investment-related business associated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and participant-level retirement advice, supported by a large network of advisors and various operational tools.

Cheryl Mcgown is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She previously worked at J.P. Morgan Securities and Chase Investment Services Corp. She is also the owner of a trucking company, C Mc Go Trucking LLC. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians.

David Lenda is a financial advisor at Cambridge Investment Research Advisors with over 33 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior work includes roles at PNC Wealth Management and LPL Financial. In addition to his advisory work, he is involved with the HR PI Networking Group and operates as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and a large network of financial professionals.

Meggison Mitchell is a financial advisor at Morgan Stanley with a Series 66 credential and less than one year of industry experience. Prior to joining Morgan Stanley, Mitchell held roles at Bank of America, Merrill, and Hantz Financial Services, and has experience in various sectors including hospitality with Luxe Bar & Grill. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, focusing on structured financial planning supported by firm-approved tools and models.

Scott Lowery is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 65 licenses. Lowery has been with Raymond James Financial since 2002 and also owns an accounting practice, Scott Lowery, CPA, PC. He serves as Treasurer and board member of the Northville Historical Society. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and employs analytical tools to support client goals across its extensive advisor network.

Jonathan Saffiedine is a Series 66 licensed advisor with J.P. Morgan Securities in Plymouth, MI, where he has worked since 2012. He has 14 years of industry experience and has also been with JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process uses centralized due diligence combining quantitative and qualitative research, with recommendations limited to eligible strategies that may include an ESG eligibility framework.

William Neef is a financial advisor with LPL Enterprise holding a Series 66 designation. He has been with LPL Enterprise since 2026 and previously worked at Berline from 2016 to 2025. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Daniel Bolda is a CFP® professional with 40 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at Michigan Pension and Financial Inc. and Commonwealth Financial Network. He is also the owner of Michigan Pension & Financial Inc., where he operates as an independent insurance agent. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of financial professionals and provides access to proprietary model strategies as well as third-party advisers.

Joy Ryan is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and with 33 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with advisors like Ryan.

David Paskievitch is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles at LPL Financial and other firms since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ellaina Dibenedetto is a Wealth Management Advisor at Merrill Lynch Wealth Management. She is part of the Carmody-Turner Group, which provides customized wealth management and planning strategies to select clients, families, and organizations across the United States. The team focuses on connecting all aspects of clients' financial lives to help prioritize and pursue the goals that matter most to them, offering personalized service combined with the investment insights of Merrill and banking convenience of Bank of America. Clients typically served include physicians, serial entrepreneurs, college coaches, small business owners, executives, and other high-net-worth individuals and their families. The group works with clients face-to-face or virtually, depending on geographical and time constraints, to develop individualized plans aimed at achieving clients' financial goals with an emphasis on balancing risk and long-term success. Ellaina holds a bachelor's degree and a Master of Business Administration from Western Illinois University. She is a CERTIFIED FINANCIAL PLANNER® professional and holds the Sports & Entertainment Accredited Wealth Management Advisor™ designation. She actively contributes to the community through involvement with the Western Illinois University Foundation Board, Father's and Families Support Center, and the United Way Charmaine Chapman Society, and coaches youth sports within the Parkway West and Parkway-Rockwood school districts.