Steve Juncaj is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various J.P. Morgan entities since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers customized, non-discretionary investment advice supported by centralized due diligence and incorporates both quantitative and qualitative research in its asset allocation recommendations.

Richard Boschert is a financial advisor with Ameriprise Financial Services LLC in Troy, MI, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Merrill, Morgan Stanley, and PNC Wealth Management, among others. Outside of advisory work, he is a master partner in CYA Cover Your Asphalt LLC, an asphalt repair and maintenance business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Brynne Banks is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 designation and has previously worked at PNC Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Jennifer Coryell is a financial advisor with Merrill in Bloomfield Hills, MI, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has worked with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Aimee O'Donnell is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney LLC since 2015, including a role at Morgan Stanley Private Bank, N.A. from 2016 to 2018. Outside of her advisory work, she is a manager and member of 89 W. Madge LLC, involved in property management in Royal Oak, Michigan. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and approved tools, focusing on advisory services without providing individual security recommendations.

Joshua Mulder is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Raymond James since 2016 and previously spent six years with Ameriprise. Mulder is associated with Mulder Financial Group, a partnership name used for business purposes, with all client activity conducted through Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm uses tailored, non-discretionary planning supported by analytical tools and offers a range of programs, including municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

James Pittel Jr. is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Timothy Brice is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2014. He is based in Birmingham, Michigan. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm’s financial planning utilizes structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Daniel Curtis is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and two years of industry experience. His prior work includes positions at United Wholesale Mortgage and roles at Grandville High School and Addix Sportswear. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines non-discretionary advisory recommendations with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Brad Peltier is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Merrill and J.P. Morgan Chase. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Lewis Walterhouse III is a financial advisor at Raymond James & Associates with three years of industry experience. He holds a Series 66 designation and previously worked at Vector Marketing and Western Michigan University. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional plans, and municipal entities, providing financial planning and non-discretionary investment consulting supported by a nationwide adviser force.

Jay Kuhn is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he supports Coffield and Associates by producing and publishing Money Guide Pro materials and assisting with administrative duties. Ameriprise serves clients primarily through a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, written recommendations, emphasizing assets held in Ameriprise-managed accounts.

Jaclyn Noble is a financial advisor with Merrill in Bloomfield Hills, MI, holding a Series 66 designation and eight years of industry experience. Her prior work includes roles at Private Client Services and Executive Wealth Management, LLC. Outside of her advisory work, she is a passive member of several family-owned commercial real estate LLCs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sara Bresnahan is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for 11 years. Outside of her advisory role, she serves as a board member and secretary on the Parks and Recreation Board for the Village of Beverly Hills, Michigan. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and combines traditional retail and institutional services with specialized investment activities.

Lisa Pallach is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley since 2009, including her current role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

John Sauber is a financial advisor with Equitable Advisors in Troy, MI, holding a Series 66 designation and 11 years of industry experience. He has been with Equitable Advisors since 2015, including its predecessor Axa Advisors. Outside of his advisory role, Sauber serves as an administrator or executor for family estates and as a trustee for an aunt. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, including both non-high-net-worth and high-net-worth clients, as well as institutions and charitable organizations. The firm offers a range of advisory programs through a network of representatives, relying on third-party sponsors and affiliated asset managers for program implementation.

Thomas Aubrey is a financial advisor at Edward Jones in Birmingham, MI, holding Series 63 and Series 66 licenses with 18 years of industry experience, all at Edward Jones since 2008. He serves as a board member of Precision Inventory, LLC. Edward Jones is a full-service wealth management firm that serves over four million clients, including individual and institutional investors, and manages approximately $1.01 trillion in assets through a large nationwide network of advisors. The firm offers various advisory strategies, affiliated investment products, and operates under a fiduciary standard.

Jonathan Modiano is a financial advisor at RBC Capital Markets with 22 years of industry experience. He previously worked at UBS PaineWebber Inc. for over two decades before joining RBC in 2025 and later City National Bank in 2026. Outside of his advisory role, he owns Raise the Bar Gym LLC, a private company. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual, institutional, and charitable clients. The firm offers various wrap fee advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides comprehensive portfolio management, financial planning, and brokerage services.

Paul Monacelli is a Series 66-licensed financial advisor with UBS Financial Services in Lake Orion, MI, where he has worked since 2009. He has 20 years of industry experience. Outside of his advisory role, he manages family-related business entities involved in real estate investments. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets solutions.

Jill Mills is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding a Series 66 designation and over 20 years of industry experience. Prior to joining Morgan Stanley in 2024, she worked at Waterford Bank N.A. and Clarkston State Bank. Outside of her advisory role, she owns and operates Jill's Oven & Bakery LLC, a home bakery. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process that utilizes firm-approved tools and specializes in both direct and corporate financial planning services.